Morton and Micheal nanny insurance

[Burgo56]

Hi does anyone know if the insurance covers the nanny? I have hurt my back lifting children

There is a Personal Accident section to the policy which is Optional - so check what your particular policy covers.
The part of that Personal Accident section that may apply is Temporary Total Disablement, which "Means temporary and absolute inability to engage in usual occupation." There are all sorts of conditions, so if you have that optional cover, it may or may not pay out depending on the particular circumstances.
First thing I would do is to check your policy schedule to see what optional extras you have on your policy, then refer to the policy wording, and then contact the claims handler.