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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Resentment at 100k

797 replies

Arseholeneighbours · 28/11/2025 00:49

Theres a lot of vitriol spilt towards people being “high earners” at 100k and over. As net contributors, and most likely having made sacrifices, stresses and difficult life decisions, there’s many judgements about life choices , expectations and living within one’s means. What is the motivation to push forward in a career and to try and be as successful as one can if there’s no personal gain? It’s all well and good saying those with the broadest shoulders should take on the most - but to what end?

OP posts:
Thread gallery
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AutumnClouds · 28/11/2025 09:16

Arseholeneighbours · 28/11/2025 09:06

No I don’t think that at all, and some of my work is world first research. However I do still question whether the work is worth the time I give up with my family

Ok.. sounds like maybe it would be better for you to take a step back then. Doesn’t make sense for you to project a sense of resentment about that onto people who have also worked hard and made choices and sacrifices and who still can’t pay their rent without benefits, or who have disabled children, or have a disability that means they work harder than you ever will just to tread water.

ProudDada · 28/11/2025 09:20

Imdunfer · 28/11/2025 09:16

A full time salary of £15000 would be illegal, what stats are you looking at?

I never said a full time salary. Thats the problem, the most common salary is that low as too many people don’t work full time.

ProudDada · 28/11/2025 09:22

Thistooshallpsss · 28/11/2025 01:15

Median salary in uk in October 2025 is £30456 office of national statistics

Also as of October 2025 the median salary in the Uk was £39,039 according to the office of nationals statistics.

Grammarnut · 28/11/2025 09:22

Sacrifices are made at every level. What sacrifices do you think the low paid father/mother makes to take a second job as an uber driver to put food on the table and give his/her kids a nice Christmas?

Imdunfer · 28/11/2025 09:23

ProudDada · 28/11/2025 09:20

I never said a full time salary. Thats the problem, the most common salary is that low as too many people don’t work full time.

A lot of people work part time for a lot of reasons. "Too many people work part time" is a bit of a bald statement, what point are you trying to make?

Arseholeneighbours · 28/11/2025 09:24

AutumnClouds · 28/11/2025 09:16

Ok.. sounds like maybe it would be better for you to take a step back then. Doesn’t make sense for you to project a sense of resentment about that onto people who have also worked hard and made choices and sacrifices and who still can’t pay their rent without benefits, or who have disabled children, or have a disability that means they work harder than you ever will just to tread water.

why do you believe because I question tax brackets for career growth I resent disabled children?

OP posts:
Arseholeneighbours · 28/11/2025 09:26

Grammarnut · 28/11/2025 09:22

Sacrifices are made at every level. What sacrifices do you think the low paid father/mother makes to take a second job as an uber driver to put food on the table and give his/her kids a nice Christmas?

Yes, I probably don’t know as it’s not a situation I’ve been in.

OP posts:
mindutopia · 28/11/2025 09:27

Because they can and we look after people in our society if we want a good life for ourselves too.

We are higher earners. Over £100k but not ultra rich and I have no problem paying taxes. We have a lovely life, are not feeling the squeeze at all.

And that’s probably because we do exactly what poor people are told to do all the time: we live within our means. We don’t have our dc in private schools. We don’t take £5000 holidays. We take packed lunches on a day out and coffee in a flask. We don’t regularly get takeaways or eat lots of convenience foods. We don’t have Sky or car finance or gym memberships. We have plenty of money left over every month such that a bit more on taxes is no big deal given we make good use of those public services ourselves.

FlowerUser · 28/11/2025 09:27

I think maybe take the hit. Save up so you have enough money to live on for six months, then quit your job and live on benefits. The savings will cover the period you're sanctioned for. Then you can enjoy your life on benefits without having to work ever again and still get a lot of money from the taxpayer.

Simples.

Benjithedog · 28/11/2025 09:28

Arseholeneighbours · 28/11/2025 02:31

You’re probably right @Theboymolefoxandhorse , I might have been down a rat hole of poorly scrutinised journalism recently. I’m currently on maternity leave and have been reviewing the childcare costs for when I return to work which is what has got me down I think. I’m looking at 4K a month in childcare when I go back to work, and feeling a bit (probably unduly) resentful at the school gates watching mothers talking about their plans to kick their feet up and have a hot chocolate when they get home for the 15 free hours.
I fully appreciate long term this isn’t an issue.

I would feel resentful too

FlatusParticles · 28/11/2025 09:30

Is NMW enough to live off in a "cheap area" if you don't have kids and you work FT for a year. Can people manage without benefits? As in you're just providing for yourself, no caring or dependents? You'd probably do a few overtime shifts as well and get a bit more like that right?

ScaryM0nster · 28/11/2025 09:30

Arseholeneighbours · 28/11/2025 03:18

@Coletilla thanks for your comment, you have made some valid points. Yes I perceive I’m not getting anything back from the system and struggle with the concept of sacrificing my career to stay within the tax brackets versus working for very little financial gain and losing precious time with my children. Albeit for the short time they’re in childcare but also not those precious few years that they’re young?

Do it.

Hit pause on progression and choose to stay on good where you are for the short term and spend that extra time getting marginally more sleep and face to face time with young children.

Look at where people 15-20 yes older than you are in their careers. That ladder climbing pauses at different points for different people. Almost everyone has done it at some point by 50. Now might be your time for it.

Happyjoe · 28/11/2025 09:31

Those high earners losing a small fraction of money to help pay for the country in which they live are nothing but whiny and greedy.

RedTagAlan · 28/11/2025 09:32

Arseholeneighbours · 28/11/2025 09:06

No I don’t think that at all, and some of my work is world first research. However I do still question whether the work is worth the time I give up with my family

If in a private company, don't you have a potential big pay day when your projects come to fruition and the patents kick in ?

Or do you work for a cheapskate company like I did, that only pays a quid for each patent.

I do know Engineers who done really well out of innovation and patents . Big house buying level.

Me, I got a quid for each one.

Such is life :-)

Does seem odd to have so much earning potential and quibble over a few K over the next few years.

FlatusParticles · 28/11/2025 09:32

Happyjoe · 28/11/2025 09:31

Those high earners losing a small fraction of money to help pay for the country in which they live are nothing but whiny and greedy.

They already pay a large fraction of their earnings and they are now being forced to give up more.

sussexman · 28/11/2025 09:33

ProudDada · 28/11/2025 09:20

I never said a full time salary. Thats the problem, the most common salary is that low as too many people don’t work full time.

A awful lot of people who work part-time are parents, with most of them being mothers. Are you really suggesting (on Mumsnet of all places) that parents should all work full-time? Do you know how much childcare costs?

MidnightPatrol · 28/11/2025 09:34

mindutopia · 28/11/2025 09:27

Because they can and we look after people in our society if we want a good life for ourselves too.

We are higher earners. Over £100k but not ultra rich and I have no problem paying taxes. We have a lovely life, are not feeling the squeeze at all.

And that’s probably because we do exactly what poor people are told to do all the time: we live within our means. We don’t have our dc in private schools. We don’t take £5000 holidays. We take packed lunches on a day out and coffee in a flask. We don’t regularly get takeaways or eat lots of convenience foods. We don’t have Sky or car finance or gym memberships. We have plenty of money left over every month such that a bit more on taxes is no big deal given we make good use of those public services ourselves.

But I think this sums it up really.

The £100k+ earners are told they are the rich. They cannot use some state services like childcare because they’re so well off. Their tax rate is over 60% on part of their income. The top ~4% of earners.

Yet you say ‘live to your means’ - but that’s the point isn’t it, the previous upper middle class who did have a big house, private schools etc are now… ‘take a packed lunch, don’t buy a nice car, no TV streaming services, no using a gym’ etc.

Twenty or thirty years ago the people in this income bracket would have had a completely different kind of lifestyle - that’s why people are complaining, the quality of life achievable has plummeted while the personal taxes on this group have risen significantly.

MidnightPatrol · 28/11/2025 09:36

Happyjoe · 28/11/2025 09:31

Those high earners losing a small fraction of money to help pay for the country in which they live are nothing but whiny and greedy.

I currently pay an effective 100% tax rate between £100-150k between tax and loss of benefits.

Is that a sensible piece of tax policy?

Gallowayan · 28/11/2025 09:37

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

I see you have been reading the Daily Mail🙄

Arseholeneighbours · 28/11/2025 09:39

RedTagAlan · 28/11/2025 09:32

If in a private company, don't you have a potential big pay day when your projects come to fruition and the patents kick in ?

Or do you work for a cheapskate company like I did, that only pays a quid for each patent.

I do know Engineers who done really well out of innovation and patents . Big house buying level.

Me, I got a quid for each one.

Such is life :-)

Does seem odd to have so much earning potential and quibble over a few K over the next few years.

My exact circumstances aren’t really the issue are they? It’s a policy problem

OP posts:
EasternStandard · 28/11/2025 09:44

Arseholeneighbours · 28/11/2025 09:39

My exact circumstances aren’t really the issue are they? It’s a policy problem

Yep

Switcher · 28/11/2025 09:46

What I find comical is that if tax bands had moved with inflation, the rather mythical threshold to "well off" would apparently now be at 270k. It feels as if the collective opinion of what 100k is worth was frozen in time circa 1990. I typed it into the bank of England calculator. 100k in 1990 is 249,650 in today's money. That should be the definition of well off.l if our economy was performing the way the US has. Taking chunks out of people for having the temerity to prosper will get nobody anywhere.

RedTagAlan · 28/11/2025 09:47

MidnightPatrol · 28/11/2025 09:36

I currently pay an effective 100% tax rate between £100-150k between tax and loss of benefits.

Is that a sensible piece of tax policy?

So you want benefits ?

I don't see how you can subtract benefits low paid get, from your take home, and define that as tax.

Shedeboodinia · 28/11/2025 09:47

Personally I think it's all deflection to keep people thinking 100k is a high salary.
Anyone up to 150k are still slogging away, able to afford only average 4 bed houses, especially in the south east, and driving normal cars.
While CEOs and board level people of huge businesses are on 4million a year, the majority of their most senior staff are sitting around 150k for Director level positions.
There is a huge disparity.
Entry level job salaries havent changed much in 20 years. Whikst house prices and CEO salaries have skyrocketed.
We are all squabbling about differences of a couple of thousand in income disparity beteeen 50k and 150k. Whist some other people are taking millions as salaries out of these companies.
And this keeps all the other salaries low for essential jobs, like nursing and refuse collectors and police, because they follow the market.
I think wages are suppressed all round.
There is money, it's just flowing upwards in huge quantities.

MidnightPatrol · 28/11/2025 09:48

Switcher · 28/11/2025 09:46

What I find comical is that if tax bands had moved with inflation, the rather mythical threshold to "well off" would apparently now be at 270k. It feels as if the collective opinion of what 100k is worth was frozen in time circa 1990. I typed it into the bank of England calculator. 100k in 1990 is 249,650 in today's money. That should be the definition of well off.l if our economy was performing the way the US has. Taking chunks out of people for having the temerity to prosper will get nobody anywhere.

Edited

The loss of the personal allowance at £100k was introduced in 2009.

With the new extended freeze on thresholds, it will have been in place for 22 years…!

It’s just so irrational too - a random spike in tax for people just hitting senior / professional roles, before it drops again - why?!

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