Hello, we have been claiming Uc since lockdown due to partner losing his job and me on mat leave. We are now both back in full time work and I want the payments to stop as I feel awful claiming when we no longer need it. I would then just apply for tax free childcare instead which would be much less but still extremely helpful to us. My question is, because we had an advance payment of £1k in March 2020 , we are still paying that back £100 a month until March 2021. I'm wondering if I ask them to stop payments due to applying for tfc instead, would we still be expected to pay back the £200 we owe? Only because we would struggle to come up with that money and I'm wondering if it's worth just staying on UC until it's fully paid off and then applying for TFC after March. 🙂 any advice appreciated