Similar situation. Waters went with a gush at 5.30am on a Friday morning. My contractions did start pretty much straight away but they were not regular, never became regular and were so manageable we went for breakfast, then to the shops, then to Costa 🤣
But 26 hours later my MW turned up (I was also not with NHS, was with One to One and aiming for a HB). She had been on annual leave and the MW who should have come to do check just kept in contact on the phone which apparently she shouldn't have and I should have been checked.
I took myself off to the hospital, and like you the one thing I was against was induction with a drip. As soon as they said that I told them I wanted an epidural before they even started. On examining me they discovered baby was actually breech and I was taken off for a section, I don't think they'd ever seen someone more happy to have one.
Baby had also pooped so be wary for merconium, mine wasn't obvious and was still more of a straw colour, which I'd described over the phone to the buddy MW and she had told me sounded normal 😑
Like you I was told I could wait and monitor temperature at home by my own MW but by this point I'd lost faith having been left without anyone checking in on baby for so long.
I was told at that point prior to going in that most women will labour within 12 hours so I hope things get moving for you, just keep a close eye out for infection or merconium and be wary that there may be reasons why things aren't progressing x