Active discussions

Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Talk
AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

How to get a car on finance? Or what if I need to buy one?

26 replies

zeamus1500 · 28/01/2026 14:03

I have a 8 year old Toyota that's done me well. However I don't have any spare money at the end of the month. If my car goes, how do I afford another?

OP posts:
Verytall · 28/01/2026 21:41

Bjorkdidit · 28/01/2026 19:38

It's not due to the interest, which could be nothing if you've got half a brain and a decent credit record.

More that fees can add up to £1-200, which is a sizeable chunk of tight margins.

Show quote history

Ok I could have worded that better, it's good that car dealers don't usually accept credit because the interest would be astronomical, albeit that's not what they're concerned about.
However I don't think that helps the OP given she's already running out of money at the end of each month - thats not going to help a credit score or affordable checks.

New posts on this thread. Refresh page
Swipe left for the next trending thread