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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to feel stuck financially while working part-time with young twins?

56 replies

Handsfreeme · 10/06/2026 14:39

I’m 30 and have 2-year-old twin boys. At the moment I only work 2 days a week because that’s what works best for our family while the boys are little. Husband works full time and covers majority of the bills.

Financially we’re stable. We have good savings (over £40k invested), our yearly expenses are budgeted for, and we have equity in our home and another property. However, because I’m only working part-time, for the next 2–3 years until the kids start school I’ll essentially just be maintaining our finances rather than adding significantly to our savings.

I know logically we’re fortunate and I should be grateful for what we have, but I find it quite disheartening watching friends and family progress financially while I feel as though I’m standing still.

Did anyone else go through this stage when their children were young? Did you feel better once they started school and you had more opportunity to work and save again?

Just looking for some reassurance and perspective really.

OP posts:
TheOccupier · 11/06/2026 08:44

JustGiveMeReason · 10/06/2026 22:54

But the OP asked for opinions.

Be a bit of an odd forum if people were only allowed to reply if they were empathising with the OP.

She didn't ask to be attacked, mocked, and told to delete her thread. This is a forum for mothers to support each other. Some posters have provided perspective without being rude or unkind but a few have been needlessly nasty.

Handsfreeme · 11/06/2026 11:54

TheOccupier · 11/06/2026 08:44

She didn't ask to be attacked, mocked, and told to delete her thread. This is a forum for mothers to support each other. Some posters have provided perspective without being rude or unkind but a few have been needlessly nasty.

Thank you for your kind words and thank you everyone for your reassurance. It does help a lot to get other people’s opinions and it’s helped me. I know I am very fortunate and I did work really hard from a young age to get to where I am but I know everyone’s circumstances are different and people can also work hard and still struggle.

The fact that so many of you said I am doing fine as I am has really helped me to shift these anxious thoughts

OP posts:
Lomonald · 11/06/2026 11:58

I clicked the wrong option, yabu childcare alone for 2 will cost a fortune full time, it sounds like you are managing ok you don't need to do anything more until the boys are in school.

Honeyhonay · 11/06/2026 12:02

Surely you can see that this is ridiculous? If you wanted to work more you could, you have substantial savings and can afford your lifestyle on a greatly reduced work schedule. Not saving in addition to 40k for 2/3 years is hardly being hard done by.

LittleNote55 · 11/06/2026 12:51

You’re fine. By comparison: We saved as hard as we could until we could afford to have kids. The mat leave and childcare + drop in hours used up all our savings. Started saving again once kids in school. You’re in a very fortunate position (as am I), and kindly I’d suggest you’re probably in a bit of a bubble about what things are like for most people with young kids.

aCatCalledFawkes · 11/06/2026 13:00

I worked 22hrs a week when my kids were small. When I separated from ex I was able to scale up my hours to 30hrs a week, it was really positive because I was already in the job just added more hours. For you I think it's great that you are keeping your foot in the door to keep your options open but also balance work with your kids.

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