Prices have been rising for quite some time though, and salaries have not risen equivalently. So there will always come a point where people can no longer make ends meet.
There was snow on the ground where I live last week. For elderly people, those with health conditions, tiny babies etc it would be dangerous not to have sufficient heating and I do think governments have a duty of care to the people they are paid to serve. We elect our representatives and then we pay their salary in the hope they will support us and guide us as leaders. So I don't think it's unreasonable to expect those representatives to actively work to avoid people falling into poverty that could then compromise their health and wellbeing.
The other issue with this is that poverty has other knock on consequences such as more families being accused of neglect, links to rises in crime, links to rises in dependency on the NHS. Being able to pay your bills doesn't only impact your immediate household, it impacts social cohesion and civil order. When people are struggling to manage rising costs we see increased anti immigration sentiment and more overt racism. We see rioting and increased community violence.
So while yes, ideally everyone would be able to pay for what they need and budget accordingly that's only going to work when you have the salary coming in to physically be able to do that.
What I will say is that I think help given needs to be significantly more scrutinised and managed. The last time there was assistance given for home heating costs some wealthy family friends of my parents were laughing at the fact they got a triple payment as they have 2 holiday homes when the payment was really meant for primary homes. That bothers me.
@deskdog people in most cases aren't struggling because of stupidity. I support vulnerable people with their budgeting and its becoming harder than ever to make a plan that covers all the essentials, not even including things like replacing clothes and shoes, toiletries etc. More full time working people than ever before have been relying on food banks because of increased costs and that's before the oil prices started to rise recently. I would also say that what you're describing as 'stupidity' is often actually vulnerability.