Hiya all
Just thought I'd mention that loads of people now have copies of my policies, contract addendum etc and that there must be a dozen or so copies knocking about.
I don't have any problem sharing, however please remember I'm just a minder like you all are. They don't have any legal validity, they are not perfect (as I'm sure you've seen) and they aren't in any way official
I'm just generous with my opinions - whether they are right or not
So treat them with reasonable caution.......