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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council tax is a c**t

618 replies

Upholstery · 08/12/2025 21:13

What kind of a tax doesn't take account of how much money you have? It's all just a bloody con.

OP posts:
Thread gallery
6
ShesTheAlbatross · 09/12/2025 07:40

ProudCat · 09/12/2025 07:12

The social contract (17th Century) means that we should each contribute what we can for the overall good. The original idea (Locke, no not that guy from Lost) was that wealth comes from mixing our labour (work) with resources to actually produce something. At no point was an increase in property values (passive earning) meant to give a person more wealth power. We understand this in simple terms as 'the work ethic'.

Obviously, the latter part of the 20th Century moved us away from this, and now we have the idea that investment = wealth power.

Concretely, in terms of Council Tax, and pretty much any other tax, this means we've reverted to the feudal system. The 'peasants' are subsidising everyone else. Given the state of our society, it would not appear to be for the overall good.

The simple solution would be to tax passive earnings. Carry out a survey every 5 years and tax increases in property value. We used to call this 'the rates'. Worked for 300 years since Tudor times.

I’m so glad you clarified that the Locke you were talking about wasn’t the one from Lost, and that by labour you meant work. We’d all have been scrabbling around with our poor understanding otherwise.

Phonicshaskilledmeoff · 09/12/2025 07:41

Cleikumstovies · 09/12/2025 07:39

Lib Dems had been advocating for a local income tax.

Given most is spent on social care, wouldn’t this just mean that the higher earners would be even more inclined to move to more affluent areas? (Or have I completely misunderstood how it would be distributed)

TigerRag · 09/12/2025 07:43

Bushmillsbabe · 09/12/2025 07:21

I feel its unfair how much is varies across the country. We paid about 1 5k for our 3 bed house in London, we bow pay over 3k a year for a similar size property, with a simular value, outside London. We use same amount of services, earn the same. It's crazy!

Before single person discount, etc my band a flat in the south west is £1.5k per year

Harrumphhhh · 09/12/2025 07:49

ThisLittlePony · 08/12/2025 22:09

Of course it’s a cunt, it’s meant to be because we get local services…
98.9% of our council tax money is spent on areas that would be band A, if anyone paid the tax. So that’s free gyms, kids clubs-bfast, after schools, holiday clubs, the only libraries, community centres, parks- both play park and floral…
anywhere else in our local authority has libraries closed, kids activities stopped, but all meant to be grateful and thankful council has kept areas going. Tried to take my child to a bookbug group locally, wasn’t allowed as wasn’t band A tax.. didn’t matter group shut down as no one attended.

What utter rubbish. Where on earth did you get that 98.9% figure from? Are you honestly trying to say that only 1.1% of your tax goes on bin collections, waste disposal, street cleaning, planning services, registration, fire and police commissioners, etc, etc? ALL of the rest is spent on services you can’t access. Bollocks.

Newnamedillydally · 09/12/2025 07:56

I think it’s the actual bandings that cause the most issues and can seem unfair based on values and neighbours and different parts of the country when compared. I think the fairest way to do it would be on actual square footage of the residence.

TennisLady · 09/12/2025 07:58

Upholstery · 08/12/2025 22:01

But millionaires aren't paying their share now and haven't done for decades! Why am I paying more tax for a tiny two bed flat that I don't even own than a CEO with a house in Westminster?

And my flat is as band C, as all two bedroom flats built after 1998 are round here, automatically, because they of this "assigning value" nonsense. So I'm even paying more than someone else in the area who lives in a bloody house! That they own!

I had exactly this same issue. A small 2 bed flat (built in 2000s), I was band C. I then moved to a house worth 100k more and was band B.

I find council tax massively unfair. I lived alone and only got 25% off the bill but next door to me are 4 adults all paying less per person.

Southernecho · 09/12/2025 08:00

SlipperyLizard · 08/12/2025 22:20

My mum built a granny annexe after we did our loft conversion, little did I know that would give the council the opportunity to revalue and boom!, band G and £100 more a month in council tax 😫

Yeah apart from Councils don't set bandings, the Valuation Office Agency do and at most would put on an improvement notice, the band may then change if you sold it.
You can also challenge any VOA re-banding.

Renters can also challenge bandings too, not just owner occupiers.

Seems this thread is bringing out the MN imagination.

Thechaseison71 · 09/12/2025 08:00

suburburban · 08/12/2025 22:12

I hate that

why shouldn’t your dc attend when you are paying council tax to that LA

If it's similar to where I live then one town provides the money and the next one gets the facilities ( normally for free as PP said)

Often you have to live in a certain postcode to be eligible. So we are good enough to pay for it but not eligible o attend thee things

itsnotfairisit · 09/12/2025 08:02

Why are people moaning about building granny annexes and having to then pay more council tax? A granny annex tends to mean there'll be another person living at the property and using more services. Surely that's fair that the council tax goes up.

WhyamIinahandcartandwherearewegoing · 09/12/2025 08:04

Never thought I’d see the day when the poll tax actually looked like a good option but here we are!

itsnotfairisit · 09/12/2025 08:04

DoBeGoodDontBeBad · 09/12/2025 00:24

I barely put anything in my bin or recycling. They only need emptying every 6 weeks but they come every week even though there's nothing in them half the time.

I think we should pay per collection. If you create a load of waste - pay for it.

I thought about this other day, but the big hole in the argument to pay for what you discard is that people would flytrap. People are awful.

YorkshireGoldDrinker · 09/12/2025 08:05

YANBU but you wouldn't want anyone knowing how much money you have, to be honest. It's none of anyone's business, especially not the council's.

FigTreeInEurope · 09/12/2025 08:05

As an interesting comparison, we have two houses in Italy with a combined space of about 200 SQ meters, with three acres of land, and we pay €200 a year in property tax. Other taxes are higher though.

HopSpringsEternal · 09/12/2025 08:05

ThisLittlePony · 08/12/2025 22:09

Of course it’s a cunt, it’s meant to be because we get local services…
98.9% of our council tax money is spent on areas that would be band A, if anyone paid the tax. So that’s free gyms, kids clubs-bfast, after schools, holiday clubs, the only libraries, community centres, parks- both play park and floral…
anywhere else in our local authority has libraries closed, kids activities stopped, but all meant to be grateful and thankful council has kept areas going. Tried to take my child to a bookbug group locally, wasn’t allowed as wasn’t band A tax.. didn’t matter group shut down as no one attended.

Do you not drive on any roads, walk on pavements, use schools, ever need or know people that need adult or children care services, have your bins collected, make any changes to use house cans use planning, make use of any public realm in your town. ..

BIossomtoes · 09/12/2025 08:07

FigTreeInEurope · 09/12/2025 08:05

As an interesting comparison, we have two houses in Italy with a combined space of about 200 SQ meters, with three acres of land, and we pay €200 a year in property tax. Other taxes are higher though.

What do you get for that €200?

TennisLady · 09/12/2025 08:09

Changename12 · 08/12/2025 22:56

But if you are a single person, then you don’t need a house the same size as a couple or family. It is up to you. If you don’t want to pay the council tax, you could move into a smaller house.

You don’t get it though, it’s not based on the size of your home. My small 2 bed flat cost more in council tax than my larger 2 bed home, despite it also being worth 100k more. I lived next door to a couple who had an adult child and their partner living with them. Why should I pay more for local services than them? It’s just a hugely massively unfair tax that governments are always too terrified to touch.

OonaStubbs · 09/12/2025 08:12

IMO they should bring back the window tax. Tax the houses according to how many windows they have.

OmNomShiva · 09/12/2025 08:12

nomas · 08/12/2025 22:34

Council tax seems to be a ticking time bomb.

The number of school pupils with EHCPs has risen by 71% between 2018 and 2024.

School transport for SEND is nearly £2 billion per annum.

My local council's High Needs bill for children is nearly £100m per year.

The county councils network is predicting a "total collapse" unless there are reforms.

Most council tax is spent on care of the eldery, not children.

It’s a time bomb because our population is ageing faster than ever before - net ageing is over 205,000 new over 65s per year.

BIossomtoes · 09/12/2025 08:14

TennisLady · 09/12/2025 08:09

You don’t get it though, it’s not based on the size of your home. My small 2 bed flat cost more in council tax than my larger 2 bed home, despite it also being worth 100k more. I lived next door to a couple who had an adult child and their partner living with them. Why should I pay more for local services than them? It’s just a hugely massively unfair tax that governments are always too terrified to touch.

Thatcher did touch it and it cost her the keys to number 10. I could ask why we (a couple) pay more for local services than the family down the street with three kids in school. Obviously I don’t ask that because I understand the concept of collective responsibility for society. MN is full of Thatcher’s children.

Thechaseison71 · 09/12/2025 08:14

TennisLady · 09/12/2025 08:09

You don’t get it though, it’s not based on the size of your home. My small 2 bed flat cost more in council tax than my larger 2 bed home, despite it also being worth 100k more. I lived next door to a couple who had an adult child and their partner living with them. Why should I pay more for local services than them? It’s just a hugely massively unfair tax that governments are always too terrified to touch.

Yes I have a 2 bed grr flat ( bottom half of house type) is band C. The 3 bed houses in my road are also band c

LemonTT · 09/12/2025 08:15

The fact that there is little agreement on what the problem is with the current system nor what would be a better or fairer solution pretty much explains why no one is rushing to fix it.

The government needs to be able to collect taxes easily. Generally using the systems they have. People taxes and wealth taxes are difficult to collect. In the case of the former the solution was to link it to voting rights, hence Poll Tax. Which was an ideological issue for many people who refused to pay on principle and rioted over it.

As to establishing wealth, many really rich people don’t hold a lot of personal wealth and have armies of lawyers and accountants to hide it for them. There aren’t that many of them and there aren’t even that many fairly rich people. Which is why you will end up with a property tax not unlike one you have at the moment and the burden will fall on the so called better off. The line for defining better off is laughably low for income tax and it will be for a property tax or a person.

The other issue with a local tax is that economically active or wealthy areas have low spending and high revenue. This leads into the problem of contribution versus benefit. A good system would be built on near universal benefit and universal contribution. When it isn’t people become disgruntled and divided.

We have terrible public services and a lot of people who don’t contribute whilst the majority of tax burden falls on a group of people described as “better off”. Which just means easy to collect taxes from. I guarantee you that the billionaires of Westminster won’t be contributing more because they are impossible to tax on a local basis.

GeorgeMichaelsCat · 09/12/2025 08:17

RaininSummer · 08/12/2025 22:12

Bring back the poll tax as every adult uses services. It was a good plan so long as there are discounts etc for disabled people.

There'd be riots again if they tried

YorkshireGoldDrinker · 09/12/2025 08:18

GeorgeMichaelsCat · 09/12/2025 08:17

There'd be riots again if they tried

So be it. Let the chips fall where they may. People can only be pushed so far.

BishyBarnyBee · 09/12/2025 08:19

SlipperyLizard · 08/12/2025 22:20

My mum built a granny annexe after we did our loft conversion, little did I know that would give the council the opportunity to revalue and boom!, band G and £100 more a month in council tax 😫

But if you can build a granny annexe to house another person, it seems completely fair to pay an extra £100 a month tax.

kimonok · 09/12/2025 08:19

murasaki · 08/12/2025 22:10

I rent, so I don't own the asset, I'm with you, OP.

It's not about owning the asset, it's the services you access in the community.

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