not to feel much sympathy for people who have BOUGHT TOO MUCH STUFF?

[morningpaper]

greedy numpties

this is us.

(avelorn is from WAR)

lol there ARE a lot of small girls in Soemrset called Avalon...

Are there really? I was being humourous! Can't ay I am surprised though, here all the girls are called Ellie or Emily.

Dh ismuttering about Puriton as all my friends seem to live their. Dunno.

You are not being unreasonable at all.

'I live in a 3 million pound house and the mortgage repayments are killing me' is not high on my sympathy agenda either

Aw sob sob my heart bleeds.

What if you have bought too much stuff and can barely afford it now but will be able to soon? Is that okay? DH and I have seperate finanaces atm due to him living in the house we are renovating and he is struggling to pay everything but once the house is done we will have joint finances and only one morgate as opposed to his morgate and my rent.

I have been 'oop north' all my life! what do you all have against northerners anyway? We can nut you ya know? I know where you like you softie southern types

fwiw I find hard to muster sympathy when some one earning five times more than me and dh's joint income, who have presumably only one property to pay for, are whinging that they can no longer afford x,y and z.

THEIR
THEIR

against ortheners? blimey we've been ripping the piss out of a somerset town love!

BUgger off VS, I have a small wriggly baby with a stinky nappy asleep on me and a ds1 at home sick

Mind ai't like me - must see GP forthwith!

sorry just kept seeing 'northerners' am mumsnetting and investigating educational books at the same time. So am just skimming threads.

Well I have tonnes of lovely stuff which I get in charity shops and ebay etc. I live like a queen in sumptuous luxury on very little because people have been buying so much new stuff they don't need and throwing loads away...it has been mad...but good fun for me (he he he he)

YANBU- it's ridiculous 'Oh I have no money, but I'm drowning in all this stuff' gah!
Yes, there are people who have had to run up debts or credit cards to pay their fuel and food bills, but they are in the minority.
BIL and SIL (on staggering incomes compared with most people on mn) constantly have around £10k credit card debt because they insist on re-decorating each year, or an unnecessary new kitchen or some such. It's just stupid.

Look at the lifestyle of most university students, and think back to your own time.
En suite bathrooms, cars, laptops, ipods, clothes galore, food shopping from sainsbury etc etc.
Everyone I knew at university shopped at Kwik Save or Aldi, and shared bathrooms.

Ahem what is wrong with Barnsley then? I have lived their my whole life up until 2 years ago

THERE!!!

I'll concede that you can't allow for every eventuality, but assuming that you will have the same income (or worse still assuming it will rise) for the next 40 years or whatever is not sensible any more.

Suppose when people are about to sign a mortgage or any loan agreement we make them take part in a little ceremony.

They can be videotaped standing in front of witnesses saying "if the interest rate changes in the next few decades we know we will lose everything and we accept that" so we can play it back to them on reality TV programs

Not just interest rates of course. There must be 100s of ways it can go wrong.

lol was only jesting Rev

MP, you should be all over those threads saying "I have accidentally bought 2 hundredweight of avocados from tesco online"...

Most of Barnsley is dog rough though

screeching "you FOOLS! Thought you'd make guacamole while the sun shone, did you??!!"

But is no one ever to buy anything in case? And is it just tangible things that are meant? What about holidays? Or slightly better seats at the theatre? And what if one lived within one's means, but then one's means went?

yanbu

I can't stand the Sunday papers atm. Style mag full of credit crunch Xmas presents "stuff you really need" - ie more scarves, more bath salts, designer sky plus boxes, Missioni pouffes, etc etc. It revolts me. As far as I can see nearly everyone has everything they actually need for years but advertising especially at Christmas pressurises us to feel we must have more. And the government isn't helping by telling us its our patriotic duty to go out and spend. Stick it all in a pension instead. so many people are going to end up poor in their old age but surrounded by designer bath salts.

YANBU at all... Halleluiah!

Don't buy it till you can pay for it.

My life philosophy.....

course no bugger told my boiler that, so hello overdraft ,

but boilers aside, DON'T buy it.

and yes that does include xmas pressies for the kids, they will survive with charity shop /poundland baragins, mine do anyway .