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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to feel annoyed they questioned our finances?

53 replies

WorthyPanda · Yesterday 12:39

Looking for some perspective please as not sure I’m BU.

DH and I work hard. We both work full time. We rented for years and saved a deposit for a house over a period of years, no help from family etc. We bought a property three years ago and it needed a lot of work. We have been slowly renovating over the last three years - slowly because we didn’t want to get into debt to do it all at the same time. We would do overtime and save and save, then once we had the money would then do the renovations one room at a time, then repeat the process. We have almost finished now. During this time we have sacrificed holidays, beauty treatments, hairdresser visits, new clothes etc for ourselves. DC have not missed anything except the holidays abroad, but we have tried to make up with days out etc. They are old enough to understand the situation and know next year we will have a holiday as renovations finished plus they have still attended all their clubs etc. Basically DH and I sacrificed our personal things but the children didn’t.

The house looks and feels lovely and we are so pleased. DH was keen to do it to a high standard that would last so we have used quality materials and high end appliances. We are very proud of what we have achieved.

My family are also really proud but some of DH family seem to make barbed comments about the property and what we have done, making fun of some of the “extravagant” appliances we have etc. I’ve ignored all of it but today DH went to visit family and two of them made a comment they needed to talk to him about finances. One said they couldn’t understand how we had a “never ending pot of money” and basically queried whether we had got into debt sorting our house. DH explained that we hadn’t and the member of his family who said about the never ending pot of money didn’t seem convinced. For context this person spends money like water on things like nights out, meals out, fast fashion etc and also works part time. They then questioned whether we have savings currently and DH explained we have a small amount but have used them recently on our home (the last part to be done) and that they will soon be back up to previous levels.

I feel annoyed that he explained himself to them. We are adults who have asked for no help with our property; buying or renovating. DH family do not offer any help in school holidays or seeing the children and rarely visit us despite living very close. If we had decided to get into debt for our property that would have been our decision and not theirs. I don’t understand why they feel so entitled to know about our finances and also why DH felt he had to explain.

OP posts:
howshouldibehave · Yesterday 19:17

If you want to be annoyed with someone, then be annoyed with your husband for sharing information! You’ll always get people asking stupid questions but you don’t have to answer any of them if you don’t want to.

AWeeCupOfTeaAndAnIndividualFruitTrifle · Yesterday 19:21

honeylulu · Yesterday 13:12

The appropriate response would be "you dont need to talk to us about finances, we have planned and budgeted and aren't in debt, we won't be discussing it further".

They sound like the sort of people who enjoy frittering their money on daily crap that leaves nothing to show for it but howl that its not fair when other people have nice homes (and managed this by not frittering).

Was in a parent-in-law who asked? This is the sort of thing my mum would do as she's desperate to know what we earn and how much we have in the bank. Though when we were kids my parents acted like their salaries were a state secret so I'm not sharing now even if the enquiry is dressed up as faux "concern"!

Yes, basically, they envy you the nice things that you have for your house, but not for all of the things you've had to do without to pay for it.

Because they can't fathom people living frugally and not frittering cash in ephemeral things in order to save for nice, much longer-lasting things - or even people just being smarter and wiser than they are - they think you're either going into a load of debt, in which case they want to berate you for your foolishness, or they think you've had a massive win on the lottery and they want a big chunk of it.

Winkblingwink · Yesterday 19:32

I am guessing @WorthyPanda didnt want her husband’s family to know they had to resort to using savings for the last part of the job as she quite liked them thinking she and dh must be wallowing in money!

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