Where do you hide your running away fund

[Somuchsugarinoneday]

If you have one?

I’m soon going to be working more hours and earning almost double what Dp does. I’m not planning to run away, but I do want to save that money and Dp is hopeless with money and it all gets frittered away somehow.
I want/need to save the money for an important reason-medical tests and help for my ill Dd and then possibly a trip to Disneyland in a year or so. I plan to work very hard for as long as this opportunity presents itself and to save as much as possible.
I’m thinking cash in a larger envelope, but where? My thoughts are in a high up picture frame in Dd’s bedroom, but i’m not sure 🤔

Where do you hide yours, if you even do?

I live in another country and my ex didn’t have a Uk passport, so my building society with orders to never send up dates. I was very lucky at the time.
However, wherever you are the tax man may put it on both your tax returns.

Make sure bank statements aren’t sent by post if you’re any good at online banking. My ex opened 1 of mine wanting to know why there was so much money in my savings account.

He claimed he thought it was for him. His bank account was same bank as mine. Just said I was saving to go on holiday. Just a caravan holiday with my family and my 2 dc. Which he didn’t want to go on and wasn’t contributing to. But I was also planning to leave him.

Do you have your own personal bank account as well as the joint account? Does he?
You could open an ISA and get some interest, which would be better than cash.
If it must be cash, then maybe cut a chunk out is book you know he’ll never look at, or in a tampon box etc

No. The piss take is a grown man, who is father to a (presumably sick?) child, spending every penny of his family’s money because he has no self-control.

The piss take is him being so incorrigibly profligate that his partner feels the need to ‘protect’ family savings from him.

The piss take is that you cannot jointly make financial contributions to shared goals (like medical tests or holidays) because he can’t be trusted not to put his hands in the jar.

Per everyone else’s answers, OP, a paperless personal account is the way to go. Cash is bonkers. Just make sure you stipulate that you don’t want your partner to know about the account. I believe most banks take extra precautions to avoid slip-ups with letters or phone calls if you do, as this is often requested in DV and financial abuse situations.

Temporarily. Not in uk

Totally unnecessary. Just open another bank account and transfer the amount you daved into your own account.

Can't you just tell him that you want a separate account because you have different spending habits?

You say you're not afraid of him, so just explain what you're saving it for?

So the op worked part time for years and mainly lived off her dp's salary and now thinks its ok to not consider her income as family money? Sounds like there are major relationships problems

If you’re not in the uk would a safety deposit box be an option?

Tip I've seen said on here. You can get cashback at some supermarkets and then it just looks like a shop you've done at Tesco or wherever. Pay the withdrawn cash into your new account at a post office branch. That saves any transfers showing up on your joint account statement. Is he the type who pores over bank statements?

He will of course save for her, but would dib in a lot i’m sure without thinking about it and I want to be strict with it

Separate bank account.

Maybe you have never been caught up in a relationship that needed one. When you have DC responsibilities it is another thing, plus the DH handles all the monetary affaires, car and housing, you cannot judge,

Missed the bit where her DH funded comprehensive wraparound childcare during this time- or do you think OP is obliged to provide this gratis?

Yes, good point

If you think you need one, you are in the wrong relationship

There aren’t any new or original places to hide cash in a house.

How about just dump you "DP" - they are not very dear if youre enquiring about a fund to run away from them.

Leave them in your rear view.

If you are putting it in an envelope he or anyone else will not be aware of it and if you separate it would be difficult to track and split is the direction I think you are going…
if you put in an online ISA and opt out of paper you’d have to declare if seperation. Assuming you are married.

Does he gamble or have other addiction issues? Are you not in the uk because he’s not from here and you don’t feel safe or you have little autonomy?

I put it in the highest paying savings account or ISA that I can find, the money is paid in on payday like all the other standing orders and direct debits, so it just looks like another bill. If you are saving £500 a month, then make 2/3 smaller payments to monthly savers as they pay 6/7%

Dd is both ours, but we’re not married

Why not to opening an account in Dds name?

I have my own bank account with several different saving “pots”attached to it. We never really discuss what’s in my account but if it ever comes up I only talk about what’s in my main account. I have been a single mum previously and whilst I have ZERO intention of splitting up I don’t like the thought of not having anything set aside
some of it is Inheritance from my Grandma and he said I have to spend it on myself- so far I have used it for dental treatment and a kitten but the rest is in an ISA
We have never had a joint account as he came into the marriage with bad credit so we have just always had it our own and pay a few bills each

open a Revolut account leave it on savings as it earns interest ?

I have a savings account and joint account with Halifax. The savings only shows up on my app and login, not my partners.

I signed up to paperless so all statements etc are emailed. Nothing comes to the house. Mine isn't deliberately secret but banks have strong gdpr rules. Your partner will only be aware if he knows your log in or email passwords