Just a quick one to find out what you childminders would do.
I mind 3 siblings and am due to have all 3 of them full time throughout the school hols. But the mother has told me that, as tax credits only reimburse her the fees she pays me in arrears, and I require payment in advance, she can't afford full time care throughout the hols. Instead she wants to reduce the days to 4 days a week, and on those 4 days reduce the hours to just afternoons. Working this out it would mean I would only mind for a total of 2.5 full days. I can't afford to take this pay cut and the hours are such that I wouldn't be able to fill the spare hours with another mindee.
I have reduced my fees throughout the school holidays as they are siblings and told her that I sympathise and I am happy for her to pay what she can in advance and then the balance when she gets paid by tax credits in arrears, but that I can't agree to reduce to the hours she wants as I can't fill the place. Am I being unreasonable? I have pulled out all the stops to try and make this easy for her.