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Original poster

Husband earns over 100k. Do we get 15hrs free funding?

254 replies

Bermuda1102 · 09/10/2023 18:34

Sorry I know a lot of people have asked this but I’m still confused.

My husband earns over 100k. I earn 30k.
our son will be 2 in Jan 2024, so come April 2024, will we receive 15hrs funding from the government? Then, if we are to have another child (not pregnant yet), by the time other child is born, when they start nursery, they too will get 15hrs?

Someone said you get nothing if one earns over 100k, but I thought EVERYONE gets 15??

it’s so irritating if you compare our situation to parents who both earn 90k each. I know we’re fortunate but with my husbands salary comes higher mortgage payments and we live and work in London.

anyway, I hope someone can answer this for me.

thank you so much

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Myfabby · 09/10/2023 20:14

BygoneDays · 09/10/2023 20:13

If you don't get it, let us know. I am sure that we can organise a whip-round.

presumably from the taxes her husband and other high earners have paid that have subsidized lots of people..

bbcfolkie · 09/10/2023 20:15

MaggieBsBoat · 09/10/2023 18:36

We both have similar salaries to your husband’s and wouldn’t even try and get free childcare. If you are unsure if you can afford another child, don’t do it.

How is you both having 100k salaries similar to OP earning £30k to her husband's £100k?

gotomomo · 09/10/2023 20:18

You are entitled to 15 hours the term after dc turns 3. It's a universal benefit not means tested

Butterfly898 · 09/10/2023 20:22

Myfabby · 09/10/2023 19:18

Her husband pays over 27k in tax annually based on 100k. He is 'the taxpayer"

Why should they be deprived of any benefits they are entitled to?

Show quote history

This is what people don’t understand, I think.

feelingalittlehorse · 09/10/2023 20:23

What a bunch of 🤡🤡

The 15 free hours will be a drop in the ocean compared to the amount of tax these guys will have paid over their working lives.

Claim whatever you are entitled to OP, many others do without concern and contribute a lot less.

Cowlover89 · 09/10/2023 20:24

TolkiensFallow · 09/10/2023 19:34

You get it when your child is 3 years old not 2, so not yet but yes you are entitled under the current rules.

Actually if one parent is on benefits and other works you do get it at 2!

Butterfly898 · 09/10/2023 20:24

ShirleyPhallus · 09/10/2023 19:44

I earn over £100k and have 2 children in nursery. I would be billed just under £3k every month to nursery and the “15 hours funded” takes off just £150 of that.

Like fuck am I not going to take those funded hours. The jealousy on higher earners on here never fails to astound.

All this “you should take responsibility for your choices” and pay the full bill. How bloody ridiculous. IMAGINE the outrage if posters said that to lower earners - take responsibility for your own children and don’t claim any benefits.

Edited

Totally right. People hate high earners for no apparent reason, it’s completely bizarre.

WalkingThroughTreacle · 09/10/2023 20:25

All the people sniping and making catty comments. Don't you realise the OP and her husband are also taxpayers? If they are legally entitled to it then they are not scrounging off the taxpayer - they are "the taxpayer" and they are simply getting a tiny proportion of their tax back. If you don't like it then blame the government that sets the rules, not those that play by the rules. If you think it's atrocious that higher earners get anything at all (back) off the state then bear in mind that their taxes fund a large chunk of the state.

Oliotya · 09/10/2023 20:26

IsNowTheTime · 09/10/2023 20:03

Benefits are for people who need them, not as a rebate for paying high tax!

15 hours funded childcare is no more a "benefit" than healthcare or education are.

yogasaurus · 09/10/2023 20:27

Wait until people realise you can use the 15 hours as discount on private school until age5

Why shouldn’t the people who contribute, benefit?

Forgotmylogindetails · 09/10/2023 20:30

@Lighttodark it goes a lot further than the plenty of people in SE London that earn a quarter if not less than that wage….

BUT yes if your entitled to it claim it :)

woodedarea · 09/10/2023 20:31

This reply has been deleted

This is a troll - we're taking this down now.

StolenCookie · 09/10/2023 20:32

As has been stated by helpful posters previously, you are entitled to it.

But please don’t justify it with “my husband’s high salary means high mortgage payments”. The expensive house you chose means the high mortgage payments!

Dorisbonson · 09/10/2023 20:34

Soontobe60 · 09/10/2023 19:42

Just because you CAN get a high mortgage doesn’t mean you SHOULD.

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And what do you say to those people who can't afford increases in rent who live on benefits? Do you have sympathy for them? I'm guessing it's only people in well paid jobs who pay the taxes which provide nurses and teachers you don't like?

Tigger1895 · 09/10/2023 20:34

Startingagainandagain · 09/10/2023 18:47

Seriously? do you really think the taxpayer should pay for your childcare considering what your joint income is?

Considering they are paying a ton in taxes, why shouldn’t they get something in return?

woodedarea · 09/10/2023 20:34

This reply has been deleted

This is a troll - we're taking this down now.

eurochick · 09/10/2023 20:36

I believe every child is entitled to 15 hours once they turn three. We had no intention of using ours as we didn't need it for childcare but after visiting primary schools they all encouraged pre-school to make children ready for school. So we sent ours to pre-school a couple of mornings a week whilst also paying for full time childcare.

ShirleyPhallus · 09/10/2023 20:44

This reply has been deleted

This is a troll - we're taking this down now.

Nice. Jealousy with a topping of tax avoidance accusations.

Lancasterel · 09/10/2023 20:46

Weefreetiffany · 09/10/2023 18:41

Seeing as you no longer benefit from a lot of means based tax breaks and therefore paying the equivalent of 60% tax, yes you must claim the on thing you are entitled to- 15 hours free after 3.

This - with bells on!

mrssunshinexxx · 09/10/2023 20:51

It's my understanding from April 2024 following the recent changes that all 2 year olds will be eligible for the 15 hour free funding like 3 year olds now get if they are eligible. I also understand it that you can apply Aslong as you don't both earn over 100k

TellerTuesday · 09/10/2023 20:53

Ignore any hate OP

We don't earn anywhere near that income but I can see how the system isn't fair. No different to child benefit, how can two partners earning £49k each be entitled but once one parent hits £50k be eligible for the high earner charge, it's totally illogical

Bloom15 · 09/10/2023 20:54

SarahLKelp · 09/10/2023 19:56

£130,000 in London isn't a high salary.

Of course it is!

ThatsMsAtomicBob · 09/10/2023 20:54

How is 15 hours of childcare "killing" nurseries? Someone mentioned it up the thread and I'm baffled as to why it is the fault of people who are entitled to the benefit and not, say, the government who brought it in.

Loubelle70 · 09/10/2023 20:54

1988really · 09/10/2023 18:38

I really hope you are not someone who complains about low earners claiming UC @!

👍

Dorisbonson · 09/10/2023 20:57

Adusting for train fares, house prices and higher cost of living 100k in the South East is no better than 65k in the Midlands.

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