Neither… I have had cats my whole life and currently own two regular moggies.
I’m happy you’ve had the most well behaved cats, but just because you don’t recognise what I’ve said doesn’t mean it didn’t happen. That’s like me saying I don’t believe yours are so well behaved because that’s not what I’m experiencing. Let’s respect everyone’s experiences.
One of my cats is 19 and suffers with thyroid problems, which is quite common in older cats (which you would know being so experienced). Insurance won’t cover her anymore so I have to pay those bills.
My other cat is 3 and is very playful and full of energy. She has toys, tunnels and even shelves all around the house but she still likes climbing the curtains for fun. They both like scratching the bed frame and sofa. This didn’t stop with nail clipping, and I refuse to have their claws removed.
As for food when you’re out, you leave dry food for them, which is great. But one of mine doesn’t eat dry food, like plenty of other cats out there. A possibility you need to be prepared for.
At no point did I say every cat is going to ruin your house and cost you thousands on vet bills. But there is that possibility that needs to be considered. If you’re not prepared for that possibility then you shouldn’t have cats. That is the exact reason there are so many cats that need saving and rehoming. You just don’t know what the cat is going to be like when you get it so what’s wrong with being informed on those chances? Cats are mistaken as easy pets to have, but they aren’t always!