To think this is a ticking time bomb (people priced out of housing)

[Batmanisreal]

It’s becoming clear that there is a problem with people not being able to afford housing like they used to be able to. This has been made worse by the introduction of right to buy by Thatcher in the 80s which reduced the numbers of council houses. The price of housing is going up and up, so more people are having to rent on the private market.

So what happens to these people who are privately renting homes, when they get to retirement age? If they can’t afford their rent?

I was lucky enough to be able to buy my house. I have young children who, by the time they get to the age I was when I bought my house, will probably not be able to afford to buy like I was. There’s a very big chance they will have to rent, possibly for the rest of their lives.

People who rent on the private market are at the mercy of whatever rents the landlords want to charge for those properties. And with more properties being rent out as short-term lets this is only going to make the situation worse.

I worry that we are heading for a situation where elderly people will end up on the streets, because there won’t be enough affordable or social housing to supply them with housing if they become homeless in the event of them not being able to afford their private rent anymore.

As a parent, I just find the whole situation so depressing.

I understand some can't.

I'm suggesting that high quality, regulated shared housing (ensuite bedrooms with shared kitchens and living spaces,or 3 bed houses with gardens shared between 2 or 3 pensioners) is what I've suggested. At no point have I suggested 'teeny rooms in HMOs with one bathroom shared between 8 people' (although sadly those are the realities for many tax payers). Please stop saying that I've said or I want things that I have at no point said, nor at any point indicated that I want. If you are going to refer to something I've said, please do do accurately rather than spouting nonsense that I've never said or even implied and attributing such made up nonsense to me as if I've said it.

Instead of regulated HMOs (which is needed anyway), we have more affordable 1 bed places so single people can live and enjoy their own space.
We need more 1 bed dwellings. We actually need more social housing for all needs.

You said that a single person "does not need a garden flat"... what does that mean? Who deserves it then?

A "tax payer" (so a net contributor.. which is meant to be about a salary of £41k) is not going to be living in an 8 bed HMO.

Proper housing, as in a decent place for single people instead of a grim HMO where they have to join a gym because the bathroom is full of bicycles - it will cost less in the long run in terms of mental health needs and treatment.
Housing is the bottom rung of the Maslow hierarchy of needs.
If that very basic need is met, then they are in a better place to move up the rest of the rungs.

Over 50s are sent FIT tests. For bowel cancer Colonoscopy prep in an HMO would be interesting

That is a valid and interesting point.

Your suggestion is absolutely ridiculous.

Hmo accommodation is grim. Go on spareroom.co.uk and have a look at the adverts and pricing. They are all advertised as luxurious. How much profit is my landlord making if he is charging £4000 per month in rental fees? Plus he will probably pay the mortgage off and own the house within 10 years of buying.

You won't just have a housing crisis you will have a mental health crisis as well.

Need and deserve are very different words. You cant use them interchangeably like that. Respond to what has been said without twisting it for once.

You’re about to be through the edge of the barrel at this rate

What would be ridiculous about pensioners living in regulated, affordable ensuite bedrooms with shared kitchen and living spaces? Not "grim HMOs" (that the taxpaying workers are living in), but well regulated, maintained purpose built units that are designed for elder communal living?

It was said that someone on low pay did not need a one bed flat with a garden.
So who actually needs it?

Nobody needs a garden flat do they?

Because there are places that are not regulated and are utter shitholes for people that are not pensioners.
Why not try and improve their circumstances, instead of dragging pensioners down to them.

Grim HMOs should not exist. Not for 35 year olds, not for pensioners. They should not exist at all. Fix that first.

Yes, lets all have coffin apartments like they do in China.
A literal bed and nothing else. It is a roof and a bed, right? What is wrong with that?

Well since I'm suggesting they have ensuite adapted bathrooms, I don't see the issue with this. As a homeowner, sharing a house with 3 other adults, with shared bathroom facilities, I didn't struggle to do my FIT test, and neither did my other 50+ sharer. I just shut the bathroom door for privacy as I always do.

You're the only person suggesting that.

You are just pissed that ive thought of something that cant be argued with

I think you would agree with it.
If not, why?
It is a bed and shelter. Why would anyone need anything more than that?

Im talking about colonoscopy prep Do you even know what that entails I reckon you do and thats why you ignored it

I'm not suggesting pensioners (or anyone else) live in unregulated shitholes.

I'm suggesting pensioners (for the purpose of this thread, the 'timebomb'), should have access to regulated, maintained, affordable ensuite bedrooms in purpose built units with shared living rooms and kitchens.

What is wrong with that? We need more affordable housing. I'm suggesting we provide high quality, purpose built, maintained, regulated, affordable, ensuite bedroom co-living units to meet that need.

I'm not sure about colonoscopy prep, I thought you meant the poop in a tube postal thingy that over 50s do. But in any case, I'm suggesting every pensioner has their own, adapted ensuite bathroom, so I'm not sure why it's a problem.

At what point have I said that? I ask you again to stop attributing things I haven't said to me. You've suggested it a few times, so...

He ha yeah that’s the one 🤨

Would you be against coffin apartments?

I haven't researched them or considered them, so am not in a position to comment.

I've been very clear that I'm suggesting affordable, regulated, well maintained, adapted ensuite bedrooms in small clusters with shared kichens and social spaces. Can you explain why my suggestion would not meet the needs of low income pensioners who need affordable housing and can't find/afford it on the open private rental market?

Because house sharing is not suitable for everyone.
As an example, someone I know who is in their 50s and autistic. They need to be in control of every aspect of their living arrangement, otherwise they end up dysregulated and in meltdowns.
There is no way they could live in an HMO, no matter how sympathetic you try and make it seem.