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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Is Germany being unreasonable? Childfree adults paying more for elder care

316 replies

Fauxlein · 27/05/2026 10:44

"Childfree adults to pay more in elder care contributions — report
According to a report from German media group RND, federal Health Minister Nina Warken has prepared a draft bill that would have adults without children pay a higher percentage of taxes towards publicly-funded elder care.
The bill would have contributions from childfree adults increase by 0.7% over a period of years, meaning they would pay 2.5% of their income each month. Their employer will be expected to pay 1.8%. For adults with children the rates will remain the same: 1.8% for people with one child, 1.55% for people with two children, and 1.3% for people with three or more children.
Under the proposal, all adults over the age of 23 who are working full-time would be affected.
It is unclear when Warken, a member of Chancellor Friedrich Merz's center-right Christian Democrats (CDU), will submit the draft to the cabinet. Her ministry had originally said it would present a proposal for elder care reform in mid-May. With a long-stagnating birthrate mildly buoyed by immigration, Germany needs to act fast to make sure older generations can be taken care of without placing an undue burden on young people."

YABU - German Health Minister is being unreasonable, it's not kids responsibility to look after elderly parents and is unfair to penalise child free people
YANBU - this seems like a fair counterbalance to increasing costs to the state of elder care

Friedrich Merz

Friedrich Merz is the 10th chancellor of the Federal Republic of Germany. He is also the chairman of Germany's center-right Christian Democratic Union (CDU).

https://www.dw.com/en/friedrich-merz/t-60575802

OP posts:
Marmalademorning · 27/05/2026 13:41

TennisLady · 27/05/2026 13:39

Jesus fucking Christ.

What other solutions can you suggest then?

And there’s no need to be so rude and start swearing.

itslikecakesbutitsnotcakes · 27/05/2026 13:42

Nearly 20% of 18-25 year olds are currently unemployed ( and not in education) . If we are going this way then let’s tax their parents more for having children that aren’t economically active given the rest of us continue to pay for their existence…..Same position right?

Elclr · 27/05/2026 13:42

Marmalademorning · 27/05/2026 13:39

If you want to take advantage of lower tax and you’ve had to seek medical assistance with fertility then yes - but that is a choice that you would have to make. No one would force you to hand over your personal information if you didn’t agree to it.

Blessed be the fruit and all that....

TennisLady · 27/05/2026 13:42

Marmalademorning · 27/05/2026 13:41

What other solutions can you suggest then?

And there’s no need to be so rude and start swearing.

You think there’s no other solutions to pay for elderly care than to suggest women undergo invasive procedures to prove if they’re fertile or not? Seriously?

Mumsntfan1 · 27/05/2026 13:43

Allthatwegotisthispalebluedot · 27/05/2026 13:40

The middle and working classes will be absolutely taxed to death and forced to fight it out over meaningless differences (like having children and not having children) meanwhile the multi millionaires and billionaires will just….do whatever they fucking want.

TAX.THE.FUCKING.RICH.

This leads to rich Germans moving to Switzerland where they are very welcome and pay low taxes.

StarlingTheConqueror · 27/05/2026 13:43

HelenHan67 · 27/05/2026 13:32

I'm leaving this thread. I'm really happy to pay for kids' education etc even though I'm childless (can't have them, even if I opted to be childfree I would feel the same). Paying taxes for things you don't use is a cornerstone of the welfare state. But this policy - or a version of it - was, genuinely, last mooted in Nazi Germany. And that's pretty worrying. Suggesting people who've undergone failed IVF to "prove" they're infertile is intrusive and so ill-judged.

Edited

Yep I agree this idea that you should have exemption or that you have to prove you’re infertile etc… is crazy.

Shown by the number of cases people are already coming up with where the system would collapse (like how do you prove xyz, why would A have to pay if it’s B who is infertile etc…)

A lot of those answers are fuelled by the pain of infertility, how unfair it all is and that system would just add another layer to it. Making the injustice even more painful. Like youre bern punished for the very thing youre already struggling with in the first place.

I notice that the german system does NOT go there though. very wisely.
And is build around a system thatbALREADY expects children to financially support their parents. very different from what you're referrimg to.

JHound · 27/05/2026 13:43

I said “frequently” not “always”.

JHound · 27/05/2026 13:45

Mumsntfan1 · 27/05/2026 13:43

This leads to rich Germans moving to Switzerland where they are very welcome and pay low taxes.

So

“tax the rich” = bad

”tax the childless” = a ok.

Allthatwegotisthispalebluedot · 27/05/2026 13:45

Mumsntfan1 · 27/05/2026 13:43

This leads to rich Germans moving to Switzerland where they are very welcome and pay low taxes.

Ok well we’ll just eat each other then.

Rich people move (or stay) wherever they want regardless of what taxes they are forced to pay. We need to stop fucking pandering to them.

JHound · 27/05/2026 13:47

Marmalademorning · 27/05/2026 13:39

If you want to take advantage of lower tax and you’ve had to seek medical assistance with fertility then yes - but that is a choice that you would have to make. No one would force you to hand over your personal information if you didn’t agree to it.

What about people who are childless not by choice but not knowingly infertile?

Or those infertile but who never sought assisted reproduction techniques.

JHound · 27/05/2026 13:47

Allthatwegotisthispalebluedot · 27/05/2026 13:45

Ok well we’ll just eat each other then.

Rich people move (or stay) wherever they want regardless of what taxes they are forced to pay. We need to stop fucking pandering to them.

Agreed.

TennisLady · 27/05/2026 13:48

JHound · 27/05/2026 13:47

What about people who are childless not by choice but not knowingly infertile?

Or those infertile but who never sought assisted reproduction techniques.

The poster has already clarified that they expect people to go through invasive tests otherwise they’ll just have to pay up.

TennisLady · 27/05/2026 13:51

If I had to pay this infertility tax, would it be ring fenced for my care when I’m older? Or will it go towards people who did have kids but their kids can’t or don’t want to provide care for them?

BBKP · 27/05/2026 13:53

That’s assuming the children he’ll though? I know plenty who don’t. I kind of feel like the owness is on everyone

HoppityBun · 27/05/2026 13:53

StarlingTheConqueror · 27/05/2026 13:24

I’m quite surprised at how self centered some of those answers are.

Like ‘if I can’t have children, can I opt out from laying for maternity care?’
Come on people, it’s not as simple as that.
We are all interconnected at some levels.
The maternity care you dint need? It’s supporting couples who are having children. Those children will be the ones laying your state pension. Would you say it’s fine if they decide to opt out from paying state pension for children free older people because they didn’t pay fir them as newborn/children??
How far would you want to go?

We need to sop looking at taxes in a very short sighted way. Taxes are there to make society better for ALL OF US. You can’t opt in some bits and opt out others because everything is interconnected. Not paying for ‘maternity care’ will mean some people will pay more and this will affect you too (eg resentment towards childless people, less money to be able to buy stuff = less money to make the economy work = less jobs etc etc etc).
And all that for what? £5 a month (and very likeky much much less than that per person). Not even the cost of a take away coffee…,,

The point is that this policy is divisive. It invites comparisons of circumstances and inevitably what follows is the whataboutery and sense of grievance

CornishPorsche · 27/05/2026 13:53

Marmalademorning · 27/05/2026 13:39

If you want to take advantage of lower tax and you’ve had to seek medical assistance with fertility then yes - but that is a choice that you would have to make. No one would force you to hand over your personal information if you didn’t agree to it.

Right, and in my case where DH is infertile, and I'm not, how does that work? What if he dies or we divorce? I'm 47, no kids for us.

We chose not to do IVF because we required donor sperm and didn't want to get into the legal issues there. We were refused adoption because I have chronic migraine. We chose not to foster children because it's not the solution to infertility.

Mumsntfan1 · 27/05/2026 13:54

JHound · 27/05/2026 13:45

So

“tax the rich” = bad

”tax the childless” = a ok.

No. Taxing the rich will in many cases lead to them leaving a therefore paying nothing.
Charging extra to people more likely to need help with care home fees isn't the same as general tax. It's more insurance that you have to pay.

Focacciaisyum · 27/05/2026 13:54

BashfulClam · 27/05/2026 13:35

We do in effect ‘pay more to the state’ we don’t use maternity services, free childcare hours. Schools, child services, free school meals, child benefit…parents get a lot of those things for a similar tax amount. So can I get a tax reduction on these things…wow I never thought nor bring able to have children meant I would have to pay an extra penalty.

Honestly this is such a small.minded ridiculous view that gets trotted out on mumsnet all the time. You did benefit from education, healthcare as a baby, maternity care for your mother. These are all benefits for the child. Because a child is a person, not a possession owned by its parents. So NO you should not get a rebate for not using those services because you did use them.

Imisscoffee2021 · 27/05/2026 13:55

I think any form of policy around having children feels inherently uncomfortable, as procreation is such thing of nature and should be something people want or don't want freely, however if we want to live in a society which has some state provision drawn from taxation, this is the kind of policy that must exist to address an imbalance tbh.

Germany have amazing childcare provision, so cheap compared to the UK, so make it easier to raise a family there. My brother in law lives in Berlin and honestly if I lived there and not London, I'd probably have a second child as I could a tually afford it without bankrupting us on those early 4 years.

Cypire · 27/05/2026 13:56

anniegun · 27/05/2026 11:15

Its a good idea but framed to get the worst response. They should just say that there would be financial support for those raising our children (who are needed to fund our country when they reach working age). Its basically child benefit but looked at through a different lens

Except not everyone gets child benefit

ComfyKnickers · 27/05/2026 13:56

It's just another ridiculous far-right idea. A bit like the Nazi 'Kinder Kirche Kuche' crap. It's designed to put women in their place, not to solve any taxation or elder care problems.

And all a bit Handmaid Tale-like.

jay55 · 27/05/2026 13:57

BlueSkies81 · 27/05/2026 12:38

As the childfree one in my family, it falls to me to do a lot more of the care for my parents as my siblings with children (understandably) have less time. It seems harsh that I would do that and then have to pay more towards my own care.

And men who have opted out of family life, caring for neither their children or parents might get the discount.

TennisLady · 27/05/2026 13:58

Imisscoffee2021 · 27/05/2026 13:55

I think any form of policy around having children feels inherently uncomfortable, as procreation is such thing of nature and should be something people want or don't want freely, however if we want to live in a society which has some state provision drawn from taxation, this is the kind of policy that must exist to address an imbalance tbh.

Germany have amazing childcare provision, so cheap compared to the UK, so make it easier to raise a family there. My brother in law lives in Berlin and honestly if I lived there and not London, I'd probably have a second child as I could a tually afford it without bankrupting us on those early 4 years.

Edited

Just “uncomfortable” at having women pay more tax for being infertile?

Why not address an imbalance of affordable childcare by charging people with kids more? Would that balance not work?

JHound · 27/05/2026 13:59

TennisLady · 27/05/2026 13:48

The poster has already clarified that they expect people to go through invasive tests otherwise they’ll just have to pay up.

I mean the ones who aren’t infertile but still unable to have children.

ParmaVioletTea · 27/05/2026 14:00

It's a terrible idea, and completely overlooks all the reasons why someone may not have had children, which are beyond an individual's control.

And it valorises men who have various children with various mothers, but do nothing to raise those children. Whereas it demonises the "selfish" women who haven't given birth.

Simply reproducing doesn't turn anyone into a model citizen.

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