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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be seriously worried the new govt are looking at cutting child benefit...

444 replies

cherrymama · 14/05/2010 08:10

to 'middle class' families?What does that mean?We both work but have four kids and losing that income will seriously affect us...so please tell me IABU and that it won't happen!

OP posts:
MojoLost · 15/05/2010 18:10

mamatomany thanks for answering, my ds has learning difficulties (very hyper, lack of concentration, social difficulties) they won't accept him in the school club, they don't have a helper for him.
For me this is the most stressful part of working, the childcare and the school holidays. With no family to help. If only I won the lottery.....

helyg · 15/05/2010 18:11

Well we were on more than £14k (we were both working FT) and we got WFTC. My friend, whose DH is a senior lecturer at the local uni so is on a good wage, also got WFTC (in fact she explained to me how to apply for them!)

sarah293 · 15/05/2010 18:16

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helyg · 15/05/2010 18:20

No, I'm definitely thinking of WFTC. I remember the new system of WTC and CTC came in when DS1 was around 6 months old.

WFTC wasn't paid into your bank account, it came as a tax rebate in your pay packet.

If I remember rightly you could claim it as long as you didn't earn over £30,000. Both parents could earn up to £30,000 each though, so if you weren't working and it was only your partner's income which made up the £35k then you wouldn't have been entitled to it.

sarah293 · 15/05/2010 18:28

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Goblinchild · 15/05/2010 18:29

'The mobiles, Sky, running two cars, holidays, etc. may have to go'

We have mobiles that cost about a tenner that we use for child-related contact, one old banger, YH holidays and no sky packages at all.
very low-tech house, the computer is 8 next month. No cake has been ordered.
And although this is a comment about another thread, I leave the house worth around £200, including the wedding ring.
Yes. we're both professionals with higher degrees and two children.
What one person considers a vital necessity, another thinks of as an optional extra, and that's not likely to change.

expatinscotland · 15/05/2010 18:52

'Surely we should be able to expct a reasonable standard of living.'

In the UK?

This is a place where a not insignificant number of people didn't have indoor bathrooms till the 80s.

Where there are still plenty of flats to rent that come with no shower - our included. We had to pay £500 to buy one and get it plumbed in.

Where two bathrooms for a 3+ bed flat isn't the norm.

After 9 years, tbh, I don't expect much outta this place other than possibly getting royally ripped off.

Sad, but true.

You could expect a reasonable standard on that amount of money just about anywhere else in the world. But here?

Seriously?

I wouldn't hold my breath.

sarah293 · 15/05/2010 18:55

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expatinscotland · 15/05/2010 19:00

'Expat, I think the US got everything before Europe did.'

I don't know, but everything there was in the US, plumbing-wise and other, was in mainland Europe when I moved there in 1986.

The whole separate tank for water thing.

I went to the UK and then went back to France and then to visit in Spain.

Was describing it, and they were amazingly confused and unbelieving.

sarah293 · 15/05/2010 19:02

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expatinscotland · 15/05/2010 19:04

i stayed in council flats in tower blocks on the outskirts of Paris with showers in the mid-80s. no bathtub, but a shower stall.

mixer taps in the bathrooms, too.

and no tank.

the water just all came off the mains.

hence, the confusion of many.

and trying to explain it all in french and Castillian was way fun.

expatinscotland · 15/05/2010 19:06

environmentally, too, it makes sense and is more efficient.

sarah293 · 15/05/2010 19:07

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pinkfizzle · 15/05/2010 19:08

Cutting of the universal child benefit will impact more on women, mothers generally receive the weekly benefit.

This new govt is going to be awful for women, working women especially.

expatinscotland · 15/05/2010 19:13

I love showers! In and out in a max of 5 minutes if you have to wash hair.

We set timers to keep power usage low.

I draw a bath for our 3 every other day.

DH once stood near the meter and watched it blinking red quicker than you can say quick as I ran the hot water for it.

sarah293 · 15/05/2010 19:21

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expatinscotland · 15/05/2010 19:25

I like the Japanese way, too.

Took me years before my Japanese sister finally taught me.

We were staying with one of my friends in London and he had only a big tub with one of those shower attachment thingies.

I brought it up to Rieko over coffee and she set me straight.

furious27 · 15/05/2010 19:33

btw of course I am not suggesting that people that get pg on benefits should abort and of course I realise life does not always take the course you plan. And of course in this situation the state shoud help out. My concern is those people that think they have a right to have as many kids as they want and the state will pay and those that produce more kids to get more money.

I am a lefty I have no problem with tax or social redistribution but just think there are some parts of our welfare state that need reviewing. Working should be rewarded.

Bonsoir · 15/05/2010 19:38

"Working should be rewarded." I completely agree. And when work is inadequately rewarded, due to punitive taxation rates, people stop working.

Where I live, in France, taxation rates for second earners in married couples where the first earner alone would put that family (families are taxed as a whole) in the highest rate tax band are really punitive and a true disincentive to working.

expatinscotland · 15/05/2010 20:16

'I am a lefty I have no problem with tax or social redistribution but just think there are some parts of our welfare state that need reviewing. Working should be rewarded.'

I agree and consider myself a lefty, too.

abr1de · 15/05/2010 21:55

Oh come on! I lived in London and we always had a bath and a shower--from the sixties onwards. We were in a lower-middle class area, not posh.

4madboys · 15/05/2010 22:10

well ihave lived in loads of houses and only two of them have had showers, all had baths, but in a few i had to use those crappy things that you attach onto the bath taps to shower with!

MintHumbug · 15/05/2010 22:39

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mizu · 16/05/2010 10:29

Going back to the childcare issue, my DH has 2 weeks shutdown last week of July and first week of August.
As a FE teacher I have 4 weeks off in the summer.
So to pay as little childcare as poss we have to organise our holidays so that we share the childcare. So when he has shutdown i am at work and then when he goes back to work i take my hols.

Someone at work gave me such a look of sympathy the other day when i was asked if we were going on holiday and i said no. I do try and arrange a few days when Dh and i spend time with the dds together but organising the childcare like this has to be done as we couldn't afford to pay for it.

mummytotwoboys · 16/05/2010 10:37

maybe we should realise the country is £142billion in debt or something and if we can all lose £20 a week each to help, we should - Cameron said "it isnt about what we are owed, but what we can do for our country" wheres that wartime spirit!!! The country needs to save money thanks to Labour spending it all the tories HAVE to save money Im not well off at all but im happy to cut back a bit if it means our country will be a little bit better off in the future.

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