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Share your dilemmas and get honest opinions from other Mumsnetters.

Couples who live separately so they get additional financial support

598 replies

slimline · 11/04/2026 11:20

A couple I know got married over a year ago, yet they still live separately. She has two children from a previous relationship and lives in a 3 bed house. He lives in a 2 bed house and has no children. I mention the size of their homes because it’s clear that there is ample space for the entire family to live under one roof. I can’t think of any other reason for their separate living arrangements (considering they have made a commitment to each other through marriage) aside from financial security, as her eldest child has SEN and she doesn’t work. He is working, which I assume could complicate things if he were to move in. Yes, I understand it’s legal, but I can’t help but think they’re taking advantage of the system in some way. This isn't the first time I've heard of couples or families living apart in order to increase their income. I’m ready to be accused of benefit bashing or called all the names under the sun. Don’t care sorry!

OP posts:
Christmastimeandwine · 11/04/2026 12:45

slimline · 11/04/2026 11:25

Freedom of speech. I can talk about what I want. Who is going to stop me?

you must leave a pretty mundane unhappy life if you let other peoples situations bother you so much!

slimline · 11/04/2026 12:46

youalright · 11/04/2026 12:44

It would cost the government significantly more if she worked and they provided full time care for the child. They need parents to care for their severely disabled children it saves money

The child in question is in full time education. Both kids are. Picked up and dropped off in a taxi every day. She could work if she wanted to.

OP posts:
JHound · 11/04/2026 12:46

They are married so not sure how living separately would enable them to claim more financially.

Maybe they just prefer living separately.

MyLimeGuide · 11/04/2026 12:46

youalright · 11/04/2026 12:44

It would cost the government significantly more if she worked and they provided full time care for the child. They need parents to care for their severely disabled children it saves money

I dont think the OP said severely disabled, she said SEN. You just made that up.

youalright · 11/04/2026 12:47

slimline · 11/04/2026 12:42

Her child will still be disabled even if her husband moves in.

You said you was jealous she doesn't work and gets money from the tax payer this will happen if her husband moves in or not

slimline · 11/04/2026 12:47

Tacohill · 11/04/2026 12:44

I’m sure she’d prefer to work than have a disabled child.

How miserable must your life be that you’d rather your kids were disabled just so you don’t have to work!

I actually hope you don’t have kids with that attitude.

You just love twisting my words don’t you 😂

OP posts:
slimline · 11/04/2026 12:47

Indianajet · 11/04/2026 12:44

OP, you sound like a deeply unpleasant woman.

Thanks x

OP posts:
youalright · 11/04/2026 12:47

MyLimeGuide · 11/04/2026 12:46

I dont think the OP said severely disabled, she said SEN. You just made that up.

You don't get dla for mild disability

previouslyknownas · 11/04/2026 12:48

slimline · 11/04/2026 12:44

Legal, yes, morally …

Morals are fine if you can afford them

morals are often the privilege of the rich

they are doing absolutely nothing wrong legally and that’s all that counts

slimline · 11/04/2026 12:48

youalright · 11/04/2026 12:47

You said you was jealous she doesn't work and gets money from the tax payer this will happen if her husband moves in or not

She will receive less in benefits if he moves in.

OP posts:
JHound · 11/04/2026 12:48

slimline · 11/04/2026 11:33

They both rent.

Renters pay council tax.

Tacohill · 11/04/2026 12:48

MyLimeGuide · 11/04/2026 12:46

I dont think the OP said severely disabled, she said SEN. You just made that up.

If she gets disability payments and isn’t required to find a job, then the child would be classed as disabled.

JHound · 11/04/2026 12:49

slimline · 11/04/2026 12:48

She will receive less in benefits if he moves in.

Does this apply to married couples?

slimline · 11/04/2026 12:49

previouslyknownas · 11/04/2026 12:48

Morals are fine if you can afford them

morals are often the privilege of the rich

they are doing absolutely nothing wrong legally and that’s all that counts

but it’s okay for working people to suffer lol

OP posts:
slimline · 11/04/2026 12:49

JHound · 11/04/2026 12:48

Renters pay council tax.

I know???

OP posts:
youalright · 11/04/2026 12:49

slimline · 11/04/2026 12:48

She will receive less in benefits if he moves in.

But they will still be better off then running 2 homes. I don't think its financial

MyLimeGuide · 11/04/2026 12:50

previouslyknownas · 11/04/2026 12:48

Morals are fine if you can afford them

morals are often the privilege of the rich

they are doing absolutely nothing wrong legally and that’s all that counts

I think you will find some poor people have morals too.

youalright · 11/04/2026 12:50

slimline · 11/04/2026 12:49

but it’s okay for working people to suffer lol

Im a working person im not suffering. Im happy with my life

Daffodilsinthespring · 11/04/2026 12:52

I choose to live separately from my husband. It suits us. We don’t claim any benefits though. He’s retired and I work full time.

Elsvieta · 11/04/2026 12:53

XenoBitch · 11/04/2026 12:09

Only if they live in the same household.

Right, that's what I was saying. It seems like a totally valid reason for him to live in a different one.

slimline · 11/04/2026 12:53

youalright · 11/04/2026 12:50

Im a working person im not suffering. Im happy with my life

Good for you. Do you realise many working people suffer and struggle to keep a roof over their head, food on the table, bills paid, etc, because they’re having to pay for other people.

OP posts:
previouslyknownas · 11/04/2026 12:53

slimline · 11/04/2026 12:49

but it’s okay for working people to suffer lol

don’t see the problem myself
Someone has to work 😂

If they ( or you ) are bothered then they can do the same

slimline · 11/04/2026 12:54

Daffodilsinthespring · 11/04/2026 12:52

I choose to live separately from my husband. It suits us. We don’t claim any benefits though. He’s retired and I work full time.

Big difference.

OP posts:
FernandoSor · 11/04/2026 12:54

Tacohill · 11/04/2026 11:50

No definitely jealous.

No one in their right mind is envious of the lifestyle of an unemployed mother to a disabled child living on benefits in rented accommodation.

OP is vindictive, not envious.

5128gap · 11/04/2026 12:55

nearlylovemyusername · 11/04/2026 11:58

well, it is OP's business (and mine) because we're funding their lifestyle as taxpayers.

You're not funding his lifestyle. He isn't receiving anything.
And you're no more funding her lifestyle than you were before she got married.
If you want to benefit bash a mother with a disabled child, go at it. There's a thread a day on the same lines. But the fact these people are married is entirely irrelevant to the tax payer. Not costing anything extra.