maybe i am just a tightarse but my yearly cover in the uk is under £100, yet i have just had to pay £40 for a weeks cover in france.
i know i will be thankfull i took it out if something happens but it seems like they can charge you a hefty price because most people would be to scared to go without (me included)
and i got it down to £40 by haggeling, first quotes were £50