AIBU to claim UC with a 'high' income

[Loriclimbs]

I am very conflicted about lifting the two-child cap. I know many would benefit from it but it would lead us back to more abuse of the system. I, however, have three children myself. I have gratefully received UC in the past but as my income has grown I am currently no longer eligible.

With the addition of my youngest child, I will now be eligible for approximately £200 per month. I an a higher rate tax payer abd Icurrently pay over £1200 in income tax alone per month. I have to repay the majority of the child benefit I receive.

AIBU to claim what I am entitled to?

The system is wrong, not you

I really don't care. At the end of the day we all end up paying for a system we can't afford e.g. in reduced public services.

Does the calculation include childcare costs? If so YANBU.

Absolutely not unreasonable to claim it.

Sorry am i understanding this correctly? You earn enough money to have to pay £1200 in tax each month and yet you would be eligible to receive £200/month via UC?

This whole system is bloody crazy.

Clicked wrong button. If you are entitled then claim . You don't make the rules. I do disagree withe the removal of the cap on the whole though.

My husband earns 72k we get UC

How? Genuinely don't understand?! How would you be eligible? How much do you get? TIA!

If you are eligible then claim it. I hope it makes things a bit easier for you.

As a reminder. As of September all children whose parents get universal credit will also get free school meals.

Claim it

No one will government you a medal for not claiming it.

I didn't believe it at first when we were told we could claim it by a financial advisor...we rent, we have 2 autistic kids who I claim carers for so we get
The couples element
Housing
Child element (for 2 of our 4 kids at the moment)
Disabled child element
Carers element
They take off what I get carers allowance, about £79 a month in previous carers allowance overpayment and 55% of my husband's monthly wage that's over £414
On an average month if my husband earns about 3800 we get about 580
My husband gets paid every 4 weeks so once a year they calculate 2 paydays in one assessment period so they think he's earned too much and we don't get anything for 2 months. One of my kids is nearly 20 so we won't get any extra for him in April but will fit our 4th child

It’s the governments fault you are entitled to it. Claim it. Pensioners who are millionaires are still taking their state pension.

How are you going to be eligible if your income is too high?

I hadn't realised that! That would be even better, I'm paying £45 a week now!

I will be £50 a month better off.

The rules seem odd but if you're eligible, you have the right to claim.

how is anyone on over £40k eligible? We didn’t even get child benefit let alone uc, I no suspect it’s because we actually had a mortgage not paying rent?

Yup and again you can get lots of discounted entry to places if you are on UC as well. Whipsnade zoo, London zoo, lots of historical places and a few aquariums.

I had no idea till one of the school mums was telling me after her summer holiday adventures.

Can someone explain how higher rate tax earners get Universal Credit? I thought UC was for those in a lower income?

Is it only if you have children/high childcare costs? Or a child with additional needs?

FML 🤦‍♀️

Thank you!

We won't be claiming free school meals though. My kids won't eat them

Rent can tip you over, high childcare costs and if someone in the household
has a disability you can earn quite a bit and get uc.