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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

OP posts:
HoppityBun · 14/05/2026 12:25

Hameth · 14/05/2026 12:24

You didn't pay for your pension, you paid for your parents. The change was announced for years in advance.

It’s the sense of grievance that stops the heart from rusting over

NellieJean · 14/05/2026 12:26

Forget the rights and wrongs no government of any party is going to spend billions on this and the idea they have some kind of electoral clout is laughable.

HoppityBun · 14/05/2026 12:29

TheignT · 14/05/2026 12:18

I think people don't realise how short the notice of the second change was for some. I was born in 1953 so yes the notice was short. I'm not asking for compensation and I feel like it's ancient history now but I do think the short notice of the second change was hard on some, I was lucky as I was fit and healthy with a job I enjoyed but I realise it was tough for some. However, it was years ago and we need to move on.

But what difference did it make, though? We all realised that things were getting tougher and we’d have to work longer and longer.

My friends and I used to say that the way things were going, we’d never retire. And, as far as I’m concerned, that really is the point. Young people today have decades of warning that they’re going to have to work into their dotage. That notice makes no difference to them because the reality is: they just have to keep working.

BananaPeels · 14/05/2026 12:29

SuitcaseAndSecrets · 14/05/2026 11:35

I'm a Waspie..baby boomer born 1958.
I worked in a very large catalogue company ( remember Littlewoods/ Grattan/ empire Stores etc .. when you would order from the catalogue and pay weekly).. it had a huge warehouse and offices.. l was in quality control.. Long before minimum wage.. we had both male and female working the warehouse.. fork lift drivers etc.. but the men were paid more than the women for doing the exact same job. It was back breaking.
Pensions were never ever mentioned.. no one paid into one.. wasn't the company policy. We were told we would retire at 60..
People who think we are not owed anything.. think again.

but I still don’t make the connection being to be ‘owed’ anything. My mum is 10 years old than you and was always planning and looking at finances and working out how she was going to provide for the future. When she found out about the change in the 1990s she changed her plans accordingly. She is honestly baffled by the fact she would be owed anything. It was just one of those things. She doesn’t feel robbed just as when NI went up by a % a few years ago we all had to take on the chin even though we’re paying more than the generation before.

Mumandcarer80 · 14/05/2026 12:29

After a cancer battle my mum was able to retire at 60. This was back in 2006 a friend of hers she worked with was a few months younger than her and wasn’t able to retire for a few more years. Just because of when she was born.

My mum died in 2007 after her cancer returned. She would be spinning in her grave if she knew this campaign was still happening. So yeah damm right they have the right to campaign.

OonaStubbs · 14/05/2026 12:31

Once the state pension was introduced it should always been the policy that the age for it would rise as life expectancy increased.

BoredZelda · 14/05/2026 12:32

crossedlines · 14/05/2026 12:02

Each generation could find things they feel are ‘unfair’! Is it fair that as a woman I got 12 weeks mat leave when if id been born a few years later, I’d have got 6 months? Or later again and I’d have got a year? And what about those of us who paid full childcare fees? We don’t get compensated just because now people get 30 hours a week free, funded by tax payers (and I’m still one!) I’m fully paid with NI contributions - but I still have to pay out because I still work. And what about my dh - is it fair that he had to go back to work the day after each of our babies were born, when now he’d get paid time off?

where there were clear, systemic injustices (such as women not earning the same as men for the same job) there is rightly legislation which addressed that. But the different challenges which face each generation are just part of life.

The WASPI women are being ridiculous. The thinly veiled excuse that they ‘didn’t know’ information which was widely publicised is disingenuous - the reality is that they just wanted to get state pension at 60. In many cases, they’d already had years out of the workplace, or were only working part time, often funded by husbands working full time who were never going to get their pension until 65 anyway! The irony!

and no, I don’t believe Mumsnet ‘hates women.’ The reality is that many of us don’t see women as helpless and incapable of working, taking financial responsibility or keeping ourselves informed about important issues.

I agree. In my lifetime I have narrowly missed out on things that previous generations benefitted from. The full student grant ended the year before I started uni, this was also the year after they stopped students being allowed to claim unemployment benefits in the summer holidays. MIRAS ended just after I bought my first flat. Married Couples allowance stopped the year I got married. There was a £500 payment in pregnancy that I missed by weeks. Child Benefit rules changed when my daughter was 2. Free childcare was introduced in the year my daughter left nursery. I became a higher rate tax payer the same year ScotGov decided we should pay more than our English counterparts.

I don’t see why I should complain about any of this, because it is all about protecting the future economy for the next generations, living within our means, and with each change, I have simply understood more that my financial future cannot rely on the government. I’ve had opportunities previously denied to women, and understand the privileged situation I am in, that it’s my responsibility to give something back, not to insist on taking just because I feel it’s owed to me.

YouHaveAnArse · 14/05/2026 12:33

odddsoxs · 13/05/2026 22:04

Well, how would you feel if you'd had tens of thousands of pounds stolen from your expected government pension, AND being made to work and extra seven years into the bargain.
Don't forget, we waspis paid towards our government pension for the whole of our working life, and it was all many of us had to keep us through our retirement, as many of us didn't for whatever reason, or couldn't afford to pay into a private pension too

Well, my generation had this with the introduction of student loans, taking education from free to us leaving with thousands of pounds of debt at the start of our working lives. Money that previous generations could have put into a house deposit or similar.

I await my compensation.

godmum56 · 14/05/2026 12:35

Bunnyofhope · 14/05/2026 11:10

To the above couple of posters.... we don't expect or deserve to be vilified for something that was entirely beyond our control. I'm not saying that you personally hate the waspi campainers, but plenty seem to. And..the fact that younger people are skint is their battle to fight. Not mine quite honestly.
I didn't campaign for men to be paid less to bring about equality, but for women to get more. We're looking to raise people up, not bring people down to make things fair.
Don't go down the road of wanting less for others to even the playing field. Well, not if you are left leaning. Have you ever seen the money that is saved be used for the benefit of other disadvantaged groups?

This.

BoredZelda · 14/05/2026 12:35

time4anothername · 14/05/2026 12:24

Don't forget about the multiple endowment and pension selling scandals and company pension losses though. Many feared that paying into a pension was a high risk strategy. It is only over the past 20 or so years that the pensions industry has managed to build more trust. I think most today trust that their private or company pension contributions will not disappear but that was not the case for people with earlier working lives.
https://citywire.com/funds-insider/news/10-pensions-scandals-the-ghosts-of-past-present-and-future/a457227
https://www.theguardian.com/money/2009/jun/21/financial-advisers-scandals
https://www.nestinsight.org.uk/wp-content/uploads/2020/02/Pension-Reforms-in-the-UK-1997-to-2015.pdf

I remember those. It was at the very time I was buying a house, and started my pension. The 1995 act was all about more regulation. If people felt it was better to trust a government they didn’t know in 20 years time, than a regulated financial company, that’s a wild take.

Hallamule · 14/05/2026 12:38

odddsoxs · 13/05/2026 22:04

Well, how would you feel if you'd had tens of thousands of pounds stolen from your expected government pension, AND being made to work and extra seven years into the bargain.
Don't forget, we waspis paid towards our government pension for the whole of our working life, and it was all many of us had to keep us through our retirement, as many of us didn't for whatever reason, or couldn't afford to pay into a private pension too

Nobody stole anything from you and having to work til 65 sounds pretty fucking good to me and those younger than me (which is most of the working population).

godmum56 · 14/05/2026 12:39

Freda69 · 14/05/2026 12:24

I’m a 1954 WASPI and I and all my friends knew exactly what was going to happen and when. Can’t say I liked it, but the women who say they weren’t notified are just embarrassing themselves by their ignorance.

have you read my post?

TakeALookAtTheseSwatches · 14/05/2026 12:41

Peakyblinder18 · 14/05/2026 01:24

In this country it's shocking how many women, and men didn't know about the new pension legislation and were ill-prepared.
Just like many women or men didn't know about the equal rights legislation.
So for you younger and you "more aware" disbelievers in the waspi campaign, it'll be you one day.

Edited

Of course they knew, there's absolutely no way it got past anyone. It was everywhere and people were informed personally.

PropertyD · 14/05/2026 12:42

Hallamule · 14/05/2026 12:38

Nobody stole anything from you and having to work til 65 sounds pretty fucking good to me and those younger than me (which is most of the working population).

Quite agree. Often women were working part time and now expect to have a full pension.

BoredZelda · 14/05/2026 12:43

Bunnyofhope · 14/05/2026 11:10

To the above couple of posters.... we don't expect or deserve to be vilified for something that was entirely beyond our control. I'm not saying that you personally hate the waspi campainers, but plenty seem to. And..the fact that younger people are skint is their battle to fight. Not mine quite honestly.
I didn't campaign for men to be paid less to bring about equality, but for women to get more. We're looking to raise people up, not bring people down to make things fair.
Don't go down the road of wanting less for others to even the playing field. Well, not if you are left leaning. Have you ever seen the money that is saved be used for the benefit of other disadvantaged groups?

You should be more concerned about young people being skint. It is your fight because they are paying your pension. It isn’t a separate pot of money, set aside that you paid in to, it is the longest running, biggest Ponzi scheme which is starting to fail.

And when those young people do fight, they are accused of being lazy and entitled so they can’t win.

Maybe you don’t have children or grandchildren so think you have no skin in the game, but when the economy fails, and young people are out of work or underpaid, it is as much your problem as it is theirs.

danglethedingle · 14/05/2026 12:44

I'm actually in the age group that expected to retire at 60 (just)

I do not agree with WASPI aims at all. It was always unfair that women retired 5 years younger than men. Its obvious that as life expectancy goes up so should the state retirement age.

The country simply cannot afford for people to get a state pension pension at 65, and its not fair to expect the young people of today, many of whom cannot afford to buy their own house and are putting off having children, to pay for the early retirement of their parents generation.

My state retirement age is now 67, I'm a bit miffed, but I can see that this is fairer.

I can also see that I was in a privileged position of growing up in a time when plenty of good council housing existed, it was possible to live on one wage when my children were small, and when I went back to work I was able to contribute to a decent works pension.

I only wish these things were possible for all of my children's generation, not just a lucky few.

YouHaveAnArse · 14/05/2026 12:45

notateenietiny · 14/05/2026 11:21

Struggling to get their next iPhone before they start work at about 26? Some of us started working at 15 and 16 and weren't back patted through life but stood on our own two feet battling for equal pay and little things like being able to get a mortgage as a single woman. I once got turned down for a job because apparently I was likely to get pregnant because of my age. I'd love to see you Mumsnet tabbies squawking if that happened to you or your DC or whatever you call them.

How is this meant to garner sympathy for your cause?

StarlightRobot · 14/05/2026 12:48

They are so so selfish. I would like to see them protest on behalf of young people who have been saddled with the debt created by their generation, saddled with crazy student debts and who have no hope of getting a mortgage, due to no fault of their own.

BIossomtoes · 14/05/2026 12:52

BoredZelda · 14/05/2026 12:14

Where did I defend it?

If you want your particular case addressed, take your ex employer to court. Better still, get a whole bunch of women and start a class action. The point is, you have a very good chance of winning now there is case law to support it. Compensation is being paid out. Were you a member of a union? Are you active in the WASPI campaign?

Or, more likely you won’t do anything other than moan about it on the Internet, stamp your feet about what you are entitled to and expect the government to cough up compensation which you would no doubt gladly accept.

I don’t have a particular case. It’s factually true that many women were paid less than men for similar work before the Equal Pay Act which logically wouldn’t have been needed if that were not the case.

Please show me where I’ve stamped my feet or expected compensation for anything. I’ll wait.

Walkyrie · 14/05/2026 12:56

StarlightRobot · 14/05/2026 12:48

They are so so selfish. I would like to see them protest on behalf of young people who have been saddled with the debt created by their generation, saddled with crazy student debts and who have no hope of getting a mortgage, due to no fault of their own.

It actually blows my mind that 1 average wage could buy a fairly nice 3 bedroom house in an average area, and sustain a 2 child family without being utterly skint 24/7

Mcdhotchoc · 14/05/2026 12:56

Indeed. My older SIL aligns with this. She is 14 years older than me.
My take is that she actually stopped working before 60, paid the extra years of NI and then took a post 2016 pension based on the new state pension rate.
I can't figure how she has missed out. I will get state pension at 67 if I live long enough and thank God I'm in a Lucky position to likely to be able to retire at 63 ish. I think the campaign is on a hiding to nothing to be honest

BIossomtoes · 14/05/2026 12:56

BananaPeels · 14/05/2026 12:29

but I still don’t make the connection being to be ‘owed’ anything. My mum is 10 years old than you and was always planning and looking at finances and working out how she was going to provide for the future. When she found out about the change in the 1990s she changed her plans accordingly. She is honestly baffled by the fact she would be owed anything. It was just one of those things. She doesn’t feel robbed just as when NI went up by a % a few years ago we all had to take on the chin even though we’re paying more than the generation before.

If your mum was born in 1948 she got her pension at 60 so she didn’t need to change anything. The changes didn’t affect her.

Lifeomars · 14/05/2026 12:57

I'm in that age group and I knew, accepted it and got on with my life.

LoudTealHare · 14/05/2026 12:57

odddsoxs · 13/05/2026 22:04

Well, how would you feel if you'd had tens of thousands of pounds stolen from your expected government pension, AND being made to work and extra seven years into the bargain.
Don't forget, we waspis paid towards our government pension for the whole of our working life, and it was all many of us had to keep us through our retirement, as many of us didn't for whatever reason, or couldn't afford to pay into a private pension too

The reality was when there was a challenge on the different retirement ages for men and women, it may not have meant the retirement age for men going down. The reality was it went the wrong way. However, women have been fighting for equal rights for years until it wasn’t in their favour! We cant have it both ways, we either want equality or we don’t, we can’t cherry pick the bits we want!

Snorerephron · 14/05/2026 12:58

StarlightRobot · 14/05/2026 12:48

They are so so selfish. I would like to see them protest on behalf of young people who have been saddled with the debt created by their generation, saddled with crazy student debts and who have no hope of getting a mortgage, due to no fault of their own.

Agreed. Most of these people profited hugely from soaring house prices.

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