Help :-( panicking. Hb have reassessed our claim since i started working 3.5 hours more and ds went into nursery 2 days per week. Dh is self employed trader so hasn't earnt much and Hb know how much. We are about 60 quid a week better off but have to pay nursery and lost some wtc so actually no better off but hey. I expected Hb to reduce payments a bit but they have counted the childcare element as income so have assessed us as having an extra 60 a week which goes straight to nursery. Aibu to think that's wrong? If i got childcare vouchers they would then take my income as earnings minus childcare element so i'd get more Hb. Isn't that wrong? They say we have been overpaid so are taking a tenner a week back but they have halved our payment so we have lost 60 a week in Hb. Literally cannot afford to live. I'm going to have to stop paying back my credit cards. Am waiting for small inheritance to clear them so not end of world but i'm screwed. Also dh not got much work in jan or feb but we need to keep nursery place :-( oh help