It has taken me two years to sell my house. Because of the changes in mortgages/lending, we decided to do a sideways move rather than get a bigger/better house to be nearer our childrens school.
Despite the fact we want to borrow 15K LESS and have the deposit and the interest rate would mean we would pay £140 p/m LESS, they will not allow us to remortgage.
Am so fed up. We are existing Halifax customers, have never defaulted on anything etc etc.