To find it really odd how families workout their money, desperate to keep it to themseleves

[BodyBagEgg]

i find it very odd familes all keeping their money seperate and to themselves.

your either in it together or not imo.

I think the same, it's our money. However witnessing the fallout of someone who has accured massive gambling debts and kept it hidden for 5 years despite having a joint account perhaps his money and her money would be better!

Jolly good. Why does it matter to you how other people manage their money?

yeah who cares what you think anyway

I'm not sure how anyone can hide money I know what comes in this house, what goes out and how much if any left over.

I dunno. Have a look at my blow job thread. Now thats odd

Never mind my husband, I won't even let DD have any of my money. Everything she wants has to come out of her earnings.

Before you all start having a go at me, I didn't enforce this rule until she was 2 and could actually walk (to work).

In my house there is my money and our money.

BodyBag - I find it very odd as well. You are either a family or not, as I have said several times on another thread tonight.

I don't get this, well these are my children so I will spend this on them. Then you can provide for your child from your money.

You chose to live together, get a grip.

Well there is a serious point though. What if you don't want your husband regulating your expenditure.... Why he might find out how much I spend on clothes. Or books. Or cars. Or lunches. That would cause him to tut and me to feel aggravated. Much better not to divulge these things, I find.

One of us has to keep a decent credit rating. Dh has lots of debt and if we keep our finances seperate I'm hoping it'll help us when we apply for our joint mortgage (currently the mortgage is in my name as we're living in the flat I owned before I met dh)

It's never caused any problems for us to have seperate bank accounts.

Personally speaking I think it is sensible to have a stash somewhere that the other person cannot access.

I have seen quite a few times, supposedly great relationships where one has suddenly upped and left cleaning out the joint account.

No harm in keeping a bit aside for a rainy day IMO...

weve had a joint account since this feb, not married but have 2 children and bills etc just kept getting more complicated, its working well now as we both know what weve got to spend.Just discovered my sister and her husband have seperate accounts and V shocked tbh

Well, if you're interested, I can explain to you why DH and I have separate bank accounts, even though we don't keep our money to 'ourselves'.

We both had overdrafts when we met, financial constraints - getting married, buying a house etc have meant that we haven't paid them off. When we moved in together we opened a joint account, but couldn't close our own accounts as we owed money on our overdrafts.

We've now almost paid off our overdrafts and now we just have to transfer our direct debits to the joint account, then get our employers to start putting our pay into the joint account.

Sorry, is this boring? It's just you sounded so fascinated in other people's financial arrangements....

Oh farking hell, didn't realise it was you bodybag.

If you have complicated financial arrangements or have to do a tax return for some reason it is much easier to have a separate bank account.

We have separate current accounts, and a joint savings account.

It's just something we've never bothered to change. Why should we? It's not hurting anyone or us for that matter.

And I don't consider that we're "not in it together" by having separate current accounts.

Whatever works for you, I think. We have joint accounts and I have several accounts of my own, into which I squirrel away money from my salary. I use it as I see fit.

DH could do the same if he wanted, but he doesn't. But then I've always been the saver and he has always been pretty laid-back about money, which I am trying very hard to change.

Everyone is different.

All our money is for every one in the family, its just that its in separate bank accounts with a different name on each.
I would spend my last penny on dp and he would do the same. We have similar outlook on spending, neither has an overdraft, we just never bothered to open a joint bank account.
Works for us.
Whatever rocks your boat... I don't give a hoot what other people do with their money.

Women should always have a separate account and investments, for their and dcs' protection. Better still, their own job. My mother always told me ...

But what if you don't feel you are in it together? What if you just feel a bit ho hum about it all? If its not absolutely perfect should you just get divorced?

I don't get the all or nothing approach.

I have had to bail out DH twice, so now we have a joint account and a savings account in my name which only I conrol. he has no credit card or anything which is is in his name only.

Maybe we should do a partner swap 5gomad, dp has siezed control of my bamk accounts and cut up my credit cards as I am so bad with money.

we hav all both our moneys paid into my account in just my name so if we were to split - hopefully not were getting marrid next year - then id have it anyway!!!