Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to think that news items like this may be where the social snobbery comes from?

60 replies

OooohWhatAFuss · 23/11/2009 08:58

This is not a rant about 'Why have other people got more than me', just something that got me thinking... Watching BBC breakfast this morning about companies that allow you to pay all year then get stuff for Christmas, like Fairpack who went bust a few years ago. A couple were talking about their experiences and how they used this service because they were low income and did not trust themselves not to spend the money on other stuff if they had it in a savings account. Fair enough, a good way of making sure you have the Christmas you want. The report then went on to say that a hamper of fresh fruit/veg from this company would cost over £38 but in the supermarket would cost around £13, so this family are losing out in a major way even though they are trying to budget their money. Was starting to feel bad for this couple who were so obviously trying to be careful with money. BUT THEN it went on to say 'this couple spent £400 on presents for their children, but could have saved £100 on the high street'. I know that people of all incomes can choose to spend money on whatever they like but seriously, in what world does anyone spend £400 on presents for their children at Christmas?? IMHO reports like these will contribute hugely to the view that is so often reflected on MN, that people on low incomes or who claim benefits seem to have more disposable income than you would think. The report was showing how people with limited finds can buy goods by saving throughout the year, a positive message to put across to stop the snobbery about people in different income brackets being able to afford more/less than they 'should' be able to, however was ruined at the end by the message that these people have to save all year to have a nice Christmas day and yet will spend £400 on gifts, more than some of us spend on the whole of Christmas! No wonder people make judgements...

OP posts:
Mybox · 23/11/2009 09:03

Always think it's a shame that christmas focus becomes about spending rather than having some time with family & friends

Jajas · 23/11/2009 09:05

This reply has been deleted

Message withdrawn at poster's request.

OooohWhatAFuss · 23/11/2009 09:07

Totally agree, Mybox, but didn't want to get responses along the lines of 'just because you choose not to spend money on x why do you resent others spending money...'. Just interested to know what other people make of news articles like this one. DH and I are lucky to have enough to buy nice pressies and have a great dinner but not fussed with anything else. Always have been a bit of a cheapskate though

OP posts:
2shoes · 23/11/2009 09:11

sorry don't get the op
you talk about people judging then do it your self(puzzled face)

goodnightmoon · 23/11/2009 09:22

maybe they have a really big family?
like the one in Metro today who have 13 kids, one more on the way, and the mum wants to keep going until she gets twins. Said they get £4,200/month in benefits.
no judging.

OooohWhatAFuss · 23/11/2009 09:28

You are right, 2shoes, MN really does need to get a 'puzzles face' smiley, I am sure it would get a lot of use on threads such as this one

OP posts:
notagrannyyet · 23/11/2009 09:28

Don't know how these fresh food hamper things work. I presume they must be delivered 23/24 DEc. There's not much point having them otherwise. I'm sure if the same basket of fruit was purchased from shops on these dates the price differnce would not be as great. Also people do expect to pay a premium for having stuff delivered to the door.

OooohWhatAFuss · 23/11/2009 09:29

Oooops, read 'puzzled'

OP posts:
tethersend · 23/11/2009 09:46

Good point, 2shoes- OP, you are making a judgement on these people.

The news article brings them to your attention; perhaps it was designed to provoke this kind of response, perhaps not.

I don't understand why you are so upset at them spending £400 on Christmas?

tethersend · 23/11/2009 09:46

Would it be ok if they had sold a kidney in order to spend £400 on Christmas?

Alambil · 23/11/2009 09:51

I was more amazed at the people doing these "helpful" schemes... they're ALL a ripoff!

If you don't trust yourself not to spend money, go and get a savings account that needs 2 signatures and 30 days notice to get the money! It's far easier than losing out on the "convenience" of saving with a scheme - and it might go bust!

OooohWhatAFuss · 23/11/2009 09:54

Oh dear, should have know this would happen! My point was that this news item shows how frivolous (sp?) people can be with their money which might make others wonder why they bother to save for a rainy day. When the rainy day comes and people have spent £400 on presents, will they sell those presents or expect help from elsewhere? I suppose I am in this state of mind because my grandfather has just gone into a home and been told that he has to sell his house to provide for his care when many people in there are being supported by the state. I bet he wishes now he had spent all his hard-earned cash on buying expensive presnts and lots of things to enjoy in the moment than saving up to buy a house...

Selling a kidney would be fine as you have a spare, obviously would not expect them to sell their heart or similar, that would be unreasonable.

OP posts:
stuffitllllama · 23/11/2009 10:00

I sort of agree with you. I don't know why people spend way more than they can afford. Am old gimmer and was brought up to save then spend not spend then pay back. Have recently bored my children on the crap presents we got at Christmas amid much snorting from them. Some people have to spend money they don't have, just to stay warm and eat and clothe, leaving them open to shark schemes, and that's a damned shame. But this seems different.

And fuss, yes, it does seem like savers are often penalised for being thrifty.

tethersend · 23/11/2009 10:16

"My point was that this news item shows how frivolous (sp?) people can be with their money which might make others wonder why they bother to save for a rainy day. When the rainy day comes and people have spent £400 on presents, will they sell those presents or expect help from elsewhere?"
The point of the news item was to show what a rip-off these Christmas clubs are. You read into it what you wanted to.

You have also assumed that they will be on their uppers soon; it is also possible they may make lots of money and not need to sell the presents at all (or even ask for 'state help'). Perhaps they will spend £800 on Christmas next year

It may not have been the intention of your OP to provoke such a discussion- even though I'm sure you knew it would- but your views are plain to see throughout your post.

It is wrong that your grandad has to sell his house to fund his care, but getting angry with people spending £400 pounds of their own money at Christmas isn't going to put that right.

famishedass · 23/11/2009 10:22

YANBU - how dare poor people buy nice christmas presents for their children - it's outrageous can they not do without?

stuffitllllama · 23/11/2009 10:35

famishedass I don't think huge debt is brilliant for anyone

posieparker · 23/11/2009 10:37

Hang on £400 is not that much, how many dcs do they have?

OooohWhatAFuss · 23/11/2009 10:43

£400 on presents for children is not that much? OK, I am soooo in the wrong place, you lot must be loaded! And surely everyone will have rainy days at some point. I am not trying to imply that they are chucking money about and will soon be homeless because of it, tethersend, just that this much money on one day is unnecessary. There, said it. Now stone me

OP posts:
nancy75 · 23/11/2009 10:48

£400 is not that much if they have put it away with this company every week - about £8per week. tbh i doubt if the company would give them the cash back anyway, and at least its their money, not getting in debt.

lucasmama08 · 23/11/2009 10:48

I can see why you might think that, but bear in mind that this might be the only time of year that they spoil their children.

We are not spending much on DS and DstepS this year but don't think twice about buying them new books, football boots, sports bags, the odd toy etc throughout the year. I'm sure there are some families where this doesn't happen. I wouldn't be surprised if some of the 'toys' under their tree this year are things like school bags and trainers.

Also bear in mind that 'poorer' families are often larger than upper working class & middle class families and so that £400 might be split amongst quite a few children.

mumblechum · 23/11/2009 10:51

£400 for 4 children wouldn't be that much. Depends.

Morloth · 23/11/2009 10:51

I have spent 200quid on friends children so far this year. Poor DS though is not getting much cause I have to squeeze another baby into this place and I am shipping everything to Oz in 6 months, so my own kid will probably get about 50quid spent on him.

Some people are shit with money, I am - I like a bit of retail therapy/instant gratification. Luckily my DH is a tightarse so between us we balance out to one normal person.

thedollshouse · 23/11/2009 10:56

I agree with 2shoes.

It doesn't mention that they are in debt anywhere? They are contributing towards a saving plan. It might not offer good value for money but for some people this is the best way of saving.

I can see where they are coming from. If we tried to save £30 per month for christmas we would be fine until April then our washing machine would break or whatever and we would have to spend the money on that. I can see the attractiveness of a scheme that doesn't allow you to take out your money before.

When I was growing up my mum scrimped and saved so we could have a lovely christmas and I know she participated in these type of schemes. When life is hard and you are only just making ends meet is it really wrong to want to give your family a memorable christmas? £400 isn't actually that much if you have lots of people to buy for. By the time you have bought a turkey, all the trimmings, a christmas tree, tin of quality street, crackers, paid for your children to go on the school pantomine you have spent the best part of £80. It all adds up!

I think people should concentrate on their own lives and stop looking down their noses at how other people live.

tethersend · 23/11/2009 10:56

"this much money on one day is unnecessary"

You do not get to decide what is necessary/unnecessary spending. It's their money.

I'm sure you spend money on something that I would deem unnecessary. I don't comment because it's absolutely none of my business. It's your money.

redandgreen · 23/11/2009 11:12

The impression I got from watching this earlier was that the £400 was for one present (they used the word toy) for one child. It looked as though they had two children.

I thought it was a little bit that the couple had lost over £1k to farepak 3 years ago. Seems very trusting to give the savings scheme another go 3 years later, particularly as they were investing a fair amount of money in it.