Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Keeping a 3 bedroom council house when your children have grown up

1000 replies

Iwishitwerewarmer · 03/04/2026 07:41

Just pondering - what are everyone’s opinions on a single parent raising their children in a council house/housing association house and staying there once their children have moved out? Should they downsize into a one bed flat/smaller property or is it their right to remain in their home/neighbourhood?

Added extra - they have looked after the property well, have landscaped the garden, installed a new kitchen and generally added value to the property.

OP posts:
Happyjoe · 03/04/2026 09:41

usedtobeaylis · 03/04/2026 09:39

My granny has lived in her council house for 60 years, it's a two bed and she raised four children in it. It's just her now but she should never be expected to move away from her community and family at her age. Plus, crucially, the adaptations that were made for my grandpa now serve her.

Added to this - they didn't buy the house out of principle when they could have. The least she should be able to expect is secure housing through her final years, as the house will revert back to the council and not someone else's pockets.

I don't think a 2 bed is excessive for a single person.

Sadcafe · 03/04/2026 09:41

Think this has been a source of debate for many years. If you have lived in the house for many years, always paid the rent, looked after the property, why should you have to move just to free up the space , no one makes people move out of their own homes in similar circumstances

EmmaOvary · 03/04/2026 09:41

We really still have a serf mentality in this country.

MyDeftDuck · 03/04/2026 09:42

Personally, I wouldn’t have installed a new kitchen or done major work on a garden when I didn’t actually own the property.

Given the housing shortage I do think it’s rather selfish for a single person to remain in a 3 bedroom family property when there’s so many families crying out for a suitable home and having to remain in a B & B. The number of empty properties is sinful too.

catmothertes1 · 03/04/2026 09:42

A question about a council house on MN. What could possibly go wrong?

TheCurious0range · 03/04/2026 09:42

Iwishitwerewarmer · 03/04/2026 07:50

How are the tax payer funding that person? People in council houses and housing association homes pay rent like everyone else and a lot work full time.

Council rent is below market value, in all the years they've paid a reduced rate they could've saved to support themselves. Council housing should be for those in need while they need it, not forever and as for right to buy it should never happen. That person loving in a 3 bed had the help when their family were young and needed it, there are now others in the same position.
I have no skin in this game I don't want or have a council house

Toooldtocare25 · 03/04/2026 09:43

Social housing is for needs not wants.
if you need a 3 bedroom you should have it
if you want it just in case family might want to stay then you save work and buy your own.

Charlize43 · 03/04/2026 09:43

Itchthescratch · 03/04/2026 09:29

What about opportunity cost? Some councils have social housing worth £2 million. If they sold the property and put that money in the bank they would earn around £100k in interest a year. This could be used to fund all sorts of things. The people renting the houses won't be paying anything like this. People never factor in the cost of capital

The probability of it be used to fund Council fat cat salaries. No thanks, already too many of those. Council Tax goes up 5% and MPs give themselves a 5% wage increase (funded by the tax payer).

I doubt I will get a 5% wage increase this year - more like 1.%. I still not seeing any evidence of being £1K better off under the Labour government like Rachel Thieves said. All my bills have gone up this year!

Sadly as you get older you realise how corrupt it all is.

PeopleLikeColdplayYouCantTrustPeopleJez · 03/04/2026 09:43

In an ideal world, people should be able to stay in council properties for life, regardless of circumstances changing. But the reality is there is a massive shortage of social housing, has been for years and that won’t change any time soon.

Happyjoe · 03/04/2026 09:43

EmmaOvary · 03/04/2026 09:41

We really still have a serf mentality in this country.

What do you mean in this context?

Cyclingmummy1 · 03/04/2026 09:43

MyFAFOera · 03/04/2026 08:10

Council housing and housing association rents are subsidised and aren't market rents.

Hard disagree with those saying 'it's your home', no, it's not, it's social housing the tenant was allocated for the benefit of their children to ensure they had sufficient space for the family. The family have now moved on so the property should be allocated to a family in need of it, not left with a single adult enjoying a subsidised 3 bedroom home while families with young children are overcrowded.

Not everywhere. The difference in price in my area is small, LHA covers most private and social rentals.

'It's your home' is a fact, not an opinion. The definition of a home is a permanent or semi-permanent residence.

If you have lived in your home for 30+ years and paid full rent it is not your responsibilty to move to provide for someone else. You cannot solve one family's problem by creating a problem for someone else.

Era · 03/04/2026 09:44

usedtobeaylis · 03/04/2026 09:40

It is their home.

It's their home as in they live in it at the moment but it isn't their house. People who rent have to move when circumstances dictate eg landlord selling etc.

The tax payer should not be funding people to live in homes which are needed by families with children. They should be moved into smaller properties.

Pineneedlesincarpet · 03/04/2026 09:44

We're too emotional when we make practical decisions in this country these days. Which is the ruin of us. If someone is housed with taxpayer input it should be simply according to their need. Not because they have emotional attachment to the house and want to stay put even if they no longer need that sized house . And we have limited housing stock unfortunately with an awful lot of people needing social housing, so practical decisions need to be made for the good of everyone. Otherwise the system fails.

We are lucky to live in a country with any sort of safety net really. In an ideal world everyone would have a lovely home but there's nearly 70 million of us now on this tiny island with an increasing number of people not working who need the state to provide a roof over their heads. This will only get worse as unemployment rises.

hididdlyho · 03/04/2026 09:44

I own my house, so don't really have any skin in the game. I do think the current system seems a bit unfair. There's not enough council subsidised housing to give to every young family who would benefit from it, so plenty are stuck in unsecure private rentals, often paying higher rent. On the flip side, I guess there aren't currently enough one bed places for every to downsize to.

I do think the system would benefit from being more needs based. My neighbour lives with her adult son in a 3 bed housing association house, she told me he will take on the tenancy once she dies. There's no reason why he is unable to work and pay for a private rental and none of his kids ever stay with him over night. Seems a bit of a strange situation, although I can't blame him for wanting to take over the tenancy.

KitsyWitsy · 03/04/2026 09:44

EmmaOvary · 03/04/2026 09:41

We really still have a serf mentality in this country.

No, just intolerance to entitlement and selfishness.

AliceChalmers · 03/04/2026 09:44

It's appalling that people with good salaries are allowed to stay in these ha lifetime rent places, let alone in 3 beds when 1 would suffice. Should be means/needs tested every 3 months then kick out. Scroungers.

BackToLurk · 03/04/2026 09:44

ImLeavingWalford · 03/04/2026 09:27

I don’t think it’s profiteering, landlords have huge mortgages to pay and with interest rates continuing to go up, the rents have to increase to cover them.

Council property are bought or built out-right with tax-payer money, therefore the councils can charge cheaper rents as they are not covering mortgage payments. Anyone living in a council property has and is benefiting from the tax-payer so these properties should be and always be distributed according to need (not wants).

Private landlords whose tenants receive housing benefit are the ones actually ‘benefitting from the taxpayer’. They are having their ‘huge mortgages’ paid by them. And they end up with a lovely asset at the end of it.
It’s been explained multiple times on the thread why council rents are lower.

ffsnewusername · 03/04/2026 09:45

I think they should remain in it as long as they can manage and afford it.

My own dad is in a 3 bed and approached the council to swap to a 1 bed. He was told to go onto a mutual exchange site. He’s found nothing so far.

This house is fully adapted to his needs after a horrific accident btw.

Happyjoe · 03/04/2026 09:45

Charlize43 · 03/04/2026 09:43

The probability of it be used to fund Council fat cat salaries. No thanks, already too many of those. Council Tax goes up 5% and MPs give themselves a 5% wage increase (funded by the tax payer).

I doubt I will get a 5% wage increase this year - more like 1.%. I still not seeing any evidence of being £1K better off under the Labour government like Rachel Thieves said. All my bills have gone up this year!

Sadly as you get older you realise how corrupt it all is.

I don't think Reeves is in charge of the war in Ukraine (and now Iran) which are largely responsible for your bills going up this year, and the years previous.

Lomonald · 03/04/2026 09:46

MyDeftDuck · 03/04/2026 09:42

Personally, I wouldn’t have installed a new kitchen or done major work on a garden when I didn’t actually own the property.

Given the housing shortage I do think it’s rather selfish for a single person to remain in a 3 bedroom family property when there’s so many families crying out for a suitable home and having to remain in a B & B. The number of empty properties is sinful too.

So if you ever ended up in social housing you wouldn't do your garden ? Kitchens and bathrooms aside that is a personal choice but surely you would upkeep a garden maybe plant a few flowers to make your space nice?

Zebedee999 · 03/04/2026 09:46

YouDriveMeCrazyButICanDoThatMyself · 03/04/2026 07:44

It’s their home. They shouldn’t be forced out into a one bedroom flat anymore than a private home owner should have to sell their 4 bed detached and move into a one bed to free up houses for new families.

What nonsense. This is public housing and should be allocated where the need is greatest. There are families living in hotel rooms, but you'd rather a single person stays in a house that would better suit the family?

If she wanted to stay put in a house for life then she should have bought her own house, that is why people scrimp and save to do so.

MiserableMrsMopp · 03/04/2026 09:46

Happyjoe · 03/04/2026 09:35

If he isn't in great health, some councils have retirement properties around where they are geared up to help with older age or disabilities and often the housing team looks after them better, faster response times to things needed fixing. It may actually help him out to move once get past the initial mental milestone.

Yes, but he's got to be ABLE to move out. And that won't happen without help. Packing. Funding moving. Arranging a moving company. Sometimes it's the practicalities that are the log jam.

HortiGal · 03/04/2026 09:46

@HaudYerWheeshtYaWeeBellend There is a demand for bungalows/one beds, I recently had a meeting with a developer who is coming to our town and this was raised that there were no bungalows, they stated that they knew they could sell loads but they take up too much land for less profit than squeezing a 3/4/5 bed on the same plot.

Macaroni46 · 03/04/2026 09:47

Theverylasttwo · 03/04/2026 09:02

My elderly uncle lives in a three bedroom council house alone. He's lived there for over 60 years. I do think he should have been offered a smaller bungalow to free up the house for a family. Whether or not he should have been forced or offered an incentive to move, I really don't know. His whole life has been in the same area with relatives and friends nearby.

I can't imagine having to leave your home when the children have flown the nest. In today's society they often need to return too.

When I got divorced I had to move to a different area as I couldn’t afford to buy in the original area. Moving house / area is part of life.

Whatexcellentboiledpotatoes · 03/04/2026 09:47

It's something I've always had very strong opinions on.
I think it's absolutely disgusting that someone can stay in a massive three or four bed house all by themselves and pay cheap, subsidised rent, in a house built by the taxpayer, while families struggle in shitty bedsits. It's disgusting they're allowed to and it's disgusting that they are morally OK with it themselves.
I don't care that your rosebushes are doing well and you have family memories there. You were given it at a heavily subsidised rate for a reason, and you took that help when you needed it. Now you happily block others that need it from getting the same help. It's supremely selfish.
And don't even get me started on the people that buy council houses and then sell them on, taking that house off the SH market forever whilst enjoying a nice profit. It's gross.

And the people that say we should just build more... No. We can't just keep building and building until we have no countryside left.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.