To feel like having £2000 in your bank account

[JollyLilacGoose]

Is having no money as it can go so quickly

If it was after bills I would feel rich.

Absolutely pointless thread with no context.
I have £400 in my current account. It just needs to pay for food/half term activities until next Friday when I get paid. It’s plenty. If I had £400 left on payday after paying bills, it would be a struggle.
I also have £25k in a savings account and the same again in investments.

I might have this in my bank account one day and think ok we can have a cheap holiday so pay for that then A few unexpected bills on top puts me on the breadline very quickly , flood, damaged floors, broken boiler, pet operation, vet bills where insurance didn’t pay out, storm damage, child disability adaptations local authority won’t fund, travel to specialist appointments etc .
it feels like instant karma for thinking we deserve a 2/3 star holiday

We brought up two children while never having £2000 in our bank account.

You’ve not really given any information there OP. Is that £2000 in your account before housing and bills come out or £2000 left after that’s all come out. That should of been a key bit of information in your OP

You’ll see posters on AIBU who are really struggling, and for them £2k is a lot.
My situation changed recently. I went from almost no disposable income to about £2.5k a month after bills and a weekly buffer. I used to think that would feel like loads: £500 for fun, £1k to invest, £1k for holidays. I’m not counting pennies anymore, but it still doesn’t feel like much as I’m also aware of costs I haven’t planned for. I’ve realised my scarcity mindset won’t just disappear. Spending still feels irresponsible, and I don’t know when that will change.

It can go quickly but you're not going to spiral into high interest debt if your fridge breaks.

Well it depends doesn’t it? If it’s on payday before your bills come out it’s a lot less than if your bills are all paid and it’s payday again tomorrow.

stupid post

No. Our bank balance starts with a minus sign more oftne then not. Having 2k is not the same as having nothing.

£2,000 a month to cover all bills is nothing. £2k after covering bills would be loads of money. Ah, that would be nice.

Bit of a meaningless statement without any context whatsoever. I mean, if you have that in the bank then day before you get paid, it's sounds pretty good. If you need to survive a month and you have a £1.8k mortgage coming out tomorrow. Not so good.

I get that in account on pay day for 5 mins...then all the rent & bills come out 😂

Strange that op hasn't responded to his/her goady thread

The 'room' on MN is relatively well off.

There's endless threads here discussing finances and the majority of people have savings, investments and disposable money, they are also allowed to talk about it too.

£2000?
To single mums on here who can’t get an absent partner to pay towards his children’s food- that’s a fortune.
To mumsnetters who have sleepless nights deciding on whether to choose Caribbean or Tuscan holidays, it’s probably just loose change!
To me….it would be bloody fantastic!

Well it depends when it is in the month doesn’t it. £2000 in my current account the day before pay day is a lot. £2000 ON pay day is less than my take home so I would be pretty worried. £2000 in a savings account isn’t a lot.

Well it wouldn’t cover my monthly bills, so if on payday there was only £2k in my account it would feel like less than nothing as it’d already be allocated towards bills.

The OP gives no context, but that’s a scenario where it’d feel like nothing.

I imagine if that was your only income each month too then it would often feel like nothing as it would be difficult to live on that alone.

If someone had £2k in their current account, but has £2100 rent due next week, well…

Slightly over minimum wage after tax.

Spent £1200 on one trip to the vet a few months ago.

It's relative.
Without some small change, this is what I'll be paying to get my teeth fixed, now when they started to go home. 😐

Depends totally on context. £2000 before mortgage and bills and I would be stressed because that isn't enough to cover those for my family.

£2000 after mortgage and bills is a pretty decent amount and would allow us to buy whatever groceries we want, some clothes and to have some fun that month.

£2000 in savings isn't very much and would make me feel vulnerable tbh.

Im on 30k

£2k is pretty much my full time monthly wage after tax, pension and NI.

It depends. How long does it need to last?
It's impossible to comment without more context.

Assuming it’s your monthly wages it’s going to go on bills, food, rent etc. I think you’d struggle to have much left at the end of the month.