If you lose your job you will have to wait 5 weeks before you get any money.This is why Food Banks are needed. Most people don't have money to last that long.
Unemployment pay ( Job Seekers Allowance ) is 18-24 £72.90, 25 + £92.05 per week. If for example you can't afford the fare to get to your Job Seekers appointments, after rent, food , utilities etc you will be sanctioned ie get no money for upto 12 weeks.
There is a benefit cap in place. So the maximum total for all benefits for a single person is £14,753 a year. £22,020 pa for a couple. Compare £24,784 pa is the national minimum wage ( 37.5 hours a week from 1/4/26) so £44, 040 pa for a couple. With rents, food prices etc rising people are struggling.
This Government has forced employers to end exploitative zero hours contracts (where people are left hanging not knowing whether they will be offered work or not.) ie they will have to guarantee a minimum amount of work with reference to the previous 12 weeks
We are subsidising bad employers who won't pay a proper wage/salary, who have sacked people and then rehired them on a lower wage. Amazon etc who are making huge profits can afford wages that don't need to be subsidised by us.
We have one of the worst Old Age Pensions in Europe despite being one of the richest countries in the world. ( ie the low pensions, high age at which we get them.)
It's a question of political will. We, the working people of the UK, subsidise bad employers to enable them to pay poverty wages and amass billionaire wealth.
The richest 50 families in the UK now hold more wealth than the poorest half of the population ie 34 million people. They would barely notice an extra 5, 10% wealth tax.