how lucky to own your own home at 20 ....
my advice , especially as your partner is not keen, is to wait.
you are 20, finish your degree , finish uni and then re assess
if you are lonely and looking for something ot fill your time, try some voluntary work.. maybe something with children /children related , maybe with underprivileged children
The age thing is almost irrelevant, the two main things aer your partner is not keen and you are bored.
you can be bored and lonely with a baby..it is not all fun and games and having someone to love
you fancy wokring from home as an author? great.. try doing it in 1 hour bursts, having had no sleep, or with a poorly child dangled on your knee, with no breaks
you have a very idealised notion of motherhood, whihc is not a bad thing per se, but you also need the support of a partner.. examine why yuou need this for you.. think about the baby you are wanting to bring intot he world
there can be few situations lonelier than as a single mum with no friends and no partner, doing it all 24/7 , alone
while you are independent and financially secure, fill your time with things,. i can think of so mcuh I would love to do, if i didn't have to fit children and work and houseowrk etc into the day