Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council tax is a c**t

618 replies

Upholstery · 08/12/2025 21:13

What kind of a tax doesn't take account of how much money you have? It's all just a bloody con.

OP posts:
Thread gallery
6
Bumblebee72 · 11/12/2025 08:46

Differentforgirls · 11/12/2025 08:38

Well aren’t you a charmer.

I believe in self responsibility and that it is reasonable that the wealthy don't take from the state when they can afford not to. I don't get child benefit as I earn too much - I think that is fair. I try and take a little for the state as I can so that the resources can be used for those with real need?

Do you think low income families should subsidise me?

LakieLady · 11/12/2025 08:47

Balab · 09/12/2025 13:40

I was referring to what I get.

My children are too old for education, unless you count uni that I’m paying £££££ for.
I’m not elderly. My mum is, and I do all the caring for her myself. Every day.
We have not called the police or fire.
Our street lights are turned off leaving parts of our street in pitch black.
The roads on my estate were surfaced by the house builder a couple of decades ago.

I really do get fuck all for a massive amount of money.

Some of the children currently being educated will be the doctors, nurses and other essential workers one day, or the plumber you need in an emergency. You'll benefit, albeit indirectly, from their education.

You have no way of knowing whether or not you will need care when you're older, or when you might need the police or fire service. These services are there in case you do.

The roads on your estate will almost certainly have been adopted by the council at some point and thereafter will be maintained at public expense. And unless you have a flying car and can levitate, you are bound to walk and drive on other roads and pavements maintained by your council.

For years now, possibly decades, the grant to councils from central government has been cut significantly in real terms. Councils have had to increase council tax and reduce spending as a result.

Differentforgirls · 11/12/2025 08:56

Bumblebee72 · 11/12/2025 08:46

I believe in self responsibility and that it is reasonable that the wealthy don't take from the state when they can afford not to. I don't get child benefit as I earn too much - I think that is fair. I try and take a little for the state as I can so that the resources can be used for those with real need?

Do you think low income families should subsidise me?

You don’t need to apply for it. No one forces you to.

Bumblebee72 · 11/12/2025 09:06

Differentforgirls · 11/12/2025 08:56

You don’t need to apply for it. No one forces you to.

So you are arguing for more benefits for the rich funded by low earners. As a rich person for this that is ok if you insist. I suppose I could always top up the kids trust funds a bit more.

CheeseIsMyIdol · 11/12/2025 09:09

HellsAngel81 · 08/12/2025 22:02

YANBU op! And don't get me started on the paltry single person's discount 😤

Agree. It’s so unfair.

LakieLady · 11/12/2025 09:13

Bushmillsbabe · 09/12/2025 15:08

I appreciate that, but having lived in at least 9 of the boroughs, they were all much cheaper and had better council services than anywhere i have lived outside London.

It's much cheaper to deliver services in an urban area compared to a rural area, or an area with a mix of towns and rural areas.

I worked in local government in 2 London boroughs and then moved to a county council in a predominantly rural county, and it was a real eye opener. All 3 had similar sized populations.

In the county, the number of children who needed transport to school funded because there wasn't a school within 3 miles was huge, it was negligible in the London boroughs. The county council had (iirc) 8 times as many libraries, so that people didn't have to travel huge distances to use them; and 5 register offices instead of one. The bin men spend far more time on the road, so more bin men (and lorries) are needed to service the same number of homes and there are far more council tips. Staff like social workers and housing officers who work out in the community have significant travel expenses that have to be paid because of the distances they have to cover.

And a lot of areas still have two-tier local government, so double the amount spent on councillors' allowances and shedloads more in mileage because some of the county members have an 80 mile round trip to get to meetings.

Brokentramulator · 11/12/2025 09:17

I agree - I paid £1200 a year for a one bed flat in Glasgow in 1997 worth £40k. I was earning £8000.It was an absolute outrage how much Council Tax cost back then.
I no longer live in Glasgow but now live in a band G property now worth £1.25 million and we only pay around £4000.

I think it's very unfair tax.

LakieLady · 11/12/2025 09:33

Balletpoint · 09/12/2025 15:00

Those on pension credit get freebies. Those freebies would push them over the threshold so if that is the case they should be taxed or alternatively do without the freebies.

My MIL gets pension credit that's just a few pounds pw less than my state pension, plus approx £125pw housing benefit (council property) and 100% reduction in her council tax which would be around £125 a month.

I have a small occupational pension and I pay 20% tax on it, and don't qualify for any help with my council tax, so half that private pension goes straight to the council. But what I'm most jealous of is the fact that when anything in her house goes wrong, she rings the council, who come and fix it; when it happens to me I panic about how much it might cost me to get it fixed.

MIL only worked for approx 8 years in her life, too, I worked and paid tax for 53 years without a break, and overall I'm worse off than she is.

TigerRag · 11/12/2025 09:37

Boomer55 · 11/12/2025 08:41

For those on a really low income, there is a scheme to get it reduced. (Council tax rebate).

Some of us are still having to pay quite a lot even with the deductions. I switched from ESA to UC recently. I was paying £21 a month. I'm now having to pay an extra £60 a month.

LakieLady · 11/12/2025 09:38

Differentforgirls · 09/12/2025 15:22

That worked well the last time. There are still people who haven’t paid it. They still get their children educated, their bins emptied, have access to every council service etc.

Do I think council tax is fair?

No, I’d prefer a local income tax as I, personally would be better off.

However, I’ve been a benefits advisor in my working life (briefly) and some of the people I advised got more every month than I did.

I still think I was better off as I didn’t have the lives they did.

Count your blessings. You’ll be happier for it.

I worked in welfare rights too, and loads of my clients got more in income than me. But that was mainly because they mostly had significant mental health issues or LDs and often other disabling health conditions, and I wouldn't have swapped places either.

LakieLady · 11/12/2025 09:47

SerendipityJane · 09/12/2025 15:38

So my neighbours house is burning down. They haven't paid their council tax (or lost the receipt) so no fire engine for them.

Meanwhile my house catches fire because theirs wasn't put out (let's pretend their friends were away so weren't around to throw a few buckets). I mean it's OK, because I'd have paid and kept the receipts. However as I am dealing with the traumatic aftermath of the fire, I think I'd be asking whether it might have been better all round if the fire brigade had treated my neighbours fire, even if my neighbour hadn't been able to pay their council tax.

(Of course people who learn and remember will know that after trialling private fire brigades in the 19th centuries, it very quickly became apparent that putting out all fires - uninsured and insured - saved much more money than letting uninsured buildings catch fire enough to burn insured buildings.)

And if the same principle was extended to the police, also part-funded via a precept on council tax, it would be even more absurd.

The police would refuse to investigate rapes, muggings etc if the victim hadn't paid their council tax.

Differentforgirls · 11/12/2025 09:53

Bumblebee72 · 11/12/2025 09:06

So you are arguing for more benefits for the rich funded by low earners. As a rich person for this that is ok if you insist. I suppose I could always top up the kids trust funds a bit more.

So you would apply for it then?

LakieLady · 11/12/2025 09:56

TigerRag · 11/12/2025 09:37

Some of us are still having to pay quite a lot even with the deductions. I switched from ESA to UC recently. I was paying £21 a month. I'm now having to pay an extra £60 a month.

Edited

Councils have their own schemes for help with council tax. Where I live, even the poorest have to pay 20% of their council tax, in the neighbouring city, they wouldn't have to pay any.

I think it should be the same nationally.

JustMerelyHere · 11/12/2025 13:12

TeenLifeMum · 08/12/2025 22:03

I remember the outrage of poll tax so I think it’s a case of not pleasing everyone. The reality is, if you have a bigger house you’re more likely to have more people so paying extra makes sense. What gets me is the inconsistency of what each band pays.

I remember the poll tax riots etc but was quite young. From what I've said it felt quite said to me but I know a lot of people were very upset so I'm obviously missing something? I do feel that use of local services is more related to numbers of people than the size of their houses. Maybe someone can explain it.

randomchap · 11/12/2025 13:15

JustMerelyHere · 11/12/2025 13:12

I remember the poll tax riots etc but was quite young. From what I've said it felt quite said to me but I know a lot of people were very upset so I'm obviously missing something? I do feel that use of local services is more related to numbers of people than the size of their houses. Maybe someone can explain it.

it didn't take into account the ability to pay. At all

So someone is a massive house earning loads paid the same as someone in a one bed flat earning £2.50 an hour.

JustMerelyHere · 11/12/2025 13:17

randomchap · 11/12/2025 13:15

it didn't take into account the ability to pay. At all

So someone is a massive house earning loads paid the same as someone in a one bed flat earning £2.50 an hour.

Ah right, that really was daft then! You'd think being a personal tax it would be easier to take affordability into account. Thanks

XenoBitch · 11/12/2025 13:58

TigerRag · 11/12/2025 09:37

Some of us are still having to pay quite a lot even with the deductions. I switched from ESA to UC recently. I was paying £21 a month. I'm now having to pay an extra £60 a month.

Edited

Until a few years ago, my local council did 100% discount for people on UC (it might have been certain groups though). I was on UC after it changed, and I know people on the same UC as me who are not paying CT at all, and I am paying 20%. It does seem unfair.

Balletpoint · 11/12/2025 14:14

TigerRag · 11/12/2025 09:37

Some of us are still having to pay quite a lot even with the deductions. I switched from ESA to UC recently. I was paying £21 a month. I'm now having to pay an extra £60 a month.

Edited

Wow that is still minimal. Think how lucky uou are and spare a bought for those paying £400 PLUS PLUS a month and probably using less services than you.

XenoBitch · 11/12/2025 14:18

Balletpoint · 11/12/2025 14:14

Wow that is still minimal. Think how lucky uou are and spare a bought for those paying £400 PLUS PLUS a month and probably using less services than you.

Wow, you do know what ESA is and what it is for, right?

TigerRag · 11/12/2025 14:23

Balletpoint · 11/12/2025 14:14

Wow that is still minimal. Think how lucky uou are and spare a bought for those paying £400 PLUS PLUS a month and probably using less services than you.

Yes of course I'm so lucky to be so severely disabled to be on a sickness benefit. I'm also sure those people have more money than me

SerendipityJane · 11/12/2025 14:36

JustMerelyHere · 11/12/2025 13:17

Ah right, that really was daft then! You'd think being a personal tax it would be easier to take affordability into account. Thanks

The reasoning behind the poll tax was to stop people who could pay tax dictating what tax got spent on.

It was inspired by a media-led witch hunt against the "loony left" who were running councils in areas with serious deprivation where voters who did not pay tax elected councils who then raised the rates sky high.

It was essential that affordability was not taken into account, otherwise all the time and money and effort put into setting up the poll tax would have been a total and utter waste of time (something the Tories have always beaten Labour at.).

The poll tax riots were not the reason it was abandoned. That's just media manipulation. The real reason it was abandoned is because all of a sudden a ton of rich men suddenly discovered they'd have to pay for their wives and adult children living at home. And having spent 300 years managing to avoid that, they were not going to start in 1990.

JustMerelyHere · 11/12/2025 14:38

SerendipityJane · 11/12/2025 14:36

The reasoning behind the poll tax was to stop people who could pay tax dictating what tax got spent on.

It was inspired by a media-led witch hunt against the "loony left" who were running councils in areas with serious deprivation where voters who did not pay tax elected councils who then raised the rates sky high.

It was essential that affordability was not taken into account, otherwise all the time and money and effort put into setting up the poll tax would have been a total and utter waste of time (something the Tories have always beaten Labour at.).

The poll tax riots were not the reason it was abandoned. That's just media manipulation. The real reason it was abandoned is because all of a sudden a ton of rich men suddenly discovered they'd have to pay for their wives and adult children living at home. And having spent 300 years managing to avoid that, they were not going to start in 1990.

Not to hijack the thread but I wonder what a better solution is to local taxation. In USA it's linked to income like income tax I think, though I believe it also varies from state to state and some pay YOU!

Thechaseison71 · 11/12/2025 14:40

Balletpoint · 11/12/2025 14:14

Wow that is still minimal. Think how lucky uou are and spare a bought for those paying £400 PLUS PLUS a month and probably using less services than you.

Hmm mine is £120 a month. Without any benefits on a band C house ( with single person discount) Must be a big bloody house at over £400 a month council tax. Move so where cheaper

SerendipityJane · 11/12/2025 14:56

JustMerelyHere · 11/12/2025 14:38

Not to hijack the thread but I wonder what a better solution is to local taxation. In USA it's linked to income like income tax I think, though I believe it also varies from state to state and some pay YOU!

Not to hijack the thread but I wonder what a better solution is to local taxation.

It depends what you want to achieve, really. In a democracy most taxation centres around the need to get re-elected at some point. All else is moot.

LakieLady · 11/12/2025 15:11

JustMerelyHere · 11/12/2025 14:38

Not to hijack the thread but I wonder what a better solution is to local taxation. In USA it's linked to income like income tax I think, though I believe it also varies from state to state and some pay YOU!

The problem with a local income tax is that the same people who manage to avoid paying all the income tax that they should would also get away without paying the local tax, too. At least with a property-based tax they're more likely to pay their share.

It's much harder to hide a house than it is to conceal your income, at least for those who aren't on PAYE.