To feel like having £2000 in your bank account

[JollyLilacGoose]

Is having no money as it can go so quickly

2 weeks ago I had 2k…then I bought my dh 150 worth of birthday gifts, cake 40, brought him away for a night…that was 450, bought myself new jeans 110, bought my dd a few things for her room 50, Had an unexpected bill of 80. (Ooops), donated 110, gave my dd 30 for a school trip, 40 on my prescription, a few lunches, coffee etc and I now have 750 ish 🤣🤣 that’s one way to spend most of it!

Exactly. After expenses and food I’ve got £250 to make whoopee on. For the month.

Needs more context. I am aiming for 2k a month (without mortgage) for retirement. Should be enough for bills and fun.

it depends when you have this amount,
before or after the direct debits
at the end of the month or the beginning.
not everybody earns that much every month.

This

Definitely if it's payday, it soon goes

It really is a ‘how long is a piece of string’ statement.

£2k before mortgage, council tax, utilities, insurance, car costs / travel, food, clothing, any subscriptions, house maintenance etc. won’t last that long.

£2k left over money to spend on whatever you want or to save is good.

my dh would never let me spend like this and he never even bought me a birthday present. I see now he was financially controlling becasue we had insane amounts of savings

Pretty easily. All my bills come out the day after I get paid so between rent, council tax and utilities, I am already £1500 down in a day. Hope that helps.

You didn't have to spend that much on some of that to be fair.

Who pays for the rest of the bills?

AI bullshit post. No reply, no discussion just the usual stupid one sentence.

I have just over £2k at the beginning of the month, £1450 goes out almost straight away on the direct debits- mortgage, gas&electric, tv licence and Netflix, boiler cover, council tax, etc........is that what you mean OP or you fritter away £2k easily on clothes and going out (no judgement, I know that can be easily done!)

100% this.

Well it depends doesnt it, if its the start of the month before bills go out then sure. If it is savings on top of your 'normal' income that then bar an unforseen large expense its an okay cushion.

Where is this £2000 supposed to come from. I don’t even earn £2000 per month

No I didn’t of course I didn’t but I wanted to. I’m ok with it.

we both do…we transfer all bill money into our joint account on payday. That was 2k I had in my personal account.

Surely it depends on which bank account (and debt elsewhere)

Current account towards the end of the month - happy days
Current account at the start of the month with all bills still to come out - careful budgeting needed
Holiday/ Christmas/ new car/specific event saving account - good, keep going
Saving for house deposit - long way to go
Only saving / investment - precarious but a lot better than nothing.

I think I read the OP through my 'thrift-lens', hence my earlier comment, which has caused some PPs to quote me to explain. Of course I understand how, if £2,000 is what appears in one's account on payday, that money disappears. It was the phrasing; to me, £2000 doesn't ever feel like 'having no money' as it literally represents everything -every penny of that figure is accounted for. And the use of the modal verb 'can go' which makes it sound as if it isn't a given that it definitely 'will go', which led me to assume that the OP was talking about some kind of discretionary spending amount, as opposed to the amount of money in her account on payday. I interpreted the OP as if it was written by someone a bit like MoneyMadness who appears to have a greater amount of flex in their personal finances.

Context is everything.

I earn less than that monthly, but have a tiny mortgage so I manage fine.

£2000 is a good amount to cover unexpected expenses, and would also cover a month without work for many people, so it's certainly not 'nothing'. But if it feels like nothing, then it would perhaps make for a good charity donation?

I get what you mean and it’s true because there’s a lot that can take that in one go but to some of us that's also huge privilege

It's only just enough for my car insurance (new teen driver). I have to make sure I have that put aside plus more for car and house repairs.
Boiler and car broke last year.

Broken boiler, washing machine conking out, leaking roof, something going wrong on your car.

It’s not hard to see how £2000 could very quickly disappear.

Of course there are people with zilch in their bank account. But I think you could quite fairly say that £2k is not much these days.