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Middle earners punished

1000 replies

Eucalyptus321 · 25/11/2025 21:18

I am feeling so disheartened and frustrated by how middle earners are constantly suffering at the hands of ridiculous government priorities. My husband and I have a greater household income than other families we know but have less cash in hand due to increased taxes coupled with the fact we receive zero benefits like child benefit or tax free childcare etc. ZERO. If they want middle earners to fund the country thought tax then at least support us with childcare costs. It’s a joke that two parents earning £99k each get childcare funding but parents with one £101k salary and one £25k salary receive nothing. I just need to speak to people who understand the burden of raising a family amidst the current financial climate and then the potential of further tax rises!

OP posts:
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9
Benjithedog · 26/11/2025 14:22

Kirbert2 · 26/11/2025 14:18

It does in my experience.

Not in mine

WaryCrow · 26/11/2025 14:35

The major problems are three fold: that wages have not kept the cost of living, the huge cost of housing thanks the greed of landlords: and that no one is paid the cost of labour, especially women. The ginormous salaries you hear about on mumsnet simply don’t exist in the jobs most essential to a civilised society, which are all public sector (because essential) and therefore treated like dirt.

This has been going on for years and now leads us to these kinds of complaints and wailing from very well off people.

Welcome to the Victorian times that the rich always wanted to bring back.

PeonyPatch · 26/11/2025 14:39

WaryCrow · 26/11/2025 14:35

The major problems are three fold: that wages have not kept the cost of living, the huge cost of housing thanks the greed of landlords: and that no one is paid the cost of labour, especially women. The ginormous salaries you hear about on mumsnet simply don’t exist in the jobs most essential to a civilised society, which are all public sector (because essential) and therefore treated like dirt.

This has been going on for years and now leads us to these kinds of complaints and wailing from very well off people.

Welcome to the Victorian times that the rich always wanted to bring back.

Well said.

ErhManGah · 26/11/2025 14:41

PeonyPatch · 26/11/2025 14:15

unless you have disabilities, disabled children, mental health or multiple children… anyone outside of this… nothing

I do have sympathy for the disabled and those with disabled kids.

WaryCrow · 26/11/2025 14:47

Sympathy, yes, for the disabled. But it’s getting to the point where being healthy and able bodied is a major handicap. I’ll get flamed for that, but it’s true. All we have to look forward to is servitude.

PeonyPatch · 26/11/2025 14:51

WaryCrow · 26/11/2025 14:47

Sympathy, yes, for the disabled. But it’s getting to the point where being healthy and able bodied is a major handicap. I’ll get flamed for that, but it’s true. All we have to look forward to is servitude.

This!!!!

I have sympathy for the disabled and genuinely injured or unwell.

But us able bodied workers are getting exploited to hell

Baconbuttymad · 26/11/2025 14:53

WaryCrow · 26/11/2025 14:47

Sympathy, yes, for the disabled. But it’s getting to the point where being healthy and able bodied is a major handicap. I’ll get flamed for that, but it’s true. All we have to look forward to is servitude.

100%

whataguddle · 26/11/2025 15:03

PeonyPatch · 26/11/2025 14:51

This!!!!

I have sympathy for the disabled and genuinely injured or unwell.

But us able bodied workers are getting exploited to hell

Yep it’s a piss take now !!

peope don’t have kids as they can’t afford them the feckless are rewarded …same with pensions don’t save still rewarded and some with all the extras on top with pension credit. U can get more than someone who paid in all their life if they just have a state pension …it’s all wrong.😑

Beddiem · 26/11/2025 15:05

Landlords charge what the market will allow them to. It’s failed housing policy that has increased rents.

PeonyPatch · 26/11/2025 15:37

whataguddle · 26/11/2025 15:03

Yep it’s a piss take now !!

peope don’t have kids as they can’t afford them the feckless are rewarded …same with pensions don’t save still rewarded and some with all the extras on top with pension credit. U can get more than someone who paid in all their life if they just have a state pension …it’s all wrong.😑

It’s backwards isn’t it

social contract well n truly broken

people like Reeves & Starmer etc don’t feel all of this!

DreamTheMoors · 26/11/2025 15:38

@whatohwhattodo

Thank you very much for the explanation.
I live in California, very near the mountains where Yosemite and the Giant Sequoias are within a short drive.
It seems like new places to stay are popping up all the time in the small towns dotting the foothills around Yosemite - some glamping and some individual tiny rooms, whatever they think will appeal most to the Yosemite visitors.
I believe there are glamping caravans, as well.

888casino · 26/11/2025 15:39

Scraping the two child limit must be a joke? I’m not perfect got pregnant at 15 fave birth at 16 but 4+ kids by 4 different dads and expecting other peoples taxes to pay is surely taking the piss?
I mean seriously? Raising taxes for THIS?? I doubt many people will vote labour again

PeonyPatch · 26/11/2025 15:43

888casino · 26/11/2025 15:39

Scraping the two child limit must be a joke? I’m not perfect got pregnant at 15 fave birth at 16 but 4+ kids by 4 different dads and expecting other peoples taxes to pay is surely taking the piss?
I mean seriously? Raising taxes for THIS?? I doubt many people will vote labour again

It’s a JOKE

Hellohelga · 26/11/2025 15:44

Benjithedog · 26/11/2025 14:18

And why shouldn’t she want that? I’m damn sure you would want the same if the roles were reversed

No role reversal needed. I’m a high earner but I never complain about paying my taxes. It’s how the welfare state works.

Kirbert2 · 26/11/2025 15:46

888casino · 26/11/2025 15:39

Scraping the two child limit must be a joke? I’m not perfect got pregnant at 15 fave birth at 16 but 4+ kids by 4 different dads and expecting other peoples taxes to pay is surely taking the piss?
I mean seriously? Raising taxes for THIS?? I doubt many people will vote labour again

Remember that the overall benefit cap will still apply.

whataguddle · 26/11/2025 15:55

It is unbelievable there are around 18,000 families with 6 or more kids and they will now get an extra £14,000 a year.

It beggars belief it should have stayed at 2.

They must be done for after today's budget it is grim.

Benjithedog · 26/11/2025 16:09

Hellohelga · 26/11/2025 15:44

No role reversal needed. I’m a high earner but I never complain about paying my taxes. It’s how the welfare state works.

This is you though and your position will be entirely different from others. Never assume

Nimbus3000 · 26/11/2025 16:26

MidnightPatrol · 26/11/2025 09:55

When did you buy your house and how much for, because a house in zone 2 on £75k doesn’t sound very realistic.

I live in London and our local nursery go from £2.2k - £2.5k for a baby now.

Three years ago, they were £1.8k - £2k.

There will no doubt be another increase in January, as there is every year.

So you see how the cost has rocketed at the same time as childcare subsidies coming in - the excluded parent penalised twice.

Edited

2021, first purchase was 2014 though so fair point re starting mortgages.

Child is in reception so nursery fees are accurate.

Nimbus3000 · 26/11/2025 16:29

Boohoo76 · 26/11/2025 09:56

Well you might be suprised at how much costs have increased. I paid £1k 10 years ago. It’s now over £2k for the same nursery and that’s one of the cheapest around here 40 miles from London. The problem is that once you earn over £100k you don’t get any subsidiaries such as the tax free childcare or free hours (apart from 15 hours for over 3’s) and you end up subsidising everyone else as the nurseries have put their fees up dramatically to cover the shortfall in Government funding. With your household income, your fees would be subsidised.

My child was in nursery until August this year. I'm aware from speaking to other parents that costs have increased this year. Well aware of the issues re earning over 100k, have friends in that boat.

My point is that people living in London are not all either on £100k+ or living in social housing. There are lots of us on middling (actually middling ie mean or median) incomes who own property and don't receive UC.

Fargo79 · 26/11/2025 16:45

Baconbuttymad · 26/11/2025 13:31

Because often hard work requires a degree or multiple exams/courses (like masters degrees and specialities) in order to be rewarded financially.
my sister is an actuary and earns very well, however she’s constantly doing extra courses/exams to be and stay in that role.

Edited

Having a degree and obtaining qualifications is one way in which a person can work hard. It doesn't define what hard work is. It doesn't change the fact that high wages ≠ hard work and low wages ≠ easy work. Some of the very hardest workers doing jobs your sister probably couldn't begin to imagine are actually completely unpaid. Wealth is not a measure of how hard somebody works.

Boohoo76 · 26/11/2025 16:47

Nimbus3000 · 26/11/2025 16:29

My child was in nursery until August this year. I'm aware from speaking to other parents that costs have increased this year. Well aware of the issues re earning over 100k, have friends in that boat.

My point is that people living in London are not all either on £100k+ or living in social housing. There are lots of us on middling (actually middling ie mean or median) incomes who own property and don't receive UC.

Edited

Well if your nursery is less than £1500 per month for a full time place for someone who doesn’t get any funded hours then I’m sure my colleagues would be interested in receiving the details. And when I was talking about subsidising, I wasn’t referring to UC. I was referring to tax free chiidcare and funded hours, which people on £100k + do not receive.

Baconbuttymad · 26/11/2025 16:48

Fargo79 · 26/11/2025 16:45

Having a degree and obtaining qualifications is one way in which a person can work hard. It doesn't define what hard work is. It doesn't change the fact that high wages ≠ hard work and low wages ≠ easy work. Some of the very hardest workers doing jobs your sister probably couldn't begin to imagine are actually completely unpaid. Wealth is not a measure of how hard somebody works.

Yes of course, for example I have total respect for cleaners and bin collection people as it is a physical and demanding job however they chose to do that job rather than a more well paid job.
higher paid jobs often require degrees and advanced qualifications that’s how it is.

Fargo79 · 26/11/2025 16:50

whataguddle · 26/11/2025 15:55

It is unbelievable there are around 18,000 families with 6 or more kids and they will now get an extra £14,000 a year.

It beggars belief it should have stayed at 2.

They must be done for after today's budget it is grim.

Not having enough money was clearly not an incentive for those parents to stop having children. All the benefit cap did was keep children in poverty and result in more kids with poor outcomes and more strain on public finances down the line. Lifting them out of poverty now is the right thing to do, both morally and economically.

ErhManGah · 26/11/2025 16:50

Baconbuttymad · 26/11/2025 16:48

Yes of course, for example I have total respect for cleaners and bin collection people as it is a physical and demanding job however they chose to do that job rather than a more well paid job.
higher paid jobs often require degrees and advanced qualifications that’s how it is.

Edited

I agree

ThatJollyGreySquid · 26/11/2025 16:52

Legolava · 26/11/2025 06:26

Yeah that’s progressive. Women being forced to make a choice of career or family. It’s justified though because it’s ok to punish higher earners. England can’t afford to lose anymore teachers. How very progressive, I mean left.

What I’m asking is how her nursery fees are so high when her wage would suggest that she only works 2.5 days a week?

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