I think the great thing about MN is that it's for all.
You can start a thread if you are financially struggling and need help getting the food bill down and you can start a thread asking for advice on the best 5 star hotel in The Maldives.
Now of course people should be sensitive, and not post about luxury items on a COL thread.
But if a thread is specifically about The Maldives, or designer bags etc etc - it's painfully obvious what the thread is about.
I have seen posters (including) myself jumped upon of late for being insensitive on a thread that is very clear on the subject matter.
Surely MN should be for all those struggling, those doing well, and everybody in between?