A young relative has recently started driving and has been quoted significantly more for car insurance using their actual address.
They’ve asked whether they could use my address instead because it brings the premium down considerably. They wouldn’t actually live at my address and the car wouldn’t normally be kept here either.
I’m really uncomfortable with it because I’d be worried about what would happen if there was an accident and the insurer discovered that the address wasn’t where they actually lived.
I’m a bit of a people pleaser, so I feel awful saying no when I know it would save them a substantial amount of money.
Would you allow it, or would you say no? Am I being overly cautious?
AIBU to say no ?