To ask if you’ve ever come across money you’d completely forgotten about?

[BusyPearlCritic]

Have you ever come across some money you’d completely forgotten about or neglected? I actually found an account last year which I thought I had closed - it had £35k in it!!

Quite recently, £100 in a gift bag when I went through the ludicrous stash of gift bags. It must have been from a long time ago as they were old £20s and I had to take them to the bank.

In the last year, I've cleared every cupboard and surface in the house. I reckon I accrued about £25 in coins.

All money that comes out of the washing machine is mine by default, because its owner couldn't be bothered to look after it.

Many years ago, I found a building society book with £6k in it. I thought the account had been closed and when I checked it had and the money was transferred. It was a nice half hour though

I found 20p in my husbands car yesterday. I was really excited. Never had enough money to forget about it.

Not quite the same but my DH died over a year ago and about a month ago I got a letter out of the blue to say he'd had a couple of Pension Annuity policies and that as he had died I could claim the funds as NoK.

I had no idea about them, no paperwork but sent off a Death Certificate etc as requested expecting a couple of hundred quid.

I got nearly 11k. If they hadn't written I'd never have known.

I think it must be down to the Tell Us Once service.

Haha! This made me giggle.

I opened a Coventry building society account when I was 17. I then got another account and forgot about it.

A letter for me went to my mums the other day. I left home about 15 years ago. Told her to open it...

£8.72 in there! Get in!

Im surprised they haven't closed it tbh

I found £30 in an old purse once if that counts 😀 I did get a letter from an old Abby national account before they moved to santander about an old savings account but it had a tenner in it..

This will happen when my parents die i am positive we will find money dotted about their house.

I’ve found the odd £10/£20 in a spare purse but that’s it. Forgetting about thousands of pounds in an old bank account is the stuff of dreams!

There is not the slightest chance that I would forget about £35 in an account. I would have to have millions to forget about £35K.

I was excited to rediscover my ‘emergency £20 note’ last week when changing my iPhone case…I’d bought a new case to jazz up my very old phone, because I can’t afford a new phone!

I was thrilled with this discovery…can’t imagine ever being so fucking rich that I’d forget’ about 35k! 😵‍💫🤯

I've come across the odd fiver here and there, but I've also had the opposite happen on quite a large scale. Basically my husband was self employed for a while. When he got a new job he wound down the business, paid his creditors, the taxman etc and closed the business account transferring what was left (several thousand) into a credit union account. He also had another credit union account going since he was younger. Anyway, I ended up double counting what was in the credit union as they ended up merging both accounts, but as far as I was concerned I "knew" he had X amount in the former business account and then I could see online that he had Y amount in the online account. Could have kicked myself when I realised.

I had an email from .gov.saying I had credit in my childcare account, which I had completely forgotten about.

£3 richer today. Whoop.

Yes! Yesterday, I put my hand in a raincoat & found €15. Was pleasantly 😮

a few years ago I got a letter forwarded from HMRC. A financial firm was looking for a person with my maiden name. I thought that’s nothing to do with me, so ignored it. Then a couple years later I got another one. So I thought ok I’ll open it look at the info. It asked questions about accounts etc from way back when. Meant nothing to me but I gave whatever info I could. Well back and forth a bit and apparently I had an old pension from my first employers worth about £40k! I’m in my 60s now and thought I had opted out of it but I guess some money went in so nice little bonus.

I found a pension that 70k in it a few years ago, I was delighted as my pension had really taken a back seat with nursery fees etc, and I had somehow completely missed that my company had moved providers and this was frozen in another scheme. I was absolutely delighted

People’s lives can get complicated, accounts can be set up to be used for later and then forgotten about.

This can be especially true if you have holdings in multiple countries, have several phones and so on.

I can lead to both positive and negative admin errors. We realised recently that we’d been uninsured in a home for several years as a policy was not set to auto-renew.

I put £10k in an investment bond and forgot about it. Aviva actually tracked me down and 10 years later it was worth £25k!

I found loads of old banknotes hidden all over my mums house when I cleared it out. I just paid them into my bank account.

I found an account that had been opened for me as a kid that had about £6000 in it when I was in my 20s, which was nice!

Not exactly forgetting, but my DH opens his post about twice a year (ADHD, we now know) and for some ungodly reason he decided to take several months of unopened post with to open on the train on the way to the airport for a holiday. In there he finds an HMRC repayment cheque for £10,000 (he is a freelance consultant, so he probably overpaid for some periods he wasn't working) and so we had to carry that around for 2 weeks! Then when we got home he left it lying around for months and eventually I just paid it into our joint bills account and transferred the money to him before it got totally lost.

€100 in the back of my passport. I was on my way to a €zone country when I found it, so that was fun.

Every year, when I dig out last year's coat, usually alongside an old inhaler and decomposing receipts.

I lived in LATAM and used to transfer my salary home by withdrawing huge chunks and then converting it into USD to transfer.

when I left I found about $2500 in the back of my wardrobe behind some clothes that I had forgotten to transfer.

i know where every penny is these days, would love to have that much disposable income again!

Not forgotten about as such. Years ago my IFA left the industry so I self invested some ISA’s that year. When I got a new IFA I thought the mandate had included these. When I ditched the IFA I got a statement from Fidelity with these ISA’s which had done pretty well, so ultimately we did have more savings than i thought. We will use them to find DD through Uni.

Well today I put on a jacket I've not worn in a while, and found a fiver i put it on 2 lottery tickets for tonight fingers crossed.

A fiver yes, £35k No chance!

Sort of yes.
I worked somewhere with a non contributory pension about 35 years ago and forgot all about it
Its value is £120,000. That made for quite the pleasant morning!