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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

New renter rights act is a bloody good thing!

456 replies

Pineapplewhip · Yesterday 06:24

Naturally landlords have some justifiable concerns/questions but those that are up in arms about the whole thing are completely bloody immoral. The slum landlords have spoilt it for the good ones and the decent landlords should blame them and not the government for protecting people.

If you arent aware of the actual points of the bill - I've listed them below. I cant see how any reasonable person can disagree that it's just enforcing the most basic human decency and regulation.

  • End to no fault evictions: landlords can only evict renters if they want to sell, move in themselves, move their family into the property or there are serious rent arrears. They have to prove they are selling too - they cant just say they are!
  • Rent can only rise once a year, any rise above market rate can be disputed fairly and 2 months notice is given.
  • Landlords can't refuse you for having children or being on benefits (if you prove that benefits/finances make the property affordable). This isnt about being on full benefits either. Many single parents need benefits to top up income.
  • Landlord ombudsman - tennants can raise fair disputes and repair issues for free online and landlords cannot just ignore it/grey rock. Repeat offenders will be visable in the database. Landlords legally must act on the complaints.
  • Faster action must be taken on damp and mould. Basic human rights! No more shitty emails from a middle man letting agent just blaming the tennant for not opening a window - when actually (for example) a house needs its brickwork repointing.

The only legitimate thing I have empathy for is the concern that it will be more of a process to evict non paying tennants as it will need to go through a court. However - this is why landlord insurance exists!!

Please ask yourself - if your child was renting - wouldn't you want them protected like this?

OP posts:
Boomer55 · Yesterday 11:53

ChilledProsecco · Yesterday 09:22

Take a look at what’s happening in Scotland- similar reforms were introduced years ago with the outcomes of a mass exodus of LL from the rental market, increasing rents for tenants & an ever-decreasing private rental housing supply.

be careful what you wish for…..

It’s happening in my part of the SE now. It’s a London borough, the council can’t source private housing, there aren’t enough council homes, so homeless people get one choice - either move where we say (all over the country) or sort yourself out.🤷‍♀️

I know two families who have been moved to Newcastle. From London. All support, schools and work is now gone for them. 🤷‍♀️

Indeed - best be careful what you wish for.

Aluna · Yesterday 11:54

Astrabees · Yesterday 11:48

DS2 and his fiancée are now buying a 2 bed flat in South London. It is going to be substantially cheaper than renting. They rented a nice flat but after a year the landlord wanted an extra £400 pcm and they had to move. They moved to another nice rental but again each year there brings a rent increase that takes up any pay rises they get and leaves them worse off. This is no way to live long term.
I get a bit cross when landlords say if they all sell up there will be no rentals available. The rentals would sell for lower prices if the market was flooded which would mean more young people could afford to buy or they would be bought by larger scale landlords and back on the market quickly.

The market will flooded in the short term only, the price dip only temporary, properties snapped up by corporations. Then a long term, permanent dearth of affordable rental properties.

Aluna · Yesterday 11:54

Boomer55 · Yesterday 11:53

It’s happening in my part of the SE now. It’s a London borough, the council can’t source private housing, there aren’t enough council homes, so homeless people get one choice - either move where we say (all over the country) or sort yourself out.🤷‍♀️

I know two families who have been moved to Newcastle. From London. All support, schools and work is now gone for them. 🤷‍♀️

Indeed - best be careful what you wish for.

Exactly.

snowmichael · Yesterday 11:55

SapphOhNo · Yesterday 08:09

I'm so glad that thanks to this new bill I can hand my notice in on my god awful rental. Damp, mould, leaking roof that hasnt been sorted in six months.

One thing they still need to fix is unregulated letting agents.

You've always been able to give notice, report the landlord, get the council or ombudsman involved

What has changed is that now when you move out there won't be anywhere near as many properties available for you to rent

Landlions · Yesterday 11:55

snowmichael · Yesterday 11:40

And if the tenant refuse to move out?
An eviction via the court takes a MINIMUM of three months, usually six months to a year

I used to watch "can't pay we'll take it away". Could they also file for the eviction AND to collect for the missed rent?

snowmichael · Yesterday 11:58

ProudAmberTurtle · Yesterday 08:28

Your working bathroom falls under Section 11 of the Landlord and Tenant Act 1985 and the Homes (Fitness for Human Habitation) Act 2018.

The new law tomorrow won't make any difference when it comes to that, sadly.

Both of those acts introduced and implemented by the evil Tories, I note

Ritaskitchen · Yesterday 11:59

I’m a landlord and a tenant (via my DC at university) and I don’t live in the Uk.
I think in general it’s a good Bill. I’m happy my tenants have extra protections.

But there are a particular couple of issues that will affect a minority but are likely to be a big issue for them.

Tenants can’t pay rent up front anymore. As Uk passport holders who don’t live in the Uk we can’t be guarantors for our DC. So we used to pay rent upfront in 2 x 6 months chunks. We can’t do that anymore.
Fortunately we have a family member who willing to be the guarantor. But this is going to be very expensive for ppl coming to the Uk as the guarantor agencies are expensive. There should have been provision for this.

There should have been special provisions for students. Now rents will just go up for students or conditions/maintenance will get worse because the students can start tenancies in September not July and so landlords will just put rents up. I think this was a missed opportunity. There should have been a provision for fixed term tenancies for students.
Time will tell if we decide not to be landlords anymore. I suspect on balance we will stop.

snowmichael · Yesterday 12:01

Imanautumn · Yesterday 08:32

You cannot evict based on wanting to sell or move family in you’re wrong about that.

You are completely wrong

Those are about the only two reasons you can serve a Section 21 notice

snowmichael · Yesterday 12:03

SapphOhNo · Yesterday 08:47

No break clause been here 6 months. They cleverly masked the issues and outright lied about the damp problem and the leak.

We've done everything reasonable but on discussing with people in our building there are clear structural issues with the property that can't be easily or cheaply addressed and a mix of responsibilities between the landlord and freeholder so for instance, despite reporting a leaking roof in December it's still not sorted so every time it rains we have to put a bucket down as water comes through our ceiling light fittings (which they've done the bare minimum about and got an electrician to make it 'safe'.

Yes we've raised it as an environmental health issue with the council but that can take months of time and energy and all we want warm dry home.

I have my notice already written to hit send first thing tomorrow when the bill comes in.

You are not on a Shorthold Tenancy Agreement?

they saw you coming, didn't they

Cosyblankets · Yesterday 12:05

HobGobblynne · Yesterday 10:39

Landlords should absolutely have insurance - this isn't a new thing from the RRA, it's always been good practice. Insurance is a business expense that needs to be factored in.

Of course it will be factored in.... when setting the rent
When the costs go up so will the rent

snowmichael · Yesterday 12:05

Landlions · Yesterday 09:33

Can someone answer me this. What's the profit margin landlords receive after tax?

Is there any data?

You can't get a BTL mortgage unless there's a 7% return after costs

Bqio · Yesterday 12:06

I think it would have been better to use the money/time to go after shit landlords rather than terrify good ones who only rent out one property.

My db rented a 1 bed flat from a woman who lived in the same street as him. She bought it with her adult child when her husband died as a sort of investment/revenue stream, with the inherited money. Everyone was happy for 9 years until the current government scared the shit out of this lady and my brother’s flat was sold.

You can think the renters rights bill is good and it might look reasonable on paper, but so far all it’s done is shit on my brother’s living situation, finances, time, mental health and wellbeing.

Marmalademorning · Yesterday 12:07

Well, this will just see the end of the small scale landlord and open the door to large investment firms, the likes of Blackrock (who Starmer had been keen to be in close partnership with 🙄) buying up all the housing. It will be end of home ownership as we know it. I feel sorry for the kids of this country. The future looks bleak 😔

Landlions · Yesterday 12:07

Institutional investors own well under 1% of all UK homes, but around 2% of the UK private rented sector.

Cosyblankets · Yesterday 12:09

Mapletree1985 · Yesterday 10:51

They want someone to give them house for free and then pay to maintain it for them.

Are you suggesting they let it out free of charge?

Mintchocs · Yesterday 12:12

Pineapplewhip · Yesterday 06:45

Did you not have landlord insurance to protect you? This is what i am assuming would protect a landlord - but not being a landlord myself I dont know about the cost/limits etc... so wanted to ask.

I agree I think people will sell up and the market will miss these rentals - but maybe after a time the next wave of "landlords to be" will just accept this is the norm and actually be responsible. I don't see the buy to let method of investment disappearing.

You are so ill informed. My DH was going through a bereavement when we were battling terrible tenants, even before these new rules. These appalling tenants literally trashed our house and made it unliveable. It was so bloody hard getting them out but we were able to eventually. We had always been really respectful of tenants and did everything right. The stress was unbelievable.

My DH almost had a heart attack because of the stress. If these new rules had been in place then, they'd probably have been unmoveable. If you want to draw such bold opinions at least bother to do a bit of research first.

Cosyblankets · Yesterday 12:13

snowmichael · Yesterday 11:55

You've always been able to give notice, report the landlord, get the council or ombudsman involved

What has changed is that now when you move out there won't be anywhere near as many properties available for you to rent

I think this poster was tied in for a year

GoldebWeasel · Yesterday 12:17

Bqio · Yesterday 12:06

I think it would have been better to use the money/time to go after shit landlords rather than terrify good ones who only rent out one property.

My db rented a 1 bed flat from a woman who lived in the same street as him. She bought it with her adult child when her husband died as a sort of investment/revenue stream, with the inherited money. Everyone was happy for 9 years until the current government scared the shit out of this lady and my brother’s flat was sold.

You can think the renters rights bill is good and it might look reasonable on paper, but so far all it’s done is shit on my brother’s living situation, finances, time, mental health and wellbeing.

Yes completely agree. It would be interesting to know how many situations where both parties (landlord/renters) were actually really happy with the status quo and this legislation has now upended it. I guess along with farmers, independent school children, employers and high earners that landlords are just some abstract baddie and enemy of the people. This country desperately needs some grown up input into policies.

Cosyblankets · Yesterday 12:18

Imanautumn · Yesterday 08:32

You cannot evict based on wanting to sell or move family in you’re wrong about that.

You can

Bulbsbulbsbulbs · Yesterday 12:21

For the people banging on about insurance- not all landlords insurance covers loss of rent if the tenant stops paying. And most won't pay indefinitely.

My friend rented out her house to a couple she knew, at below market rate. After a year they split up and the man left, the woman stopped paying rent. It took a year to evict her, my friend had to pay for two court hearings and bailiffs. We live in a small village and a lot of people thought my friend was being unfair getting this woman put as she was homeless afterwards. A horrible situation.

Qikiqtarjuaq · Yesterday 12:21

Imanautumn · Yesterday 08:32

You cannot evict based on wanting to sell or move family in you’re wrong about that.

Yes you can. Section 8 Grounds 1 and 1A.

GreenCaterpillarOnALeaf · Yesterday 12:22

I definitely agree with it, especially the benefits thing. I was on benefits to top up my wage when I was working at Wetherspoons, even on manager wage. Hours aren’t always there, especially during certain times of year when the beer garden wasn’t busy. I know lots of young people who are. We can’t all live at home till we’re 25 to “save for a deposit” or whatever. Not everyone has parents who can afford to not charge them rent.

Hopefully this will help young people get out their parents houses and live their life’s. Before someone says I moved out in 2017 so it’s not like it was cheap back then. Rent was still expensive. My first rental was horrible and full of mould, and when we tried to move out we really struggled due to being on benefits. I really hope they actually enforce this bill so people don’t have to fuck around so much like we did.

Mintchocs · Yesterday 12:24

bringmelaughter · Yesterday 11:06

Just to say you can do this but it’s a nightmare. It has taken me 18 months to evict a tenant who stopped paying rent Nov 24 and we subsequently found that he had sublet against the tenancy agreement and without my knowledge. They were still paying him rent which wasn’t then being paid to me.

During routine inspections he was asking them to leave the house and being there so there were no suspicions. They have subsequently denied access so I have no idea wheat state the property is in and it hasn’t had essential checks. The bailiffs will finally attend next week. I will likely never see the £10,000 or thereabouts that I’m owed.

Meanwhile, if it had been another few weeks until bailiffs, I would have had to ensure I had proof that the tenant (who is uncontactable, not in the house and not paying rent) had access to the new information booklet or I would have a huge fine. I’ve also had to deal with the council as the people subletting told the council that I was liable for the council tax and their arrears while they were still in the property despite my possession order.

I’ve rented and agree there should be tenant protections but it feels that there are not equivalent landlord protections.

Sounds exactly what we went through a few years back. Just wanted to say that although it is excruciating you will get them out and this will pass. Its awful and lets nasty tenants like your and our old ones hold way too many cards, too long.

dontletmedownbruce · Yesterday 12:26

I was considering letting my own (and only) little house for a year or two, in an area where there is a horrendous shortage.

I’m now not going to bother, as a result of all the changes - every single one of which favours the tenant.

it’s going to be easier to let it stand empty.

ConcernedLandlord · Yesterday 12:28

https://www.mumsnet.com/talk/am_i_being_unreasonable/4187666-To-evict-my-tenant-and-other-stories?reply=105412866

The damage to this property cost me 10s of £1000s. NOT including rent arrears. Knowing that nowadays it would've been even harder for me to get her out is nerve-wracking to say the least. Single Mum of small children, she just moved out and stayed at her Mum's. Refused to pay rent, refused to hand over the keys. Not to mention the emotional side of things for me, it was a very hard time. Small scale landlords are not made rich, the profits are minimal and the costs that keep increasing are just not worth it for many.

Landlords will just sell up. We already have a housing crisis. As a PP has said this is oversimplification and virtue signaling from a government who cannot be bothered with anything that would make a real change.

To evict my tenant *and other stories..... | Mumsnet

I feel awful about this, really awful :( The property needs some work doing that, if not done by a certain date soon, will mean I am breaking the law...

https://www.mumsnet.com/talk/am_i_being_unreasonable/4187666-To-evict-my-tenant-and-other-stories?reply=105412866