Pension question for those pre-retirement

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I’ve only just started looking at my pension seriously and have a defined contribution fund of £150,000 at 35. I am taking this more seriously now and have upped my contribution level (employer also adds 13%). I hope to retire by 60.

I am quite interested in the subject now! So, being nosy, if you don’t mind sharing:

-Your current age
-Pension value and type
-Your contribution/employer %
-Age you hope to retire

My piece of string is 8 inches long.

It’s a bit pointless because you are only 35, the vast majority who reply will be older and things were often different eg employer contributions.

If you want 20k a year at 60 you would need approx 500k in the pot.

You’ll get depressed at the answers as the ones with great pensions will pile in with their millions!
I have a DB scheme that would give about 20k at 60 with a 60k lump sum. Civil service so 27% from employer. Not enough as a single person so will be partially retiring instead like most of my colleagues. 60 is quite young to fully retire.

Another phishing post.

I am early 40s.
Dc scheme
Current value is about 3.8 x my annual salary
Between employer & me about 25% going in
Intending to retire 65

I get why you think this is useful if you’ve only just started being interested in pensions, but it isn’t really.

Many people don’t save enough - or don’t save what you would think enough….but their lack of saving isn’t evidence you will have what you want.

Go and use a pension calculator like Guiide or the Pension Bee one. Work out how much money you think you need in current terms - a good starting point is how much you spend now, though you may want to adjust it for things that you think will be different in retirement.

You are well ahead of average - but focus on your own pension, not everyone else’s.

Civil service pension. If I retire at 67, i’d have 43yrs service. Lump sum 200k plus, and annual 35k I think, but can’t check since they haven’t added the retirement modeller back since it moved to capita. I am fortunate, but do pay £400 plus a month into it. Just started a 25yr mortgage at nearly 50, so won’t be going before 65 at least, and I do love my job and certainly don’t long for retirement. Maybe i’ll partially retire before then, will have to see how my health goes.