my personal opinion is that all this is entirly innocent.
if she had pointed to her knee, you would have just thought that maybe he had knocked her while carrying her.
if she had pointed to under her arms, you would have just thought he picked her up to roughly!
if she had pointed to her *head(, you would have just wondered if he had walked thro a door carrying her too close to the door frame......
BUT
she pointed 'down there', and so you instantly assume the worst, even tho otherwise you would no doubt trust your AND DD with your lives!!!!
please don;t......you need more proof than this.
YES, there are bad men out there....many of them.....but truly, they are not as common as the media would lead you to believe.
take it from me, do not upset things with yur DH, nor risk your family, unless there is more 'issues' than just a little girl pointing to 'down there'.