Chatbots are useless, can hardly ever give a sensible answer to a question and really should be renamed shitbots.
I hate shitbots with a passion.
I do prefer to speak to a person, a real human being, though it does take absolutely forever to get through to one. A half hour or an hour's wait is certainly not unknown, then you find that they are often working from a script and are bewildered if your perfectly reasonable question deviates even slightly from that.
Then you will probably be transferred to another department and the whole ridiculous pantomime begins yet again.