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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think there will be many more disabled adults in 20 years?

655 replies

Walkyrie · 03/05/2026 22:04

I’m disabled myself, just to put that out there.

It just seems like the number of people with a disability, usually a psychiatric one, is going through the roof.

40% of disability benefit claimants are claiming for mental health related reasons. The number of anxious children and teens on here, and that I know in my own life and family, is really really high. So many schools refusers and kids in need of extra support, special school placements and so on. It seems there are a lot of unemployed young adults living at home who simply don’t have the mental acuity to get a job, live independently, have a life of their own.

3 children in my family are currently school refusing, one we only found out about today but it was not a surprise as she’s always been very anxious and has selective mutism.

My AIBU is, should we be doing something to prepare for what may be a very high number of adults not working in years to come? How will we sustain them all?

OP posts:
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LiquoriceAllsorts2 · 06/05/2026 11:21

lemonmeringuefry · 06/05/2026 01:25

What do people on this thread make of the idea of a wealth tax? I've just watched Gary's Economics voting video and he thinks we should all vote Green as they're the only party with a strong policy on this. I do think we need more money - and that we shouldn't be denying money to disabled people. I don't know if a wealth tax would work but a large part of me feels that if we can work out how to get to the moon we can work out how to tax the superrich, even if it's complicated. And yes, I know countries that have tried wealth taxes haven't had great success but there have been so few of them it's not much to go on.

With a wealth tax though you are taxing the same thing multiple times (as in each year) and wealth doesn’t mean available cash to pay taxes.

BIossomtoes · 06/05/2026 11:35

LiquoriceAllsorts2 · 06/05/2026 11:21

With a wealth tax though you are taxing the same thing multiple times (as in each year) and wealth doesn’t mean available cash to pay taxes.

Everyone is taxed on the same things multiple times now. You pay income tax, fill your car and pay fuel duty and VAT, you’ve already paid road tax and tax on your insurance.

it doesn’t seem particularly onerous to me that someone with over £10 million should pay 1% of it in tax - would they even notice?

LiquoriceAllsorts2 · 06/05/2026 11:45

BIossomtoes · 06/05/2026 11:35

Everyone is taxed on the same things multiple times now. You pay income tax, fill your car and pay fuel duty and VAT, you’ve already paid road tax and tax on your insurance.

it doesn’t seem particularly onerous to me that someone with over £10 million should pay 1% of it in tax - would they even notice?

If they have assets work 10million and had to pay 1% tax that’s a payment of 100,000 in cash. To get that they may need to sell an asset. Then the same thing the next year and so on, at some point it is noticed. Or it may all be tied up in one asset that which valuable is not easily sellable.

BIossomtoes · 06/05/2026 15:15

LiquoriceAllsorts2 · 06/05/2026 11:45

If they have assets work 10million and had to pay 1% tax that’s a payment of 100,000 in cash. To get that they may need to sell an asset. Then the same thing the next year and so on, at some point it is noticed. Or it may all be tied up in one asset that which valuable is not easily sellable.

Poor little things. People sell assets to pay tax all the time - usually it’s a house to pay inheritance tax.

lemonmeringuefry · 06/05/2026 15:16

LiquoriceAllsorts2 · 06/05/2026 11:45

If they have assets work 10million and had to pay 1% tax that’s a payment of 100,000 in cash. To get that they may need to sell an asset. Then the same thing the next year and so on, at some point it is noticed. Or it may all be tied up in one asset that which valuable is not easily sellable.

it would surely be unusual for all your personal wealth to be tied up in a single asset at that level though would it not? I know a few people who I'd consider wealthy but not on that scale - they have plenty of liquid resources available to them.

Or alternatively raising the tax on capital gains might work. Most very wealthy people have investments. Are there going to be many that don't?

LiquoriceAllsorts2 · 06/05/2026 15:19

lemonmeringuefry · 06/05/2026 15:16

it would surely be unusual for all your personal wealth to be tied up in a single asset at that level though would it not? I know a few people who I'd consider wealthy but not on that scale - they have plenty of liquid resources available to them.

Or alternatively raising the tax on capital gains might work. Most very wealthy people have investments. Are there going to be many that don't?

To be honest I have no idea as I don’t know anyone with that level of wealth but I can’t imagine they all have readily available cash.

most wealthy people probably do have investments and that would be what is being taxed with a wealth tax. Investments are not cash and would need to be sold in order to get cash.

lemonmeringuefry · 06/05/2026 15:21

NorthXNorthWest · 06/05/2026 08:37

Gary is talking about taxing the genuinely super rich, not ordinary earners or much of the middle class. Yet Labour ministers are talking about “average incomes” as c £39k and defining “working people” as basically anyone with a pay slip". £39k doesn't go fair in many parts of the country, let alone London. Study hard, go to university (as they encouraged people to do) build a career, take on more responsibility, and you become the easy "broad shouldered" target. Then politicians wonder why so many productive people no longer feel motivated to go the extra mile.

Most people accept the need for taxation and public services. The frustration is that governments repeatedly ask for more while making too little effort to spend existing resources efficiently or address deeper structural problems. Too often the cycle becomes raise taxes, spend inefficiently, run out of money, then come back for more, all while framing it as "fairness" rather than serious long term economic reform...

I don't think Labour have put forward any plans for a wealth tax at all. That's why Gary is encouraging people to vote Green if they want to register their support for the idea of a wealth tax at least. But yes, my understanding is that it has to be on the super rich. That's the point at which wealth becomes toxic to society.

Are there really so many inefficiencies these days? I mean I know that HS2 was a disaster and there will undoubtedly be other mistakes but in so many areas we've seen cuts after cuts after cuts for years with no hope of improvement it would seem. Probably because of the growing levels of disability in society and no great increase in revenue to support it.

LiquoriceAllsorts2 · 06/05/2026 15:22

BIossomtoes · 06/05/2026 15:15

Poor little things. People sell assets to pay tax all the time - usually it’s a house to pay inheritance tax.

So basically you just don’t agree with people being able to own things?

BIossomtoes · 06/05/2026 15:23

LiquoriceAllsorts2 · 06/05/2026 15:22

So basically you just don’t agree with people being able to own things?

Of course I do. I also agree with extreme wealth being fairly taxed. If we can tax someone’s estate at 40% over £1 million taxing some else’s fortune of £10 million at 1% doesn’t seem extreme.

AlcoholicAntibiotic · 06/05/2026 15:26

BIossomtoes · 06/05/2026 15:23

Of course I do. I also agree with extreme wealth being fairly taxed. If we can tax someone’s estate at 40% over £1 million taxing some else’s fortune of £10 million at 1% doesn’t seem extreme.

Edited

The difference is that the estate is only taxed once someone dies and therefore has no need for it any more.

BIossomtoes · 06/05/2026 15:32

AlcoholicAntibiotic · 06/05/2026 15:26

The difference is that the estate is only taxed once someone dies and therefore has no need for it any more.

Nobody has a “need” for wealth of £10 million+

AlcoholicAntibiotic · 06/05/2026 15:33

BIossomtoes · 06/05/2026 15:32

Nobody has a “need” for wealth of £10 million+

So at what wealth level do you deem that the State should have an entitlement to someone’s personal wealth?

BIossomtoes · 06/05/2026 15:34

£10 million. For about the ninth time.

LiquoriceAllsorts2 · 06/05/2026 15:35

BIossomtoes · 06/05/2026 15:23

Of course I do. I also agree with extreme wealth being fairly taxed. If we can tax someone’s estate at 40% over £1 million taxing some else’s fortune of £10 million at 1% doesn’t seem extreme.

Edited

This is not a one off 1% though, it is 1% every year.
This wealth may have been recently inherited and subject to 40% tax already.
it might be shares that rapidly increased in value the previous day but which are going to rapidly reduce in value the next day.

AlcoholicAntibiotic · 06/05/2026 15:36

BIossomtoes · 06/05/2026 15:34

£10 million. For about the ninth time.

So a figure plucked out of thin air based on nothing but envy then!

igelkott2026 · 06/05/2026 15:38

Probably for another thread but I'd amalgamate employee NI with income tax, increase the personal allowance, increase the basic rate to 25%, but reduce the top end back to 40% and get rid of most allowances.

That said, childcare for one child per person (so two per couple) and season tickets would be 100% tax deductible.

So the lowest earners wouldn't pay (income) tax. I'd get some clever economists to work out where the threshold should be to make sure that people didn't suffer a disproportionate cliff edge.

it won't happen though because the MSM would major on the increase to 25% and you'd never hear the end of it.

SpringIsSpringing2026 · 07/05/2026 18:05

OonaStubbs · 04/05/2026 02:44

We need to change the definition of disability if that is the case. You can't have a greater and great proportion of the population reliant on a smaller and smaller proportion of the population working and paying taxes, as eventually, the system collapses.

I became disabled overnight. Literally. I was 55, working, reasonably fit, very healthy low carb diet, been working & contributing for decades, never been out of work or claimed any benefits (well except those standard child benefit). I had a stroke & I'm unable to work (I'm barely able to look after myself & get through the day). I qualify for a little pip & a little esa.

I'm using the money I had planned to supplement my state pension with (personal & complicated reasons why I couldn't put it in a pension plan, which ironically would have meant I would qualify for other benefits now)

I'm terribly sorry that you begrudge me that, little but if help now, but do keep in mind this could be you tomorrow.

Peony1985 · 07/05/2026 18:58

SpringIsSpringing2026 · 07/05/2026 18:05

I became disabled overnight. Literally. I was 55, working, reasonably fit, very healthy low carb diet, been working & contributing for decades, never been out of work or claimed any benefits (well except those standard child benefit). I had a stroke & I'm unable to work (I'm barely able to look after myself & get through the day). I qualify for a little pip & a little esa.

I'm using the money I had planned to supplement my state pension with (personal & complicated reasons why I couldn't put it in a pension plan, which ironically would have meant I would qualify for other benefits now)

I'm terribly sorry that you begrudge me that, little but if help now, but do keep in mind this could be you tomorrow.

Is that actually what you think people are talking about?

Sugarnspicenallthingsnaice · 07/05/2026 23:50

OonaStubbs · 05/05/2026 22:56

But WHY do children/young people need more support? Why?

A perfect storm of things mostly already mentioned on this thread:

  1. better fertility treatment and neonatal care = more people born with genetic disability
  2. more kids raised in poverty due to CoL and wealth inequality
  3. Western UPF diet = poor nutrition, high inflammation leading to cognitive issues, poor mental health and chronic illness
  4. faces glued to screens from a young age
  5. dysfunctional parents or 'gentle parenting' taken too far = no tough decisions, no accountability, no resilience, no work ethic
  6. labelling and medicalising personality traits, focussing on what a person can't do instead of what they can do, beefing up any slight concern because there are financial, educational etc. incentives to do so

Then these unwell, poorly raised and unsupported kids grow up and find online communities full of their peers, and a whole identity and lifestyle is born around being disabled.

Princessconsuelabananahammock9 · 08/05/2026 01:44

Britainisgreat · 04/05/2026 09:54

Yes but nothing worked. Had assessments by the DSS/now DWP every 2 years. Think after a few years they just wrote me off.

But how were you able to be a stay at home parent with young children but not able to ever hold down a job? Young kids are a lot of work.

WishingIwasyoungerandslimmer · 08/05/2026 04:55

Northermcharn · 03/05/2026 23:29

The definition of 'disabled' needs to be clarified. A person with mild ADHD is not disabled. A person with eg. mobility issues due to arthritis, is. A person who doesn't want to leave their house is not disabled. A person with MND, is.

People don't like it but I'm sorry get used to it, and get used to it because in future, governments will have no choice but to go down that path.

👏👏👏👏👏

lemonmeringuefry · 08/05/2026 05:14

WishingIwasyoungerandslimmer · 08/05/2026 04:55

👏👏👏👏👏

That's pretty much the system we've already got. You don't get anything for having mild ADHD in the current system or choosing not to leave your house. However, the system is already strict to the point that mobility issues due to arthritis wouldn't guarantee you help (and a small number of people with MND also do not get help). If you wanted the latter groups to be guaranteed help you'd have to make the system less rather than more strict.

TigerRag · 08/05/2026 10:09

lemonmeringuefry · 08/05/2026 05:14

That's pretty much the system we've already got. You don't get anything for having mild ADHD in the current system or choosing not to leave your house. However, the system is already strict to the point that mobility issues due to arthritis wouldn't guarantee you help (and a small number of people with MND also do not get help). If you wanted the latter groups to be guaranteed help you'd have to make the system less rather than more strict.

It's based on needs and not diagnosis

youalright · 08/05/2026 10:20

WishingIwasyoungerandslimmer · 08/05/2026 04:55

👏👏👏👏👏

Why you clapping that is the current system already

JollyDenimSeal · 08/05/2026 13:52

People on here don't get to classify what being disabled is or isn't

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