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AIBU?

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To think this is a ticking time bomb (people priced out of housing)

604 replies

Batmanisreal · 25/10/2026 10:07

It’s becoming clear that there is a problem with people not being able to afford housing like they used to be able to. This has been made worse by the introduction of right to buy by Thatcher in the 80s which reduced the numbers of council houses. The price of housing is going up and up, so more people are having to rent on the private market.

So what happens to these people who are privately renting homes, when they get to retirement age? If they can’t afford their rent?

I was lucky enough to be able to buy my house. I have young children who, by the time they get to the age I was when I bought my house, will probably not be able to afford to buy like I was. There’s a very big chance they will have to rent, possibly for the rest of their lives.

People who rent on the private market are at the mercy of whatever rents the landlords want to charge for those properties. And with more properties being rent out as short-term lets this is only going to make the situation worse.

I worry that we are heading for a situation where elderly people will end up on the streets, because there won’t be enough affordable or social housing to supply them with housing if they become homeless in the event of them not being able to afford their private rent anymore.

As a parent, I just find the whole situation so depressing.

OP posts:
TooBigForMyBoots · Yesterday 23:12

I live in the inner city. People buy up the inexpensive houses here, we're not gentrified. Then let them out as AirBnBs because of proximity and public transport links. Not homes.

That has pushed many first time homeowners out of the running. It's also fucked things for the community and young adults wishing to rent a place to live.😡

mrsm43s · Yesterday 23:33

3DPrintedDragon · Yesterday 22:58

Because house sharing is not suitable for everyone.
As an example, someone I know who is in their 50s and autistic. They need to be in control of every aspect of their living arrangement, otherwise they end up dysregulated and in meltdowns.
There is no way they could live in an HMO, no matter how sympathetic you try and make it seem.

But for the majority of people house sharing is fine, even if they'd prefer a flat or house (just like many under 35s!). Disability needs could be considered, and attract extra benefits, opening up more options as they already do.Some people would prefer a detached house, a large garden, a swimming pool in the back yard. They can't afford them, so they can't have them.

If you want decent, affordable options for pensioners, co living needs to be encouraged. It's unreasonable for low income pensioners to demand tax payers fund for them better accomodation than they can afford for themselves to live in.

TooBigForMyBoots · Yesterday 23:48

mrsm43s · Yesterday 23:33

But for the majority of people house sharing is fine, even if they'd prefer a flat or house (just like many under 35s!). Disability needs could be considered, and attract extra benefits, opening up more options as they already do.Some people would prefer a detached house, a large garden, a swimming pool in the back yard. They can't afford them, so they can't have them.

If you want decent, affordable options for pensioners, co living needs to be encouraged. It's unreasonable for low income pensioners to demand tax payers fund for them better accomodation than they can afford for themselves to live in.

Sorry if I've missed something upthread, but where have you heard that for the majority of people house sharing is fine?

Most people arent looking for a detached house with garden and pool.🙄 They are looking for an affordable home to live in.

BeLemonMoose · Yesterday 23:55

@mrsm43s older people do not get benefits for mobility disabilities, unless they already had them before pension age. They only get disability benefits for care element.

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