not to feel much sympathy for people who have BOUGHT TOO MUCH STUFF?

[morningpaper]

greedy numpties

Hey, what's wrong with Barnsley? Fab market!

My dh and I were only talking about this recently.
Lots of our friends who are working class, often factory workers, bought brand new 4x4s on credit in the past few years.

And I can't help thinking-what did they expect would happen? If you're a factory worker (as is my dh) on a modest enough income, you can't afford the kind of car that people who went to college for many years, now work in a profession, or own their own business, have.

It's not about whether or not you are as good as the professional person, or less worthy than they; but simple ecomomics.

potoftea - it's not even simple economics but common bloody sense which seems lacking these days.

My DH earns a very good salary - we are very lucky. But neither of us is the type to swan around in the latest flash car. (DH IS an accountant so that might explain it!) We both remember tough times as kids - his Dad nearly lost their house and money was never overly plentiful in ours.

It's true PotofTea. And if you're wanting to buy a house during an inflationary bubble you cannot afford to get one the same as your work peer who bought during a period of stability or during a previous crash. It may not seem fair but it's the way it is. A mortgage on multiple of 4,5,6,7 times your wage(s) is going to decimate your monthly disposable income. Be gone to the "because I'm worth it" mentality. Please everyone, get a grip.

Bit harsh I think.

My DH earns what is considered a decent salary. We're not rich by any means but there are also people worse off than us.
We've always lived to a stamdard that we could afford based on what money we had coming in.
We are suffering a lot at the moment and its a real struggle to adjust to what is, for us, a big change in life style.
We bought stuff when we could afford it, cant afford to now and yes its a shock to the system but doesnt mean 'it serves us right' as some people think who have been living off a lower amount all along.
Theres always someone worse off than yourself and just because there is, it doesnt invalidate your own struggles surely.

But isn't what everyone could afford changing?

Thankfully petrol is coming down but food prices and petrol at the beginning of the year were horrendous (food prices still are)

I know that even though DP's wage has gone up we can now afford less so yes, YABU.

Also, thread about a thread??

this isn't a thread about thread

it's a thread about a zeitgeist

"but if you do take out a loan or whatever, be sure you can pay it no matter what , really consider every circumstance..."

• so you're supposed to think "oooo - we might split up and not be able to afford x,y,z, we can afford it now, and in the long term, but we'd better not buy it incase we don't stay together"????

MP being thee xpert on Crap Towns I will laugh with you (but not fume, tis near enough Christmas in my book to refuse to fume).

Ah for the days of living in Bridgwater. Not. (DH wats to go back to Somerset, but I won't go THERE. Not never. Glastonbury maybe)

everyone is CRAZY in Glastonbury

I mean GENUINELY MAD

they onyl get away with it because they are middle class

If they were working class, they'd be locked away

because they are middle class, they are all cranial osteopaths instead

PMSL at potoftea's apaprent assumption that only WC or uneducated peolpe work in fcactories

Yes MP but I have a degree in world religions. You see the logic? And (very mad, very MC LOL) relatives there. And its close for Bath Spa Uni should I ever get chidcare sorted.

Come on, G'Bury or Bridgy?

I wouldn't go to Bridgy for ANYTHING

(although you can get HUMUNGOUS and LOVELY houses for about 98p)

Actually you can't you know. That's the silly thing. The rent there right on Bath ROad was much higher than our cottage here.

Mnd Sis is selling her house for £130k so not loads but again, on A38.

I'd love to live in Glastonbury.
Just so I could wear patchwork trousers and a purple velvet cloak.

You'd fit in for sure. But you might be obliged to carry a bottle of white cider and have a dog on a string also. (For real effect, be American, very rich and do all of the above)

I have a chum whose just picked up a house in bridgy reduced from 205 to 130!

And another who rents a 4-bed four-story townhouse for 500 pcm - it's LOVELY

Should the dog wear a bandana?

Blimey, we paid for £6oo for an ex-council heap.

Still not going back though, oh o way.

Dh wants Ilminster as he comes from that way. We can't though as we are neither of us over 80

vs only if very dirty

Dog must benamed Karma, Rejoice or Madhavira- or similar

£500 for a 4 bed town house?
Might move there meself!

I was going to call it Avelorn, and Avie for short.

Tsk! Avalon

yes that might work, although when you called it 15 small girls might answer