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Original poster

Husband earns over 100k. Do we get 15hrs free funding?

254 replies

Bermuda1102 · 09/10/2023 18:34

Sorry I know a lot of people have asked this but I’m still confused.

My husband earns over 100k. I earn 30k.
our son will be 2 in Jan 2024, so come April 2024, will we receive 15hrs funding from the government? Then, if we are to have another child (not pregnant yet), by the time other child is born, when they start nursery, they too will get 15hrs?

Someone said you get nothing if one earns over 100k, but I thought EVERYONE gets 15??

it’s so irritating if you compare our situation to parents who both earn 90k each. I know we’re fortunate but with my husbands salary comes higher mortgage payments and we live and work in London.

anyway, I hope someone can answer this for me.

thank you so much

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Yocal · 09/10/2023 19:53

henrysugar12 · 09/10/2023 19:51

If you earn that much, you don't really need^^ to claim free hours do you?

with my husbands salary comes higher mortgage payments
Not really. You chose the house, you could've brought a cheaper house and borrowed less. But you chose to borrow more.

I bet you anything, that OPs husband got a job in London and they decided to take the higher salary/better opportunity, which meant they needed a home in London and thus a higher mortgage payment. I reckon that is the narritive here.

It is none of our business to be honest though. She is entitled to claim the hours and everything else is just opinion.

StillWantingADog · 09/10/2023 19:53

Yes it’s universal from age 3. Though in most cases at private nurseries basically amounts to a “discount” not totally free childcare as such.

looking4pup · 09/10/2023 19:54

Household income has to be less than £15,400 so unfortunately no.

IsNowTheTime · 09/10/2023 19:55

I don’t know but if you do you ABSOLUTELY should not!! This country is screwed.

SarahLKelp · 09/10/2023 19:56

£130,000 in London isn't a high salary.

NotCakeAgain · 09/10/2023 19:58

henrysugar12 · 09/10/2023 19:51

If you earn that much, you don't really need^^ to claim free hours do you?

with my husbands salary comes higher mortgage payments
Not really. You chose the house, you could've brought a cheaper house and borrowed less. But you chose to borrow more.

And people on a low wage don’t “need” to have children that they can’t afford to support, either.

Do you have a go at them too, or are you only like this with people on higher wages?

Yocal · 09/10/2023 19:58

SarahLKelp · 09/10/2023 19:56

£130,000 in London isn't a high salary.

So true. A two bed shithole in London can cost £600k. What you pay less for in house you only end up paying in transport/time commuting.

I hate this level of misplaced envy OP is getting.

Sure if she lived in Burnley then yes the household could live like kings, alas she doesn't, she lives in London.

PuttingDownRoots · 09/10/2023 19:58

SarahLKelp · 09/10/2023 19:56

£130,000 in London isn't a high salary.

Just because some earn more doesn't mean that isn't high... the majority earn a lot less than that!

Oliotya · 09/10/2023 20:00

IsNowTheTime · 09/10/2023 19:55

I don’t know but if you do you ABSOLUTELY should not!! This country is screwed.

Truly, it's not a household paying ~£40k in tax that is screwing the country.

ShirleyPhallus · 09/10/2023 20:00

henrysugar12 · 09/10/2023 19:51

If you earn that much, you don't really need^^ to claim free hours do you?

with my husbands salary comes higher mortgage payments
Not really. You chose the house, you could've brought a cheaper house and borrowed less. But you chose to borrow more.

Right and if all these higher earners choose not to buy the big houses and buy smaller ones then that pushes up the prices for lower earners and gives them less choice.

And it’s “bought”.

evryevrytime · 09/10/2023 20:01

Startingagainandagain · 09/10/2023 18:47

Seriously? do you really think the taxpayer should pay for your childcare considering what your joint income is?

Seriously? Do you really think someone paying £6k a month should get absolutely nothing back from the system when many people pay in nothing at all?

This attitude pisses me off so much. Tax funding doesn't just exist thanks to magic fairies. The top 10% of taxpayers fund 60% of all taxes paid. Of course those with young children should get a break. Not least because free hours of childcare help those people get back to work.

IDoughnutKnow · 09/10/2023 20:03

I can't remember how many hours it was back in the day, but we put however many 'free hours' towards Reception school fees (DC are all summer born so they were 4 throughout Reception).

Blessedbethefruitz · 09/10/2023 20:03

Ignoring the political stuff here, I'm under the impression that 15 free hours from 3 is to ensure all the kids are up to a basic level for when they start school? To help balance out the range of kids not in childcare before school, which includes those with no books/paper/pens at home, to those with private tutors/skiing lessons etc at preschool age.

Pumpkinsspice · 09/10/2023 20:03

I think the op is referring to the new Government plans for nursery funding (which may or may not happen). All 2 year olds are eligible for 15 hours in April 2024.

Husband earns over 100k. Do we get 15hrs free funding?
IsNowTheTime · 09/10/2023 20:03

Benefits are for people who need them, not as a rebate for paying high tax!

NotCakeAgain · 09/10/2023 20:04

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Belltentdreamer · 09/10/2023 20:06

God why are people acting like 100k is loads - depending on where in the country you are, it will mostly be eaten up in mortgage payments. Plus it is heavily taxed. Go over £125k and the tax jumps even more again. Much higher earners and tax avoiders are the problem.
remember people on that much won’t get any child benefit, won’t get tax free childcare, any UC or tax credits, fuel payments etc etc which most people that moan about people earning over 100k is usually get themselves.
It is completely unfair system - all working parents should get 30hours - all childcare providers should be paid a living wage.

IsNowTheTime · 09/10/2023 20:07

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People like me?? I’ve worked full time all my life and paid tax throughout. I don’t have kids!

whereaw · 09/10/2023 20:07

I think you deserve to claim the 15 hours more than most people, considering the amount of money your husband will be paying in taxes over his lifetime!!

Stealthtax · 09/10/2023 20:08

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MargotBamborough · 09/10/2023 20:10

Startingagainandagain · 09/10/2023 18:47

Seriously? do you really think the taxpayer should pay for your childcare considering what your joint income is?

She and her husband ARE "the taxpayer".

BygoneDays · 09/10/2023 20:13

If you don't get it, let us know. I am sure that we can organise a whip-round.

HumphreysCorner · 09/10/2023 20:13

Ignore the haters OP x

Kdubs1981 · 09/10/2023 20:13

IsNowTheTime · 09/10/2023 20:03

Benefits are for people who need them, not as a rebate for paying high tax!

I think you've misunderstood the concept of universal benefit

Avacadoandtoast · 09/10/2023 20:14

OP - you could consider salary sacrifice options for your husband to bring his salary down under £100k (pension, electric car, a bike!)

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