After a very happy chat with our mortgage company (one of the safer ones, if there is such a thing!) it seems we can move house next year which we really want to do.
But I am sorely tempted to order lots of lovely new furniture etc and bung it on my credit card whether we can afford it or not (we can't). I'm sick of being skint and want nice things.
Disclaimer: This is a light hearted thread and of course I wouldn't do such a thing but you know sometimes you just think bugger this...
Please give me permission to do this