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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Couples who live separately so they get additional financial support

598 replies

slimline · 11/04/2026 11:20

A couple I know got married over a year ago, yet they still live separately. She has two children from a previous relationship and lives in a 3 bed house. He lives in a 2 bed house and has no children. I mention the size of their homes because it’s clear that there is ample space for the entire family to live under one roof. I can’t think of any other reason for their separate living arrangements (considering they have made a commitment to each other through marriage) aside from financial security, as her eldest child has SEN and she doesn’t work. He is working, which I assume could complicate things if he were to move in. Yes, I understand it’s legal, but I can’t help but think they’re taking advantage of the system in some way. This isn't the first time I've heard of couples or families living apart in order to increase their income. I’m ready to be accused of benefit bashing or called all the names under the sun. Don’t care sorry!

OP posts:
RhaenysRocks · 11/04/2026 13:16

Vaxtable · 11/04/2026 13:16

This happens more than people think and should be stopped. A acquaintances daughter has 5 children all SEN. Same father, both live separately and both on benefits. They freely admit this is done so they can claim more benefits that if they lived together

Its wrong and one reason the benefits bill is so high

But in that case they are both the childrens' parents. That's not the case here.

Lomonald · 11/04/2026 13:17

slimline · 11/04/2026 13:13

I know lots of people 🤷🏼‍♀️. It’s a big world out there.

You are really clutching at straws now,

TheAutumnCrow · 11/04/2026 13:17

slimline · 11/04/2026 13:10

I know someone who receives almost 27k a year in benefits. That’s equivalent to what someone earns working 40 hours a week on minimum wage. So some poor fucker has to work all week for the same amount of money, while the other doesn’t even lift a finger.

Oh so this thread IS about benefits? How terribly post-modern of you to subvert the narrative in such an neo-infantile way.

slimline · 11/04/2026 13:17

Ohhhwell · 11/04/2026 13:14

You do what you want op, dont need to ask stranger's for permission to do what you feel you need to do.

I don’t have a choice last time I checked. Tax man just takes it.

OP posts:
TheAutumnCrow · 11/04/2026 13:17

Lomonald · 11/04/2026 13:17

You are really clutching at straws now,

It’s embarrassing.

slimline · 11/04/2026 13:17

This reply has been deleted

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TheAutumnCrow · 11/04/2026 13:18

All the lolz coming out now. Probably about 13?

previouslyknownas · 11/04/2026 13:18

slimline · 11/04/2026 12:55

your attitude is the problem and proves why it’s better to claim benefits than work 😂

lol I don’t really care

in some cases yep it’s absolutely better off on benefits than working
It’s always been that way

but why is that my problem

slimline · 11/04/2026 13:19

TheAutumnCrow · 11/04/2026 13:18

All the lolz coming out now. Probably about 13?

32 actually

OP posts:
XenoBitch · 11/04/2026 13:20

Vaxtable · 11/04/2026 13:16

This happens more than people think and should be stopped. A acquaintances daughter has 5 children all SEN. Same father, both live separately and both on benefits. They freely admit this is done so they can claim more benefits that if they lived together

Its wrong and one reason the benefits bill is so high

How do you make people live together?

TheAutumnCrow · 11/04/2026 13:20

slimline · 11/04/2026 13:19

32 actually

Your IQ is as high as that?

Lol

RhaenysRocks · 11/04/2026 13:21

Care to respond to me OP? That their decision may be entirely unrelated to finances?

slimline · 11/04/2026 13:21

TheAutumnCrow · 11/04/2026 13:20

Your IQ is as high as that?

Lol

hahahahaha

Love your username btw, suits you xx

OP posts:
youalright · 11/04/2026 13:22

RhaenysRocks · 11/04/2026 13:21

Care to respond to me OP? That their decision may be entirely unrelated to finances?

Of course she doesn't its a benefit bashing thread and nothing else

slimline · 11/04/2026 13:23

RhaenysRocks · 11/04/2026 13:13

OP, could you engage with the point sone have made that there can very well be NON FINANCIAL reasons why they choose to live separately...as many of us choose to do with new partners after divorce. We dont wish to blend, our kids don't want or need step parents but we have a romantic attachment that will, in time, be able to develop further but not with the kids at home. Could you please respond to that?

I acknowledge that some people may do this for non financial reasons. However, this particular family does not seem to fall into that category. The question is: would they still do this if benefits weren’t an option?

OP posts:
Avantiagain · 11/04/2026 13:23

She's putting her child with SEN first by not making a big change to the way they live. I think this is a good thing.

slimline · 11/04/2026 13:25

youalright · 11/04/2026 13:22

Of course she doesn't its a benefit bashing thread and nothing else

I’ve just answered that poster actually. I don’t care if it’s benefit bashing. You do get that right? It’s not an insult to me 😂. I think we should challenge people who abuse the system. I think more people should discuss it, otherwise it will just continue.

OP posts:
TheAutumnCrow · 11/04/2026 13:25

youalright · 11/04/2026 13:22

Of course she doesn't its a benefit bashing thread and nothing else

Yeah, it’s the same narrative as the stupid Reform leaflets that get shoved through door every bloody day at the moment.

youalright · 11/04/2026 13:25

slimline · 11/04/2026 13:25

I’ve just answered that poster actually. I don’t care if it’s benefit bashing. You do get that right? It’s not an insult to me 😂. I think we should challenge people who abuse the system. I think more people should discuss it, otherwise it will just continue.

Edited

I knew that would make you finally answer you're not the sharpest pencil in the box

TheAutumnCrow · 11/04/2026 13:27

youalright · 11/04/2026 13:25

I knew that would make you finally answer you're not the sharpest pencil in the box

He/she’s not even IN the box.

youalright · 11/04/2026 13:27

TheAutumnCrow · 11/04/2026 13:27

He/she’s not even IN the box.

🤣🤣🤣

eatreadsleeprepeat · 11/04/2026 13:27

slimline · 11/04/2026 12:30

I can assure you, I am very much real and this is not made up lol. Loads of people are on the fiddle, why do you refuse to believe it?

I think that we all know that some people are committing fraud and some are working the system but there are a great many more who aren’t, who are doing their best and getting support because they need it.
The underlying premise of our judicial system and more broadly our society is innocent until proved guilty. I am sick at heart to the changes over the last 20 years in the benefit system which words everything as if it is assumed that you are committing fraud. I am equally disturbed by the attitude that has developed and which you seem to have that your first assumption is that people are on the fiddle. It means that it has become normalised to regard benefit claimants as a sub class who we can pass judgement on from some imaginary moral high ground.
You do not know the full circumstances of this case, she will go on having an entitlement to benefits, or rather her child will. If she has found work impossible with the care demands she will get carers allowance. She may be getting some of her money not from benefits but from an ex. She may be prioritising her children and not moving her new husband in yet.You don’t know. We have a benefit system with checks and balances which has the task of deciding who fits the incredibly complicated benefit rules and who doesn’t. I don’t envy them the task but they do attempt to look after the benefit pot.

Glowingup · 11/04/2026 13:28

slimline · 11/04/2026 13:23

I acknowledge that some people may do this for non financial reasons. However, this particular family does not seem to fall into that category. The question is: would they still do this if benefits weren’t an option?

On what basis do they not appear to fall into that category? They live separately for a start? How do you know that this isn’t a decision taken in the children’s best interests or because the husband doesn’t want to raise someone else’s kids?

slimline · 11/04/2026 13:28

This reply has been deleted

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Coconutter24 · 11/04/2026 13:29

slimline · 11/04/2026 11:38

Will do!

But you said it’s legal, so if they aren’t doing anything wrong what exactly are you going to say?