I read a book as a pre-teen that I enjoyed and I'm trying to find it; Google isn't helpful as I don't remember the title.
I got it from the school library (Northern Ireland) which would have been early 90s. Set in working class England, 20th century. Protagonists were two girls, I think one was called Joyce. 'Joyce' developed earlier than the other girl and there was a swimsuit question from the other, 'are those falsies?'
They set up a baking business called Have your Cake.
I know it's quite vague, but does that ring any bells?