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Keeping a 3 bedroom council house when your children have grown up

1000 replies

Iwishitwerewarmer · 03/04/2026 07:41

Just pondering - what are everyone’s opinions on a single parent raising their children in a council house/housing association house and staying there once their children have moved out? Should they downsize into a one bed flat/smaller property or is it their right to remain in their home/neighbourhood?

Added extra - they have looked after the property well, have landscaped the garden, installed a new kitchen and generally added value to the property.

OP posts:
OnlyTheBravest · 03/04/2026 15:45

If people live within the conditions attached to their tenancy then they can not be forced to leave. That includes paying the extra bedroom tax if claiming housing benefit. The Government should build more social housing.

The other side of the coin is that there are people who would downsize but appropriate older residential housing has not been built. Why would you give up a house with a garden for a flat in a tower block with the kitchen in your living room and paper thin walls.

Iris2020 · 03/04/2026 15:47

x2boys · 03/04/2026 15:37

It is someone ,s just becsuss they dont own it doesnt make it less of s home and you can't just make up the rules
They are often given to a tenant for life or as long as they want it ,you might not like thst but that's the way it is.

It's a home insofar as it's the personal dwelling of the family who lives there, while they live there. Like the house of a tenant is their home for the duration of the tenancy, or the owner's house is their home until they sell it by choice or because they are forced to.
Tenancies for life were offered generously when the country was in a position to. It currently is not.

Blueshoey484 · 03/04/2026 15:47

Council tax banding in England and Scotland is based on what the property was worth in 1991.

Pepperlee · 03/04/2026 15:47

ThisChirpyFox · 03/04/2026 14:36

Exactly... and getting repairs and other bits done for free. Yes they're paying rent, but often way below market rates

Homeowners and private renters do not get this sport so being in a council house is a privilege

The private landlord is responsible for repairs to his property .

Thechaseison71 · 03/04/2026 15:48

Mrspatmoresapprentice · 03/04/2026 14:42

If it’s not subsidised, what do Homes England do and what is the £27bn Social and Affordable Homes programme?
Personally I think we should be investing far more in social and affordable housing. Even if people currently want to downsize there is a significant shortage of anywhere to downsize to. It’s all well and good saying they “should” leave, but to where?
And the Government won’t raise social rents (well they do, but it is capped) because they’ll end up paying a lot of the increase via Housing Benefit anyway, whereas everyone pays Council Tax.

Thought that was for building houses. Nothing to do with the people living in homes built in the 50s and 60s is it

Blueshoey484 · 03/04/2026 15:49

Iris2020 · 03/04/2026 15:47

It's a home insofar as it's the personal dwelling of the family who lives there, while they live there. Like the house of a tenant is their home for the duration of the tenancy, or the owner's house is their home until they sell it by choice or because they are forced to.
Tenancies for life were offered generously when the country was in a position to. It currently is not.

Edited

Not all tenancies are for life in England. More likely to be in Scotland

x2boys · 03/04/2026 15:50

Iris2020 · 03/04/2026 15:47

It's a home insofar as it's the personal dwelling of the family who lives there, while they live there. Like the house of a tenant is their home for the duration of the tenancy, or the owner's house is their home until they sell it by choice or because they are forced to.
Tenancies for life were offered generously when the country was in a position to. It currently is not.

Edited

I have one so
And in my LA they are still a thing
Like I said you cant just make the rules up.

Thechaseison71 · 03/04/2026 15:52

greengagejamandcrumpets · 03/04/2026 15:33

Yes, but the property wouldn't be valued the same as a private flat, so you'd be paying a reduced rate.

Bullshit. My next door neighbour in an identical flat ( hers owned by the council) has exactly the same council tax bill as me ( we were whinging to each other about it a couple of weeks ago)

Blueshoey484 · 03/04/2026 15:55

Pretty sure my neighbour who bought his council flat decades ago will be in the same council tax band as me.

greengagejamandcrumpets · 03/04/2026 15:56

XenoBitch · 03/04/2026 15:41

I am in band B, as are all the other houses in my road, apart from one band C at the end who has massive extensions.

I am not sure what you are implying I should be worried about.

I was talking about re-banding and some Local Authority Valuation Depts can be quite lazy about this.

My auntie lived in a 2-up 2-down cottage in a Welsh village. She had no central heating, no parking space or garage (which was OK as she didn't drive or own a car) and an outside lavvy. She was in Band A
She rang me one day in a great state to say the Council had put her up into Band B. I asked her when it was they came round to view and assess the property and she said no-one had been.
So I rang the Valuation Dept and queried this. They agreed they hadn't been round but "because all the other properties in the row had been modernised they took it that her's was the same".
I suggested they go and take a closer look.
They did that and she was immediately dropped back to Band A with a refund of what she had paid.

Thebigarsedbitch · 03/04/2026 15:57

HyacinthsAndPeonies · 03/04/2026 07:51

It's their home but it's provided by the council for their needs. As they no longer need such a large property I think they definitely should be moved to something smaller. There will be larger families on the waiting list for a house and the council has a duty to find them something suitable. If the tenant has spent their money changing a home they don't own then that's their lookout (same as renting).

I know someone (adult) who had to leave their council house when the person whose name it was in (their parent) died. It was really soon after the funeral too.

Did they not introduce a 'bedroom tax' for unused rooms in council houses?

Of course there is another side to this argument. Ideally people shouldn't have more children than they can afford to house adequately - it isn't up to the OP to downsize because others have been lax about contracepton. In addition, there's a dearth of secure social housing for people who want to move into something smaller. And it would certainly be mistake to give up a secure tenancy for a private rental. There are no easy answers to the housing crisis, unfortunately.

BatchCookBabe · 03/04/2026 15:57

JackA · 03/04/2026 15:07

Our neighbour (a single woman in her mid 60s whose children are in their 40s and left home 20+ years ago) is in social housing and she pays £700 a month rent for her 3 bedroom house where she lives alone. She is an accountant and works full time and has a good income.

Comparable private rent for similar houses in our road is upwards of £2k per month.

I can understand why she wouldn’t want to move as it’s her home but there are families locally living in social housing with their children in one bedroom flats who can’t afford private rent on somewhere bigger.

It isn’t black and white but it doesn’t seem quite fair.

It is not the fault of this woman in her mid 60s that some families with children are (allegedly) living in one bed flats. Why should she set herself on fire to keep others warm? She would be incredibly foolish to move, and give up her tenancy. I hope she clings onto it for dear life.

BatchCookBabe · 03/04/2026 16:00

hazelberry · 03/04/2026 15:05

SH tenants are also hard working families. Or are you one of those who think SH tenants are all on benefits?

I'm embarrassed for some of the posters on this thread 😬

greengagejamandcrumpets · 03/04/2026 16:01

Blueshoey484 · 03/04/2026 14:38

Private landlords should be doing repairs for their tenants.

And this will be factored into the rent.

hazelberry · 03/04/2026 16:02

BatchCookBabe · 03/04/2026 16:00

I'm embarrassed for some of the posters on this thread 😬

🤣 same.

XenoBitch · 03/04/2026 16:02

Thechaseison71 · 03/04/2026 15:52

Bullshit. My next door neighbour in an identical flat ( hers owned by the council) has exactly the same council tax bill as me ( we were whinging to each other about it a couple of weeks ago)

Yep, it is easy to put your postcode into the Gov site about bandings, and see what your neighbour's pay.

greengagejamandcrumpets · 03/04/2026 16:03

BatchCookBabe · 03/04/2026 16:00

I'm embarrassed for some of the posters on this thread 😬

Why?

Thechaseison71 · 03/04/2026 16:03

XenoBitch · 03/04/2026 16:02

Yep, it is easy to put your postcode into the Gov site about bandings, and see what your neighbour's pay.

Didn't even have to do that. She was waving the bill at me saying " have you seen this? ". Lol

Whosthetabbynow · 03/04/2026 16:05

BatchCookBabe · 03/04/2026 16:00

I'm embarrassed for some of the posters on this thread 😬

I know. Spouting outdated ideas about social housing with the tone getting progressively worse

BatchCookBabe · 03/04/2026 16:06

CalmTheFuckDownMargaret · 03/04/2026 15:11

Council housing is public housing and should be for those in need while they need it. It is not a ‘home for life.’ If you want that, you need a mortgage. Yes, that sucks but we can’t be giving council properties to people for 50 year stretches. Yes, I did grow up in council housing before anyone asks.

Wrong. Council housing IS a home for life. Tenancy for life = home for life.

HTH.

Kirbert2 · 03/04/2026 16:07

x2boys · 03/04/2026 15:50

I have one so
And in my LA they are still a thing
Like I said you cant just make the rules up.

I have one too and only moved to SH a year ago.

Whosthetabbynow · 03/04/2026 16:10

@CalmTheFuckDownMargaret In order to bring about the change you deem necessary why not stand in your next local council election? Get yourself a seat in the Commons and table a motion for SH tent ants to be evicted en masse if they’ve got too much space.

Cosyblankets · 03/04/2026 16:10

CFSFrustration · 03/04/2026 07:47

If they have a secure tenancy then that’s their right. The government need to build more council homes it should be the case that many more people can live in one with security and affordability.

Edited

So they build more so the next generation can bring their kids up there and then when they move out the parent stays there and the council keep building more
Where is all the money coming from?
Where is all the land coming from?

Boomer55 · 03/04/2026 16:14

BIossomtoes · 03/04/2026 10:02

It’s not subsidised. Private rents are the ones that are subsidised. There are literally private landlords having their mortgages paid by the taxpayer.

This. Private rent payments to landlords, are what are clobbering the housing benefits budget. Not social housing. 🤷‍♀️

cobrakaieaglefang · 03/04/2026 16:17

We stayed in ours until we were 'certain' they weren't going to bounce back..downsized to small bungalow..then our adult son had a MH crisis and nowhere to go, homelessness threatened. As with everywhere now, no help for MH. Certainly no housing!
If we had stayed in the house he could have come home. As it was a friend put him up for a bit.
It's a constant worry that he will relapse and end up on streets as he knows we don't have room so wouldn't ask for help.
So no, it shouldn't be forced.

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