The Post Office in my local town (where I go every week for my CHB) has suddenly started this ridiculous regime of realing off a huge sales speil about their "fantastic life insurance" and "great phone and broadband offers". And that's not the worst bit. When you politely try to decline, they just keep persisting, giving you a leaflet with a reference no and their name on it! I was offered an ISA< but said I already have an account. "With us?" asked the woman. "No the bank". Oh ut they can offer me a much better rate, in an ISA. I proceeded to tell them I don't have enough money for an ISA, I was assured that I could open it with just £1. GET THE HINT - I don't want it! . Oh and apparently being on a joint LI policy with DP isn't good enough, I should get one of my own!