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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Keeping a 3 bedroom council house when your children have grown up

1000 replies

Iwishitwerewarmer · 03/04/2026 07:41

Just pondering - what are everyone’s opinions on a single parent raising their children in a council house/housing association house and staying there once their children have moved out? Should they downsize into a one bed flat/smaller property or is it their right to remain in their home/neighbourhood?

Added extra - they have looked after the property well, have landscaped the garden, installed a new kitchen and generally added value to the property.

OP posts:
hazelberry · 03/04/2026 17:20

Dragonflytamer · 03/04/2026 17:19

Exactly we aren't talking about people with the least in society. We are talking about people who have public assets that are beyond there needs, who are preventing those with the least from accessing them.

It's all down to SH tenants to solve the housing crisis then.

Right O.

Itchthescratch · 03/04/2026 17:21

Blueshoey484 · 03/04/2026 17:20

Some people in council and social housing have the least in society. Those on basic UC for example

If they have social housing then they don't have the least. They have a secure tenancy, something many on basic UC can only dream of. We have families living in bedsits and hotels for god's sake. Don't you care about them?

Sesma · 03/04/2026 17:22

Of course not, you know it's only older people, usually over about 60 that own their home that people on here think should downsize to a flat.

Abcdgse · 03/04/2026 17:22

hazelberry · 03/04/2026 17:13

Why is it always the people who have the least who are being made out to be the bad guys?

Because its easier to punch down.

BIossomtoes · 03/04/2026 17:22

caringcarer · 03/04/2026 15:07

The tenant pays the rent to the owner then the owner pays it to the mortgage company to cover the interest. You do realise if the renter lived in the same property with a repayment mortgage they'd be paying a lot more than the rent they pay, yes?

They’d also own the house at the end of the mortgage term and all the increase in value.

Itchthescratch · 03/04/2026 17:22

hazelberry · 03/04/2026 17:20

It's all down to SH tenants to solve the housing crisis then.

Right O.

It's now all down to them but they have a role to play like everyone else. They aren't absolved of responsibility just because they can't single handedly solve the problem. If we all thought like that then the world would be an ever worse place.

If you've benefited from social housing then you have a moral responsibility to pass on that benefit to the elect generation when you don't need anymore.

Dragonflytamer · 03/04/2026 17:23

Blueshoey484 · 03/04/2026 17:20

Some people in council and social housing have the least in society. Those on basic UC for example

Obviously??? Some people need social housing, like some people need food banks. But things change. Just because you need social housing today doesn't mean you do in 5 years time, just like we don't say once you been to food bank you are entitled to use it for life.

Whosthetabbynow · 03/04/2026 17:23

Yet again a thread about social housing has turned into a fight about who lives where which pretty much sums up our society. Those bleating on about getting people out of their SH homes couldn’t give a shit about families in hostels. They just want someone to pick on.

Itchthescratch · 03/04/2026 17:24

BIossomtoes · 03/04/2026 17:22

They’d also own the house at the end of the mortgage term and all the increase in value.

They would own a house with a huge mortgage. The amount they owe would remain the same as the start of the term. They risk negative equity alongside potentially making a profit. Many areas in the country have lost money in the past 5 years.

Choosos · 03/04/2026 17:26

Blueshoey484 · 03/04/2026 17:20

Some people in council and social housing have the least in society. Those on basic UC for example

Stop with the victim bs, I’m on minimum wage I have way less disposable income then council tenants paying less than half the rent I pay for a home the same size. It’s more likely punching up than punching down. People get sick and tired of paying council tax to see someone living in a cheap house and half the tenants are c*nts (not all just half before someone gets upset)

Bibonelove · 03/04/2026 17:27

I have a 3 bed HA , I still have my youngest two living at home 20, 21, I can't move until they move out but they can't even get on a housing list ,to rent their own places , younger one couldn't afford private rent atm,the other one probably could just about but would be a struggle,so we will be here for a good few years yet, and when the time comes where I live there's very few one beds available,I wouldn't want to be isolated having to move miles away or live in some rough hole block of flats ,and then there is the actual cost of moving to consider, our HA you have to pay 350 quid to have a gas and electric check if exchanging let alone all the other costs, .. its a vicious circle ,

Blueshoey484 · 03/04/2026 17:28

Itchthescratch · 03/04/2026 17:21

If they have social housing then they don't have the least. They have a secure tenancy, something many on basic UC can only dream of. We have families living in bedsits and hotels for god's sake. Don't you care about them?

I worked in supported housing for twenty years and managed homeless units. Yes you carry on blaming people in council housing for all the ills of society. I have a one bedroom council flat that I only got because my ex landlord decided to flatten my owned flat and make me homeless - or I would still be living in it

Dragonflytamer · 03/04/2026 17:28

Whosthetabbynow · 03/04/2026 17:23

Yet again a thread about social housing has turned into a fight about who lives where which pretty much sums up our society. Those bleating on about getting people out of their SH homes couldn’t give a shit about families in hostels. They just want someone to pick on.

That's bullshit. The people living in social housing they don't need are the ones keeping other families in hostels. The people pointing out the reality are not the problem.

Blueshoey484 · 03/04/2026 17:29

Choosos · 03/04/2026 17:26

Stop with the victim bs, I’m on minimum wage I have way less disposable income then council tenants paying less than half the rent I pay for a home the same size. It’s more likely punching up than punching down. People get sick and tired of paying council tax to see someone living in a cheap house and half the tenants are c*nts (not all just half before someone gets upset)

I'm not a victim. Take your judgement and your anger elsewhere

vodkaredbullgirl · 03/04/2026 17:29

Well I'm not moving out of my HA, untill I have to.

hazelberry · 03/04/2026 17:29

Itchthescratch · 03/04/2026 17:22

It's now all down to them but they have a role to play like everyone else. They aren't absolved of responsibility just because they can't single handedly solve the problem. If we all thought like that then the world would be an ever worse place.

If you've benefited from social housing then you have a moral responsibility to pass on that benefit to the elect generation when you don't need anymore.

What are the home owners and private renters and landlords going to do to solve the housing problem then?

mumofoneAloneandwell · 03/04/2026 17:30

Strongly in favour of the person staying there.

Its your home, and its your home for life.

Unfortunately I dont think this will be an option for newer tenants, I can see that right being stripped away. Nasty.

Dragonflytamer · 03/04/2026 17:32

mumofoneAloneandwell · 03/04/2026 17:30

Strongly in favour of the person staying there.

Its your home, and its your home for life.

Unfortunately I dont think this will be an option for newer tenants, I can see that right being stripped away. Nasty.

It is not nasty to say that people housing needs changes over time.

Thechaseison71 · 03/04/2026 17:33

Itchthescratch · 03/04/2026 17:17

Social housing rent is often at 50-60% more affordable than private renting according to Shelter. Do you dispute their figures?

Because it's " not for profit" unlike private rents

Choosos · 03/04/2026 17:33

Blueshoey484 · 03/04/2026 17:29

I'm not a victim. Take your judgement and your anger elsewhere

Edited

Then what are you saying about “those with the least” ? So you don’t even know what you’re talking about? People in social housing have way more disposable income than someone with a mortgage or private renting? If they have the same income? You realise not everyone who isn’t in sh is rich right? There are private renters and people with mortgages on minimum wage.

vodkaredbullgirl · 03/04/2026 17:34

Not long till this thread is up to 1000

XenoBitch · 03/04/2026 17:34

Dragonflytamer · 03/04/2026 17:32

It is not nasty to say that people housing needs changes over time.

No, but it nasty to call them a leech, sponger etc when they are not doing anything wrong. They will have signed a contract that says they have a lifetime tenancy.
If you don't think that should be a thing, then fair enough... but the vitriol aimed at the people who are just living according to the rules in their contract is off the charts. And it is nasty.

BurntBroccoli · 03/04/2026 17:34

As these homes are in such short supply (thanks Thatcher), then I think lifetime leases to that specific property should no longer apply.

That said, more council housing needs to be built with smaller one and two beds so people would still have secure homes.

vodkaredbullgirl · 03/04/2026 17:34

1

XenoBitch · 03/04/2026 17:35

Flibbit

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